<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Mortgage &#38; Property Talk SA &#187; Personal Loans</title>
	<atom:link href="http://mortgagepluscc.co.za/blog/tag/personal-loans/feed/" rel="self" type="application/rss+xml" />
	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
	<lastBuildDate>Thu, 09 Feb 2012 10:38:45 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>First time buyers Important Pointers</title>
		<link>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/#comments</comments>
		<pubDate>Fri, 27 May 2011 09:13:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% First Time Buyer]]></category>
		<category><![CDATA[24 Hr Progress Update Guarantee]]></category>
		<category><![CDATA[access funds]]></category>
		<category><![CDATA[Best Advice]]></category>
		<category><![CDATA[Consolidate your finances]]></category>
		<category><![CDATA[consolidating all your finances]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[different interest rates]]></category>
		<category><![CDATA[different loan]]></category>
		<category><![CDATA[Fast pre-qualification]]></category>
		<category><![CDATA[fastest home loan]]></category>
		<category><![CDATA[fees and charges]]></category>
		<category><![CDATA[financing it]]></category>
		<category><![CDATA[First Time Bonds]]></category>
		<category><![CDATA[First time buyers Home Loan]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[First time home buyers only]]></category>
		<category><![CDATA[First time home loans]]></category>
		<category><![CDATA[First Time Home Loans Article]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[Fixed rates]]></category>
		<category><![CDATA[Free Rate Quotes From Multiple Lenders]]></category>
		<category><![CDATA[Highest success rate]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[Home Loan account]]></category>
		<category><![CDATA[home loan products]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan repayments]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[loan consultant]]></category>
		<category><![CDATA[making additional repayments]]></category>
		<category><![CDATA[mortgage finance]]></category>
		<category><![CDATA[mortgage originator]]></category>
		<category><![CDATA[new house buyers]]></category>
		<category><![CDATA[No Junk Fees]]></category>
		<category><![CDATA[No-Deposit - First Time Home Buyer]]></category>
		<category><![CDATA[No-Obligation Quote]]></category>
		<category><![CDATA[nterest rate changes]]></category>
		<category><![CDATA[overdrafts]]></category>
		<category><![CDATA[paying rent]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[property purchase]]></category>
		<category><![CDATA[Save thousands of rands]]></category>
		<category><![CDATA[settle your home loan in 5 years]]></category>
		<category><![CDATA[structure a home loan]]></category>
		<category><![CDATA[total home loan debt]]></category>
		<category><![CDATA[unnecessary debt]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3265</guid>
		<description><![CDATA[First time buyers
Well done! The decision to buy a home has proven to be one of the best made for millions of happy homeowners. It is a fact that property is a good investment, especially when you compare it to paying rent. It is important, however to enter the property market with a good understanding [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks are no longer chasing market share in Property Sector</title>
		<link>http://mortgagepluscc.co.za/blog/2011/03/banks-are-no-longer-chasing-market-share-in-property-sector/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/03/banks-are-no-longer-chasing-market-share-in-property-sector/#comments</comments>
		<pubDate>Thu, 03 Mar 2011 11:24:59 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[ABSA]]></category>
		<category><![CDATA[Absa and Standard Bank]]></category>
		<category><![CDATA[Absa bank’s mortgage advances]]></category>
		<category><![CDATA[Absa CEO Maria Ramos]]></category>
		<category><![CDATA[Absa customer]]></category>
		<category><![CDATA[absa standard]]></category>
		<category><![CDATA[absa standard bank]]></category>
		<category><![CDATA[advances]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Banks']]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Capitec and African Bank]]></category>
		<category><![CDATA[Commercial]]></category>
		<category><![CDATA[competition]]></category>
