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	<title>Mortgage &#38; Property Talk SA &#187; registration of your bond</title>
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	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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		<title>The Process of buying a home in South Africa.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/05/the-process-of-buying-a-home-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/05/the-process-of-buying-a-home-in-south-africa/#comments</comments>
		<pubDate>Thu, 27 May 2010 08:27:39 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Assess your financial position]]></category>
		<category><![CDATA[available loan amount]]></category>
		<category><![CDATA[bank granting the bond]]></category>
		<category><![CDATA[bank’s]]></category>
		<category><![CDATA[bond and transfer]]></category>
		<category><![CDATA[Choose an agent and view properties]]></category>
		<category><![CDATA[conditions for lending]]></category>
		<category><![CDATA[costs involved in buying a home]]></category>
		<category><![CDATA[credit assessment criteria]]></category>
		<category><![CDATA[financial information]]></category>
		<category><![CDATA[financial risk criteria]]></category>
		<category><![CDATA[Financing a Home]]></category>
		<category><![CDATA[free affordability assessment]]></category>
		<category><![CDATA[Get pre-approval for your home loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan consultant]]></category>
		<category><![CDATA[house buying process]]></category>
		<category><![CDATA[instruct the attorneys]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[monthly repayments]]></category>
		<category><![CDATA[mortgage consultant]]></category>
		<category><![CDATA[Obtain finance through Mortgage Plus]]></category>
		<category><![CDATA[Pay your deposit]]></category>
		<category><![CDATA[Pay your deposit on time]]></category>
		<category><![CDATA[professional advice]]></category>
		<category><![CDATA[property transaction]]></category>
		<category><![CDATA[property transfer]]></category>
		<category><![CDATA[Provide all requested personal information]]></category>
		<category><![CDATA[registering a bond]]></category>
		<category><![CDATA[registration of your bond]]></category>
		<category><![CDATA[sales agreement]]></category>
		<category><![CDATA[See how much you can afford]]></category>
		<category><![CDATA[Sign an Offer to Purchase]]></category>
		<category><![CDATA[submit your application]]></category>
		<category><![CDATA[The bank will grant the loan]]></category>
		<category><![CDATA[The bond attorney]]></category>
		<category><![CDATA[The cancelling attorney]]></category>
		<category><![CDATA[The transferring attorney]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1637</guid>
		<description><![CDATA[Purchasing a home and registering a bond can be quite confusing. However with Mortgage Plus, your consultant will simplify the process, keeping you informed throughout the property transfer and will be on hand to give you professional advice until the day you move into your new home.
Here are some pointers that describe the house buying [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>First Time Home Buyer &#124; First Time Home Loans and Mortgages</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 08:24:02 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[all costs included]]></category>
		<category><![CDATA[apply for your Loan]]></category>
		<category><![CDATA[approved for a larger loan]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[body corporation financials]]></category>
		<category><![CDATA[credit clear history]]></category>
		<category><![CDATA[first property]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[general requirements]]></category>
		<category><![CDATA[home loan amounts]]></category>
		<category><![CDATA[home loan application]]></category>
		<category><![CDATA[included in your bond amount]]></category>
		<category><![CDATA[judgments or defaults]]></category>
		<category><![CDATA[Loan-to-Value ratio]]></category>
		<category><![CDATA[looking to purchase]]></category>
		<category><![CDATA[minimum salary requirements]]></category>
		<category><![CDATA[monthly installment]]></category>
		<category><![CDATA[monthly salary]]></category>
		<category><![CDATA[purchase your first home]]></category>
		<category><![CDATA[qualify for a home loan]]></category>
		<category><![CDATA[qualify for home loan finance]]></category>
		<category><![CDATA[registration of your bond]]></category>
		<category><![CDATA[SA citizenship]]></category>
		<category><![CDATA[secure a home loan]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Six months permanently employed]]></category>
		<category><![CDATA[Transfer duty fees]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1144</guid>
		<description><![CDATA[
INTRODUCTION:
A first-time home buyer is someone, looking to purchase their first property or home. But before you’re able to purchase your first home you’ll need to secure a home loan.
In many cases a monthly installment on a home loan is more or less the same as a rental payment on a lease contract. The only [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FNB &#8211; Islamic Finance Home Loan through Mortgage Plus</title>
		<link>http://mortgagepluscc.co.za/blog/2009/11/fnb-islamic-finance-home-loan-through-mortgage-plus/</link>
		<comments>http://mortgagepluscc.co.za/blog/2009/11/fnb-islamic-finance-home-loan-through-mortgage-plus/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 14:21:14 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Agency Agreement]]></category>
		<category><![CDATA[Flexi facility]]></category>
		<category><![CDATA[FNB IslamicFinance]]></category>
		<category><![CDATA[installments are fixed]]></category>
		<category><![CDATA[Islamic Bonds]]></category>
		<category><![CDATA[Islamic Building Loans]]></category>
		<category><![CDATA[Islamic Finance]]></category>
		<category><![CDATA[Islamic Finance Home]]></category>
		<category><![CDATA[Islamic Further Loans]]></category>
		<category><![CDATA[Islamic Home Loans]]></category>
		<category><![CDATA[Islamic Law]]></category>
		<category><![CDATA[Islamic Mortgage]]></category>
		<category><![CDATA[Islamic Mortgage Plus]]></category>
		<category><![CDATA[Islamic Re-advances]]></category>
		<category><![CDATA[mortgage processing fee]]></category>
		<category><![CDATA[Muslim]]></category>
		<category><![CDATA[purchasing property]]></category>
		<category><![CDATA[Registration and transfer costs]]></category>
		<category><![CDATA[registration of your bond]]></category>
		<category><![CDATA[Riba (interest)]]></category>
		<category><![CDATA[Shari'ah]]></category>
		<category><![CDATA[transferring attorney]]></category>
		<category><![CDATA[Wakalah]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=769</guid>
		<description><![CDATA[
Why do I need this?
To cater for Islam&#8217;s prohibition of the use of Riba (interest), FNB Home Loans has developed IslamicFinance home loans which is &#8216;Shari&#8217;ah&#8217;-(Islamic Law) compliant.
FNB IslamicFinance offers a Wakalah (Agency Agreement) contract that allows it to act as an agent when purchasing property on your behalf, for a fixed agency fee. An [...]]]></description>
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