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	<title>Mortgage &#38; Property Talk SA &#187; purchase price</title>
	<atom:link href="http://mortgagepluscc.co.za/blog/tag/purchase-price/feed/" rel="self" type="application/rss+xml" />
	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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			<item>
		<title>Buying Property in South Africa as a Non-Resident Loans</title>
		<link>http://mortgagepluscc.co.za/blog/2011/03/buying-property-in-south-africa-as-a-non-resident-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/03/buying-property-in-south-africa-as-a-non-resident-loans/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 10:33:39 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[africa]]></category>
		<category><![CDATA[african]]></category>
		<category><![CDATA[any]]></category>
		<category><![CDATA[attorneys]]></category>
		<category><![CDATA[bank]]></category>
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		<category><![CDATA[borrowing]]></category>
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		<category><![CDATA[Financial Intelligence Center]]></category>
		<category><![CDATA[foreign]]></category>
		<category><![CDATA[foreign bank]]></category>
		<category><![CDATA[frequently asked questions]]></category>
		<category><![CDATA[funds]]></category>
		<category><![CDATA[greement of Sale]]></category>
		<category><![CDATA[however]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income tax]]></category>
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		<category><![CDATA[necessary documentation]]></category>
		<category><![CDATA[Non residents]]></category>
		<category><![CDATA[non-resident]]></category>
		<category><![CDATA[Non-Resident Home Loan]]></category>
		<category><![CDATA[non-resident interested]]></category>
		<category><![CDATA[non-resident's benefit]]></category>
		<category><![CDATA[non-residents buying property]]></category>
		<category><![CDATA[offer to purchase]]></category>
		<category><![CDATA[permanent residency]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property South Africa]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[purchase South African property]]></category>
		<category><![CDATA[purchaser]]></category>
		<category><![CDATA[purchasing property]]></category>
		<category><![CDATA[rental agreement]]></category>
		<category><![CDATA[requirements associated]]></category>
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		<category><![CDATA[South African Embassy]]></category>
		<category><![CDATA[South African Home Loans]]></category>
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		<category><![CDATA[South African mortgage bond]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[then]]></category>
		<category><![CDATA[transfer]]></category>
		<category><![CDATA[transferring attorney's trust account]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3021</guid>
		<description><![CDATA[Buying Property in South Africa as a Non-Resident
With regards to purchasing property in foreign countries, there are many issues other than the usual signing of contracts, documents and transfer of funds, which the average non-resident interested in investing in foreign property may not be aware of, or may not know who to ask.
Bellow are a [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/03/buying-property-in-south-africa-as-a-non-resident-loans/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Putting in an Offer to Purchase &#8211; FAQ</title>
		<link>http://mortgagepluscc.co.za/blog/2011/03/putting-in-an-offer-to-purchase-faq/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/03/putting-in-an-offer-to-purchase-faq/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 09:31:07 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Alternatively occupational rent]]></category>
		<category><![CDATA[before signing anything]]></category>
		<category><![CDATA[document]]></category>
		<category><![CDATA[draw up]]></category>
		<category><![CDATA[estate agent]]></category>
		<category><![CDATA[final agreement]]></category>
		<category><![CDATA[occupational rent]]></category>
		<category><![CDATA[occupying the property]]></category>
		<category><![CDATA[offer to purchase]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[purchaser]]></category>
		<category><![CDATA[registration of transfer]]></category>
		<category><![CDATA[secure finance]]></category>
		<category><![CDATA[seen a property]]></category>
		<category><![CDATA[subject to bond approval]]></category>
		<category><![CDATA[take out a home loan]]></category>
		<category><![CDATA[terms and conditions]]></category>
		<category><![CDATA[the payment terms]]></category>
		<category><![CDATA[the purchase price]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3001</guid>
		<description><![CDATA[Putting in an Offer to Purchase
Normally, once you have seen a property you like, an estate agent will help you draw up an &#8220;Offer to Purchase&#8221;. This document contains all the terms and conditions of the sale, the purchase price, the payment terms, the date you will take occupation of the property, and the occupational [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/03/putting-in-an-offer-to-purchase-faq/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property sale agreements &#124; Offer to Purchase &#8211; your rights</title>
		<link>http://mortgagepluscc.co.za/blog/2011/02/property-sale-agreements-offer-to-purchase-your-rights/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/02/property-sale-agreements-offer-to-purchase-your-rights/#comments</comments>
		<pubDate>Fri, 18 Feb 2011 10:28:34 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a deed of sale]]></category>