		<category><![CDATA[corporate banking]]></category>
		<category><![CDATA[domestic interest rates]]></category>
		<category><![CDATA[especially]]></category>
		<category><![CDATA[example]]></category>
		<category><![CDATA[First National Bank]]></category>
		<category><![CDATA[firstrand]]></category>
		<category><![CDATA[fnb]]></category>
		<category><![CDATA[FNB bank’s mortgage advances]]></category>
		<category><![CDATA[instalment loans]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[loan-to-value mortgages]]></category>
		<category><![CDATA[LOANS]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[market share]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage advances]]></category>
		<category><![CDATA[mortgage business]]></category>
		<category><![CDATA[mortgage debt]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[mortgages market]]></category>
		<category><![CDATA[mortgages slipped]]></category>
		<category><![CDATA[nedbank]]></category>
		<category><![CDATA[Nedbank’s mortgage advances]]></category>
		<category><![CDATA[percentage]]></category>
		<category><![CDATA[percentage points]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[points]]></category>
		<category><![CDATA[profitability]]></category>
		<category><![CDATA[retail market]]></category>
		<category><![CDATA[Sanlam Investment Management banking]]></category>
		<category><![CDATA[says]]></category>
		<category><![CDATA[share]]></category>
		<category><![CDATA[standard]]></category>
		<category><![CDATA[standard bank]]></category>
		<category><![CDATA[Std Bank’s mortgage advances]]></category>
		<category><![CDATA[the big four]]></category>
		<category><![CDATA[the leader in the mortgages market]]></category>
		<category><![CDATA[through]]></category>
		<category><![CDATA[tshabalala]]></category>
		<category><![CDATA[winning market share]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2959</guid>
		<description><![CDATA[Banks are no longer chasing market share. Now, after the financial crisis, it’s all about profitability and efficiencies.
This is reflected in the Reserve Bank’s BA900 returns for November 2010, which show a realignment of market share in total advances (a measure of total credit extension).
For the first time in 10 years, the top two of [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/03/banks-are-no-longer-chasing-market-share-in-property-sector/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are you ready to purchase your first home?</title>
		<link>http://mortgagepluscc.co.za/blog/2011/01/are-you-ready-to-purchase-your-first-home/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/01/are-you-ready-to-purchase-your-first-home/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 11:03:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a first-time bond]]></category>
		<category><![CDATA[a first-time home loan]]></category>
		<category><![CDATA[a first-time loan]]></category>
		<category><![CDATA[a first-time mortgage bond]]></category>
		<category><![CDATA[a responsible bond originator]]></category>
		<category><![CDATA[applying for a new home loan]]></category>
		<category><![CDATA[bond consultants]]></category>
		<category><![CDATA[bond repayments]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[Buying Your First Home]]></category>
		<category><![CDATA[calculate]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[experienced bond consultants]]></category>
		<category><![CDATA[experienced home loan consultants]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[financial standing]]></category>
		<category><![CDATA[home buyer mortgage]]></category>
		<category><![CDATA[home loan deposit]]></category>
		<category><![CDATA[home-owners’ insurance]]></category>
		<category><![CDATA[home’s value]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[property insurance]]></category>
		<category><![CDATA[purchasing]]></category>
		<category><![CDATA[self-employed home loan]]></category>
		<category><![CDATA[self-employed loans]]></category>
		<category><![CDATA[self-employed mortgage]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2609</guid>
		<description><![CDATA[Purchase your first home?
Before you set your sights on buying the home of your dreams, it is important to establish whether you are ready to make such a big, ongoing financial commitment – in other words, is your income stable and sufficient to support a first-time bond?
