Buying Your First Home

However, this doesn’t mean you need get stressed out and overwhelmed by the home buying (and selling!) process.

With some careful planning, patience and expert help from your Mortgage Plus broker, you will hopefully breeze through the process and be relaxing in your new home in next to no time.

Home loans, mortgages and finance.

Unless you have the good fortune to win lotto or be enormously wealthy, it is likely you will need the help of a lender or bank to borrow enough money to buy your dream home.

So – the most important step in preparing to buy your first home is to begin the process of organising the best finance for your needs and lifestyle. Your Mortgage Plus broker is as expert in identifying which of the of loans and options are best suited to you. This home loan calculator will give you a good estimation on how much you can borrow.

And it can definitely pay to use a mortgage broker to help with your loan. As the number of mortgage providers, lenders and banks in the market increases, so does the competition for your business. A mortgage broker is armed with all the latest mortgage information and offers and can quickly identify the best loan for you.

This could save you thousands in the long term and literally reduce the term of your loan by years.

Speak with one of our friendly mortgage brokers today.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Buying a home is one of the biggest investments a person will make in his or her lifetime. Because your home purchase is probably the most expensive one you will make, the homeloan itself is an important financial decision.

The prospect of owning a home is exciting, but it can also be a time of anxiety. This is a time when emotions must be kept in check, and one should make an informed financial decision. Our aim is to help you understand, from start to finish. From your first contact until your final approval of your loan, everyone at Mortgage Plus is dedicated to saving you money and getting you the loan you need. Fast and effective, without any sweat from your side.

By making the process a simple and uncomplicated as possible, AND BY SUBSIDISING SOME OF YOUR COSTS, we guarantee your total satisfaction.

When purchasing a property, there are normally two major costs involved, namely transfer and registration costs. This is where Mortgage Plus plays a major cost saving role to the buyer. We will give you a cash back bonus plus 30 % off the attorney conveyancing fee (when using our preferred attorney).

If you are thinking about a new purchase it helps to understand the options available to you which ultimately saves you money.

STEP 1: House hunting
STEP 2: Sign offer to purchase.
STEP 3: Seller accepts offer.
STEP 4: Contact MORTGAGE PLUS.
STEP 5: Financial Institution will confirm requirements.
STEP 6: Property Valuation done by bank.
STEP 7: Decision taken by bank.
STEP 8: Final approval. (Letter of Grant)
STEP 9: Registration attorney instructed to attend to the registration.
STEP 10: Customer to sign documents at 2 sets of attorneys.
STEP 11: Home loan registered in buyers name at Deeds Office.
STEP 12: First monthly instalment due within 30 days of registration date
STEP 14: Get your CASH BACK BONUS from Mortgage Plus.
STEP 13: Title deed & sent from attorney to Bank for safekeeping.

Let our extensive experience work for YOU.
Let us do all this for you FREE OF CHARGE!

Mortgage Plus : knows the business of mortgage bonds.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za