		<category><![CDATA[a guarantee]]></category>
		<category><![CDATA[a legal requirement]]></category>
		<category><![CDATA[a trust account]]></category>
		<category><![CDATA[advise consumers]]></category>
		<category><![CDATA[agreements drafted]]></category>
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		<category><![CDATA[cash deposit]]></category>
		<category><![CDATA[estate agencies]]></category>
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		<category><![CDATA[estate agent responsible]]></category>
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		<category><![CDATA[interest-bearing account]]></category>
		<category><![CDATA[legal advice]]></category>
		<category><![CDATA[legal documents]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate agency]]></category>
		<category><![CDATA[registration of transfer]]></category>
		<category><![CDATA[transaction]]></category>
		<category><![CDATA[transferring attorney]]></category>
		<category><![CDATA[Wendy Machanik Properties]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2899</guid>
		<description><![CDATA[Before the shock of the fraud and corruption currently reported in the media concerning real estate agency Wendy Machanik Properties and other estate agencies wears off, consumers should take this opportunity to understand their rights when handing large sums of money to estate agents and legal practitioners.
The purpose of this article is twofold: the first [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/02/property-sale-agreements-offer-to-purchase-your-rights/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assessing Properties &#124; Market-Related Value on Properties</title>
		<link>http://mortgagepluscc.co.za/blog/2010/12/assessing-properties-market-related-value-on-properties/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/12/assessing-properties-market-related-value-on-properties/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 09:28:36 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a mortgage loan]]></category>
		<category><![CDATA[adequate security]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[approach a bank]]></category>
		<category><![CDATA[bank building inspector]]></category>
		<category><![CDATA[Banks- Moneylenders]]></category>
		<category><![CDATA[building inspector]]></category>
		<category><![CDATA[Code of Banking Practice]]></category>
		<category><![CDATA[Condition of the Property]]></category>
		<category><![CDATA[conveyancers]]></category>
		<category><![CDATA[current monthly income]]></category>
		<category><![CDATA[Estate Agency Valuations]]></category>
		<category><![CDATA[granting a mortgage loan]]></category>
		<category><![CDATA[insurance requirements]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[low interest rates]]></category>
		<category><![CDATA[Low interest rates in the USA]]></category>
		<category><![CDATA[Market-Related Value]]></category>
		<category><![CDATA[Namibia properties]]></category>
		<category><![CDATA[optional loan facilities]]></category>
		<category><![CDATA[overvalue the property]]></category>
		<category><![CDATA[potential investors]]></category>
		<category><![CDATA[Property Valuers]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[real estate industry]]></category>
		<category><![CDATA[repossessed homes]]></category>
		<category><![CDATA[Risks to the Banks]]></category>
		<category><![CDATA[sell repossessed properties]]></category>
		<category><![CDATA[South African banks]]></category>
		<category><![CDATA[The Banking Council]]></category>
		<category><![CDATA[value the property]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2559</guid>
		<description><![CDATA[When you buy a property and approach a bank for a mortgage loan, it will send out a building inspector in its own employ to value the property and determine whether there is adequate security in the value of the loan to match the amount required. If not your bank will either decline the loan [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/12/assessing-properties-market-related-value-on-properties/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Occupational interest &#124; Pay occupational interest</title>
		<link>http://mortgagepluscc.co.za/blog/2010/11/occupational-interest-pay-occupational-interest/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/11/occupational-interest-pay-occupational-interest/#comments</comments>
		<pubDate>Tue, 23 Nov 2010 09:14:56 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[2% below prime]]></category>
		<category><![CDATA[a bank guarantee]]></category>
		<category><![CDATA[another property]]></category>
		<category><![CDATA[arrangement]]></category>
		<category><![CDATA[calculated]]></category>
		<category><![CDATA[claim interest]]></category>
		<category><![CDATA[deed of sale]]></category>
		<category><![CDATA[deed of sale agreements]]></category>
		<category><![CDATA[final payment]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[new home]]></category>
		<category><![CDATA[occupational interest]]></category>
		<category><![CDATA[outstanding occupational interest]]></category>
		<category><![CDATA[paid by the buyer]]></category>
		<category><![CDATA[paying rent]]></category>
		<category><![CDATA[Porter Knight Frank]]></category>
		<category><![CDATA[provide guarantees]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[required to pay occupational rent]]></category>
		<category><![CDATA[sale of a property]]></category>
		<category><![CDATA[straight-forward transaction]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2502</guid>
		<description><![CDATA[Occupational interest – pay attention!
