Bond & Home Loan Originators

The home loan / Bond Finance market in South Africa has, over the past few years, become very competitive and For various reasons, there has been a marked increase in first-time home buyers loans and New Home Loans.  The driving factors include the modern tendency among young people to live with their parents longer to save a deposit.

There is also a slow but steady increase in savings among younger people. Add to this the readiness among financial institutions to take factors such as contributions from significant others and family who will live on the property when granting home loans. This is really good news for the consumer because not only are the number of mortgage providers in South Africa increasing, but competition among the four major bond providers has really started to heat up.

One of the major reasons in this property finance jump for this is because bond originators and home loan advisors in South Africa. Bond Originators like Mortgage Plus (Rated one of South Africa’s Top Bond Originator Companies In 2011) are competing between the banks and the consumers and in return the banks and financial institutions  have been forced to offer better service and better mortgage / home loan products to the client on the street.

Through its unique relationship with banks a SA Mortgage Originator is able to apply to multiple banks and get your application approved faster.

There are lots of benefits in using a Bond Originator like Mortgage Plus for example:

• You do not need to go through the application process with every bank. The originator or home loan adviser will collect all the necessary documentation and setup your application to ensure the process is a smooth one between all the financial institutions throughout South Africa.
• You only need to complete one application, which will be submitted to different banks electronically (Mush faster turnaround times). After you received our approvals (Grants) from the different banks it’s up to you to decide which bank your wish to go with.
• Better rates: Because we have a strong relationship and contracts with all the major banks and that’s we are able to negotiate a lower rate on your Home Loan Quotations – Mortgage Plus will save you thousands over the term of the home loan.
• Free home loan Service: Probably the best feature of the bond origination industry is that the service offered is totally free. The bank pays the originator “us” and these costs are not passed on to you our client.

Mortgage Plus Bond Originators is one of the top online mortgage originators in South Africa. They are also able to offer you some very nice bonuses and discounts. Speak to a home loan consultant about financing your new property or reviewing your existing mortgage.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Mortgage Refinance

If you are stuck by paying your monthly bills and looking out for some rates on your mortgage loan, refinancing is there to help you out. You can also consolidate your debts and pay your debts much faster and easier than before. All these can be done through mortgage refinancing. You should first know what mortgage refinancing is before we start.

Mortgage Refinancing

Mortgage Refinancing gives you the opportunity to use a mortgage loan to replace your current mortgage bond. You will be able to replace it, with favorable terms and rates that you can afford. The mortgage bond is taken against the same property as collateral. This may not or may exceed the current loan balance.

You can also use the left out cash, after you have paid for the current mortgage. This is a great advantage because you get some extra money to use it for your other requirements. This type of refinancing is known as the cash out refinancing.

On the other hand, getting the exact amount as loan and replacing the balance is called mortgage refinancing. Now that you are clear with the meaning of refinancing, you should also know that you can save a lot through it.

The amount that you get as loan is given at a low interest rate and this saves you money and leaves you with less stress. The terms seem to be very flexible and meet all your requirements. If mortgage refinancing can help you to save your cash, why not go for it and pay down all your existing loans.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za