Mortgage & Property Talk SA
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We offer a wide range of advice on different home loan options - 0861 11 11 93*
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| Banking Adjudicator | |||||||||
| For banking problems, the Banking Adjudicator is Advocate Neville Melville. | |||||||||
| Share Call: | 0860 800 900 | ||||||||
| Tel: | 011 838-0035 | ||||||||
| Fax: | 011 838-0043 | ||||||||
| Email: | info@obssa.co.za | ||||||||
| Web Site: | www.obssa.co.za | ||||||||
| Post: | PO Box 5728, Johannesburg 2000 | ||||||||
| Master Contractors Accreditation Bureau (MCAB) | |||||||||
| A body that was formed to address the deteriorating credibility of the renovations sector of the building industry that falls outside the control of the National Home Builders Registration Council (NHBRC). | |||||||||
| Call Centre: | 086 000 6222 | ||||||||
| Fax: | 086 655 8786 | ||||||||
| Email: | info@mcab.co.za | ||||||||
| Web Site: | www.mcab.co.za | ||||||||
| Post: | PO Box 14394 , Bredell, 1623 | ||||||||
| Address: | 37A Commisioner Street, Kempton Park | ||||||||
| National Credit Regulator (NCR) | |||||||||
| Complaints regarding abusive credit practices can be referred to the National Credit Regulator which is empowered under the National Credit Act to act. | |||||||||
| Call Centre: | 0860 627 627 | ||||||||
| Tel: | 011 554 2600 | ||||||||
| Email: | info@ncr.org.za | ||||||||
| Web Site: | www.ncr.org.za | ||||||||
| Address: | 127 – 15th Road , Randjespark, Midrand | ||||||||
| Council for Medical Schemes | |||||||||
| An autonomous body, established by Parliament, to supervise medical schemes. The Registrar of Medical Schemes is Patrick Masobe. | |||||||||
| Share Call: | 0861 123 267 | ||||||||
| Tel: | 012 431-0500 | ||||||||
| Fax: | 012 430-7644 | ||||||||
| Email: | complaints@ medicalschemes.com | ||||||||
| Web Site: | www.medicalschemes.com | ||||||||
| Postal Address: | Private Bag X34, Hatfield 0028 | ||||||||
| Credit Information Ombudsman | |||||||||
| For Credit Bureaux problems, the Credit Information Ombudsman is Manie van Schalkwyk. | |||||||||
| Call Centre: | 0861 662 837 | ||||||||
| Email: | ombud@creditombud.co.za | ||||||||
| Web Site: | www.creditombud.org.za | ||||||||
| Postal Address: | Postnet Suite 444, Private Bag 1, Jukskei Park 2153 | ||||||||
| National Home Builders Registration Council (NHBRC) | |||||||||
| Providing protection to buyers of new homes against unacceptable quality standards or builders who refuse to get involved in the rectification of built in defects of the home. | |||||||||
| Web Site: | www.nhbrc.org.za | ||||||||
| Electrical Contractors Association of South Africa | |||||||||
| To maintain high standards in the electrical contracting industry and to promote professionalism in the industry. | |||||||||
| Web Site: | www.ecasa.co.za | ||||||||
| Financial Services Board | |||||||||
| The Financial Services Board regulates the financial services industry. The head of the FSB is Rob Barrow. | |||||||||
| Toll-free: | 0800 110 443 or 0800 202 087 | ||||||||
| Tel: | 012 428-8000 | ||||||||
| Fax: | 012 347-0221 | ||||||||
| Email: | info@fsb.co.za | ||||||||
| Web Site: | www.fsb.co.za | ||||||||
| Postal Address: | PO Box 35655, Menlo Park 0102, The Financial Services Board, Rigel Park, Pretoria | ||||||||
| Address: | 446 Rigel Avenue South, Erasmusrand, Pretoria | ||||||||
| South African Council for the Property Valuers Profession | |||||||||
| Protection of members of the public in their dealings with registered valuers. | |||||||||
| Tel: | 012 348-8643/4/5 | ||||||||
| Fax: | 012 348-7528 | ||||||||
| Email: | info@sacpvp.co.za | ||||||||
| Web Site: | www.sacpvp.co.za | ||||||||
| Postal Address: | PO Box 114, Menlyn 0063 | ||||||||
| Address: | 77 Kariba Street, Lynnwood Glen, Pretoria | ||||||||
| South African Institute of Valuers | |||||||||
| The national society of professional real estate valuers. The Institute is dedicated to serving the public interest by advancing high standards for members of the appraisal profession. | |||||||||
| Web Site: | www.saiv.org.za | ||||||||
| Housing Estates & Retirement Village Association of South Africa | |||||||||
| Focuses on providing well-managed, secure and peaceful dwellings within a socially active community. | |||||||||
