South Africa’s Online Home Loan

Why visit bank branches and waste time when you can use the internet to find the best Home Loan right at your fingertips?

Whether you have time during your work schedule, or need to search for the best Home Loans Online at home, we are here; with a presence on the web to provide our users with the best and latest information possible. Some of this information includes new regulations when it comes to bond originators as well as home finance and interest rates that may affect your decision when looking at a specific Home Loan and comparing it to others.

This may also affect the bank that is chose, whether it be ABSA Home Loans, Standard Bank Home Loans, Nedbank Home Loans, First National Bank Home Loans, SA Home Loans or a variety of others.

No matter where you are located in SA, whether it be in Johannesburg, Cape Town, Pretoria, Durban, or elsewhere; we will find you the best Home Loan available. We do this through comparison and through education of Online Home Loans.

Mortgage Plus Home Loans can dramatically change your life in terms of how you finance your Property or even Refinance Property. Feel free to use our Home Loan Calculator to determine the best interest rates and compare the different options that are given to you by the different banks and, mortgage and bond lenders out there.

If you have any issues or suggestions please contact us and we will be sure to help you through the experience of obtaining and finding a home loan that really meets your needs and specifications.

We are experts when it comes to this and have specialists standing by, just for this very purpose.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Johannesburg and Port Elizabeth offer the best balance between salaries, affordable homes and the cost of living according to a salary survey compiled by Job Crystal and figures contained in the Absa Housing Review

Salaries in Port Elizabeth for white-collar workers are 16% lower than the national average of R19 293 but house prices in the area were also 16% lower than the middle-segment of R1,02-million.

According to Hano Jacobs, chief executive of Reality 1 International, this means that repayments on a home loan are equivalent to 43% of the salary. In Johannesburg the bond-repayment-to-salary ratio is also 43%.

In Pretoria and Bloemfontein, the ratio climbs to 46% whereas in Cape Town the ratio is 52%. Durban, with its depressed house prices and low salaries, has a ratio of 48%.

According to the JobCrystal survey, people who live in smaller centres are generally happier than those people living in major metropolitan areas and Durban has the highest happiness rating of all South African cities at 61%.

The happiness levels are next highest in the Eastern Cape (60%) followed by Pretoria (57%), northern Johannesburg (56%) and Cape Town (55%).

Jacques du Toit, sectoral analyst at Absa expects that house price may show a slight improvement over the next 12 months but warned that the high ratio of household-debt-to-income, at almost 79%, coupled with the impact of the National Credit Act meant that banks were conservative in advancing new loans.

He has forecast nominal house price growth of about 3% for the year compared with 6,8% for 2010. – property24.com

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za