 
While the sale of a property should normally be a straight-forward transaction there are circumstances that may conspire to hold up the process and when this does happen then occupational interest falls due and must, most often, be paid by the buyer who may have already moved in. 
In some circumstances the [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/11/occupational-interest-pay-occupational-interest/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I finance a home purchase?</title>
		<link>http://mortgagepluscc.co.za/blog/2010/11/how-do-i-finance-a-home-purchase/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/11/how-do-i-finance-a-home-purchase/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 09:11:39 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[credit record]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[financial situations]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[first home buyer]]></category>
		<category><![CDATA[first home loan]]></category>
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		<category><![CDATA[Mortgage Loans Mpumalanga]]></category>
		<category><![CDATA[Mortgage Loans North West Province]]></category>
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		<category><![CDATA[Mortgage Loans Western Cape]]></category>
		<category><![CDATA[mortgage market]]></category>
		<category><![CDATA[mortgage package]]></category>
		<category><![CDATA[obtain a home loan]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[repayments]]></category>
		<category><![CDATA[South African mortgage]]></category>
		<category><![CDATA[Speak]]></category>
		<category><![CDATA[successfully]]></category>
		<category><![CDATA[The right deal for you]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2462</guid>
		<description><![CDATA[Few can afford to pay the whole purchase price of a home in cash. But if they can raise 10% or more of the purchase price in cash or from a housing subsidy source, have a good credit record and enough disposable income to cover the monthly repayments, they should be able to obtain a [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/11/how-do-i-finance-a-home-purchase/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying and Financing leisure property in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/11/buying-and-financing-leisure-property-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/11/buying-and-financing-leisure-property-in-south-africa/#comments</comments>
		<pubDate>Mon, 15 Nov 2010 10:43:19 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Accidental damage cover]]></category>
		<category><![CDATA[buy a holiday apartment]]></category>
		<category><![CDATA[buy a holiday home]]></category>
		<category><![CDATA[buying the real estate]]></category>
		<category><![CDATA[Capital growth]]></category>
		<category><![CDATA[developments planned]]></category>
		<category><![CDATA[financials]]></category>
		<category><![CDATA[have to pay capital gains tax]]></category>
		<category><![CDATA[holiday accommodation]]></category>
		<category><![CDATA[holiday investment properties]]></category>
		<category><![CDATA[holiday letting]]></category>
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		<category><![CDATA[home owners insurance]]></category>
		<category><![CDATA[household insurance]]></category>
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		<category><![CDATA[investing in a sectional title unit]]></category>
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		<category><![CDATA[low maintenance properties]]></category>
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		<category><![CDATA[professionals to help you]]></category>
		<category><![CDATA[property paid up]]></category>
		<category><![CDATA[public liability insurance]]></category>
		<category><![CDATA[purchase a property]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[purchasing]]></category>
		<category><![CDATA[residential buying]]></category>
		<category><![CDATA[sectional title]]></category>
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		<category><![CDATA[Tax implications]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2437</guid>
		<description><![CDATA[The year-end holidays are drawing closer and more and more people are looking forward to enjoying some sun, sea and surf. There is no doubt, however, that while they are enjoying their end-of-year break, many will be tempted to buy a holiday home or apartment.