| Tel: | 021 559-8113 | ||||||||
| Fax: | 021 559-8113 | ||||||||
| Email: | info@hervasa.org.za | ||||||||
| Web Site: | www.hervasa.org.za | ||||||||
| Postal Address: | 61 La Provence Rd, Welgelegen 7500 | ||||||||
| Institute of Estate Agents of South Africa (National) | |||||||||
| The Institute of Estate Agents of South Africa encourages the highest standards in real estate practice. Its unceasing aim is that the practice of real estate be recognised by members as a profession and that its members be respected and trusted by all. | |||||||||
| Tel: | 021 531-3180 | ||||||||
| Fax: | 021 531-2931 | ||||||||
| Email: | kate@national.ieasa.org.za | ||||||||
| Web Site: | www.ieasa.co.za | ||||||||
| Address: | 10 Howard Studios, Sheldon Way, Pinelands 7405 | ||||||||
| Long Term Assurance Ombudsman | |||||||||
| For Life Assurance problems, the Ombudsman is Judge Peet M. Nienaber. | |||||||||
| Tel: | 021 657-5000 | ||||||||
| Fax: | 021 674-0951 | ||||||||
| Email: | info@ombud.co.za | ||||||||
| Web Site: | www.ombud.co.za | ||||||||
| Postal Address: | Private Bag X45, Claremont 7735 | ||||||||
| South African Property Owner’s Association (SAPOA) | |||||||||
| The representative body and official voice of the commercial and industrial property industry in South Africa, committed to protecting the interests of the commercial and industrial property sectors, in terms of ownership, management and development. | |||||||||
| Tel: | 011 883-0679 | ||||||||
| Fax: | 011 883-0684 | ||||||||
| Email: | web@sapoa.org.za | ||||||||
| Web Site: | www.sapoa.org.za | ||||||||
| Postal Address: | PO Box 78544, Sandton 2146, Paddock View | ||||||||
| Address: | Hunt’s End Office Park, 36 Wierda Road West, Wierda Valley, Sandton | ||||||||
| Master Builders Association | |||||||||
| Offers advice, inspections and mediation if your builder has provided you with unsatisfactory workmanship. | |||||||||
| Email: | gmba@mweb.co.za | ||||||||
| Web Site: | www.gmba.org.za | ||||||||
| South African Revenue Services (SARS) | |||||||||
| For all information regarding your tax obligations, contact the branch situated closest to you. | |||||||||
| Call Centre: | 012 317-2000 | ||||||||
| Tel: | 012 422-4000 | ||||||||
| Email: | cgt@sars.gov.za | ||||||||
| Web Site: | www.sars.gov.za | ||||||||
| Postal Address: | Private Bag X932, Pretoria 0001or PO Box 402, Pretoria 0001 | ||||||||
| Address: | 299 Bronkhorst Street, Nieuw Muckleneuk, Pretoria | ||||||||
| South African Council for the Architectural Profession | |||||||||
| Mediation on behalf of clients for unprofessional conduct by an architect. Law requires all architects, to be registered with the council. | |||||||||
| Tel: | 011 794-8333 | ||||||||
| Fax: | 011 794-8339 | ||||||||
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How To Appeal Your Municipal Property Valuation Report
The municipal valuation process is already well under way in South Africa, and many property owners would already have received notifications regarding the valuation assessment of their properties.
Cape Town homeowners are currently able to view their valuations online at www.capetown.gov.za/propertyvaluations.
The key to ensuring that your property is not over or under valued, resulting in an incorrect rates bills is to arm yourself with the knowledge needed to appeal your valuation.
According to Pam Golding Properties the onus is placed on you, the homeowner, to prove that your property has been incorrectly valued. And a valuation from an Estate Agent is not going to be sufficient.
What’s needed is an independent and unbiased report from a valuator, not an estate agent. We would recommend contacting the South African Institute of Valuers at www.saiv.org.za or 021 762 3313, to find one specialising in your area.
Also, you would do well to source a report of recent sales in your neighborhood, to use as a comparison. This is be obtained from your local deeds office, or you can request a report via the website: www.lightstone.co.za
Valuation Objection forms can be submitted by email to by fax to 086 588 6042 before the end of April 2010.
CONTACT US
Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.
Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za
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