Banks have differing criteria and product ranges for specific market segments. Logically the first-time home buyer has a vastly-altered profile to the multi-millionaire private bank client seeking out his status-symbol property.

Property is the largest single investment most people undertake and not a decision made more than a handful of times in life. It is therefore a daunting, unnerving experience that, without professional assistance, can cause sleepless nights and cold sweats.

Bond originators work closely with the banks to understand the precise parameters required by the financial institutions, placing them in the position to advise clients on how to accurately present the deal. The essence of mortgage originators is that they can offer clients appropriate advice and choice.

Typically bond origination provides the public with assistance through relatively unchartered territory, while lowering bond costs and stimulating inter-bank competition. Around 60% of South African bond approvals have followed the origination route against an estimated 30% flow in Australia and Canada, reflecting the vital link mortgage origination plays in the home ownership chain.

Mortgage originators have agreements with the four major banks, several of the smaller institutions, private banks and other non-bank lenders. This means those clients fortunate enough to qualify for a loan from more than one institution has the enviable choice of accepting the one offering the best rate and terms.

Bond origination capitalises on the short window of opportunity buyers have in which to secure finance and confirm their purchase. The industry provides unbiased and extensive product knowledge that caters for each client’s specific needs, thus boosting their chances for a successful application while recognising that securing the bond and determining the associated costs is pivotal to the decision-making process.

Banks want to reduce the amount of time wasted on unfeasible loan applications and that is the value bond originators offer to both the financial institutions and the man-in-the-street – having the expertise to weed out those applications that should never be placed before the banks. As home loan specialists offering clients a free service, consumers secure from mortgage originators the best chance of getting a home loan on the best terms with the advantage of one-stop shopping and the convenience of choice.

Established a decade ago in South Africa, bond origination has matured significantly as a professional lifeline for potential home owners and estate agents. Bond origination is the process of matching mortgages that suit specific individual needs.

The key lies in giving clients a choice of banks and thus providing a hassle-free service without incurring additional costs.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Mortgage Plus Bond Originators in South Africa

Mortgage Plus, your first choice for finding the mortgage that’s right for you. We understand every situation is unique and every client has individual needs, so on our website there is no such thing as a “one size fits all” home loan. We work directly with you to find the best home loan possible, allowing you the freedom to focus on finding the perfect home.

Why Mortgage Plus?

Put simply, Mortgage Plus  is your first choice for home loans because our mortgage advisors have the expertise necessary to help you find the right home loan for your specific needs. Whether you are a first time homebuyer, looking to refinance an existing home loan, or looking for financing to buy an investment property, our mortgage advisors are ready to provide you with comprehensive services.

We know the home loan marketplace in South Africa, which means we know how to get you the best deal for your individual needs. From government loan programs to banks to specialist mortgage lenders and more, our services cover the breadth and depth of home loan options available today.

Mortgage Plus will help you through the entire process from start to finish, working closely with you throughout to make certain everything proceeds smoothly and meets your expectations. You will be connected with your own personal home loan specialist who will work not only with you but also for you, acting swiftly and responsibly to ensure your best interests are at the forefront every step of the way.

All you have to do is click here ” www.mortgagepluscc.co.za “

Or

Call us on 011.327.4489 to find out more about how Mortgage Plus can help you achieve the dream of home ownership.

No stress. No worries. No costs.