Although the temptation is big it is not a decision to [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/11/buying-and-financing-leisure-property-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Beware of pre-qualification from South African banks.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/11/beware-of-pre-qualification-from-south-african-banks/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/11/beware-of-pre-qualification-from-south-african-banks/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 11:48:25 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[applicant’s financial standing]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[apply for mortgage finance]]></category>
		<category><![CDATA[bank’s valuators]]></category>
		<category><![CDATA[bidding on a property]]></category>
		<category><![CDATA[bond applications]]></category>
		<category><![CDATA[bond being granted]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial position]]></category>
		<category><![CDATA[grant a bond]]></category>
		<category><![CDATA[grant a bond mortgage]]></category>
		<category><![CDATA[grant a home loan]]></category>
		<category><![CDATA[grant the loan]]></category>
		<category><![CDATA[guarantee]]></category>
		<category><![CDATA[mortgage finance]]></category>
		<category><![CDATA[mortgage finance from a bank]]></category>
		<category><![CDATA[offer to purchase]]></category>
		<category><![CDATA[pledge from the bank]]></category>
		<category><![CDATA[pre-qualification]]></category>
		<category><![CDATA[pre-qualification as a pledge]]></category>
		<category><![CDATA[pre-qualified for a bond]]></category>
		<category><![CDATA[pre-qualified for a home loan]]></category>
		<category><![CDATA[pre-qualified for a mortgage]]></category>
		<category><![CDATA[Property 24]]></category>
		<category><![CDATA[purchase price]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2412</guid>
		<description><![CDATA[
Beware of pre-qualification from banks &#8211; Property 24
 
People who have applied for mortgage finance from a bank may receive a notification telling them that they have pre-qualified for a bond worth a particular amount but this should not be taken as a guarantee that the bank will grant a bond once the offer-to-purchase has been [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/11/beware-of-pre-qualification-from-south-african-banks/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>First time buyers &#124; Advice on how to get a mortgage approved.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 10:56:23 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a statement of assets]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2354</guid>
		<description><![CDATA[First time buyers&#8217; FAQs
With the recovery in the residential property market looking set to continue, an increasing number of potential first time buyers are considering making what will be the largest purchase of their lives so far.
Craig Deats, provides answers to some of the most commonly asked questions by these first-time buyers:
How much can I [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>South African housing market &#124; A long-term investment</title>
		<link>http://mortgagepluscc.co.za/blog/2010/09/south-african-housing-market-a-long-term-investment/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/09/south-african-housing-market-a-long-term-investment/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 09:05:36 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[affordable housing]]></category>
		<category><![CDATA[affordable housing market]]></category>
		<category><![CDATA[affordable segment]]></category>
		<category><![CDATA[excellent]]></category>
		<category><![CDATA[execution notice]]></category>
		<category><![CDATA[high value properties]]></category>
		<category><![CDATA[home loan instalment]]></category>
		<category><![CDATA[house price inflation]]></category>
		<category><![CDATA[houses below R250 000]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Investors and homeowners]]></category>
		<category><![CDATA[Lightstone]]></category>
		<category><![CDATA[long-term]]></category>
		<category><![CDATA[Luxury properties]]></category>
		<category><![CDATA[monthly home loan]]></category>
		<category><![CDATA[negative inflation]]></category>
		<category><![CDATA[property analysts]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[residential properties]]></category>
		<category><![CDATA[Residential property]]></category>
		<category><![CDATA[strongest recovery]]></category>
		<category><![CDATA[total transactions]]></category>
		<category><![CDATA[transactions]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2178</guid>
		<description><![CDATA[Investors and homeowners who were spooked by the downturn in the housing market in 2008 can rest assured that residential property remains an excellent long-term investment, as long as you get the timing right.
Property analysts Lightstone have researched trends in the South African housing market over the past decade and found that only homeowners who bought [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/09/south-african-housing-market-a-long-term-investment/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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