If you are secure in your job and earn [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/01/are-you-ready-to-purchase-your-first-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>a Cheaper Alternative to Personal Loans</title>
		<link>http://mortgagepluscc.co.za/blog/2010/09/a-cheaper-alternative-to-personal-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/09/a-cheaper-alternative-to-personal-loans/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 12:07:44 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[access funds]]></category>
		<category><![CDATA[add value]]></category>
		<category><![CDATA[additional capital]]></category>
		<category><![CDATA[additional cash]]></category>
		<category><![CDATA[affordability assessment]]></category>
		<category><![CDATA[application includes]]></category>
		<category><![CDATA[avoiding debt]]></category>
		<category><![CDATA[bond option]]></category>
		<category><![CDATA[Bond Originators]]></category>
		<category><![CDATA[borrow money]]></category>
		<category><![CDATA[BRIDGING FINANCE]]></category>
		<category><![CDATA[buying one property]]></category>
		<category><![CDATA[capital appreciation]]></category>
		<category><![CDATA[cheaper alternative]]></category>
		<category><![CDATA[choice of banks]]></category>
		<category><![CDATA[Consolidating assets]]></category>
		<category><![CDATA[consolidating debt]]></category>
		<category><![CDATA[credit lending criteria]]></category>
		<category><![CDATA[debt repayments]]></category>
		<category><![CDATA[existing bond]]></category>
		<category><![CDATA[finance products]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial position]]></category>
		<category><![CDATA[finding mortgages]]></category>
		<category><![CDATA[First time buyers]]></category>
		<category><![CDATA[free advice]]></category>
		<category><![CDATA[free advice to home owners and buyers]]></category>
		<category><![CDATA[funds]]></category>
		<category><![CDATA[future interest generated]]></category>
		<category><![CDATA[hassle-free service]]></category>
		<category><![CDATA[home loan accounts]]></category>
		<category><![CDATA[home owners' comprehensive insurance]]></category>
		<category><![CDATA[home related]]></category>
		<category><![CDATA[housing alterations]]></category>
		<category><![CDATA[largest mortgage originators]]></category>
		<category><![CDATA[life cover on a bond]]></category>
		<category><![CDATA[limiting debt traps]]></category>
		<category><![CDATA[LOANS]]></category>
		<category><![CDATA[lower the interest payments]]></category>
		<category><![CDATA[mortgages for home owners]]></category>
		<category><![CDATA[no additional costs]]></category>
		<category><![CDATA[offer free advice]]></category>
		<category><![CDATA[over a property]]></category>
		<category><![CDATA[over-indebtedness]]></category>
		<category><![CDATA[paying off high-ticket items]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[private bank client]]></category>
		<category><![CDATA[private bank client bonds]]></category>
		<category><![CDATA[private bank client home loans]]></category>
		<category><![CDATA[private bank client mortgages]]></category>
		<category><![CDATA[product range]]></category>
		<category><![CDATA[registration]]></category>
		<category><![CDATA[renovating]]></category>
		<category><![CDATA[repaid capital]]></category>
		<category><![CDATA[repay debt]]></category>
		<category><![CDATA[required expenditure]]></category>
		<category><![CDATA[risk assessment]]></category>
		<category><![CDATA[second bond]]></category>
		<category><![CDATA[secure mortgages]]></category>
		<category><![CDATA[securing a further loan]]></category>
		<category><![CDATA[securing funding]]></category>
		<category><![CDATA[selling another]]></category>
		<category><![CDATA[solution]]></category>
		<category><![CDATA[the cheapest way to borrow money]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2160</guid>
		<description><![CDATA[Personal loans are not the only solution to securing funding for housing alterations or high-ticket items like weddings, motor vehicles and school fees. Bonds, as well as the latent value in your home derived from capital appreciation since the property was acquired, offer a cheaper alternative.
Before deciding the financial goals, you need to access your [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/09/a-cheaper-alternative-to-personal-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Choose Mortgage Plus for all your Financial Requirements</title>
		<link>http://mortgagepluscc.co.za/blog/2010/08/why-choose-mortgage-plus-for-all-your-home-loan-and-financial-requirements/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/08/why-choose-mortgage-plus-for-all-your-home-loan-and-financial-requirements/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 10:21:50 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Affordable housing finance]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[Bond Originator Companies]]></category>
		<category><![CDATA[Bond Switches]]></category>
		<category><![CDATA[BRIDGING FINANCE]]></category>
		<category><![CDATA[Building Loans]]></category>
		<category><![CDATA[circumstances]]></category>
		<category><![CDATA[Commercial Loans]]></category>
		<category><![CDATA[consultant]]></category>
		<category><![CDATA[DEBT CONSOLIDATION LOANS]]></category>
		<category><![CDATA[DEVELOPMENT FINANCE]]></category>
		<category><![CDATA[different needs]]></category>
		<category><![CDATA[Financial Advisor]]></category>
		<category><![CDATA[financial experience]]></category>
		<category><![CDATA[First time buyer home loans]]></category>
		<category><![CDATA[Further Home Loan]]></category>
		<category><![CDATA[home loan consultant]]></category>
		<category><![CDATA[Home Loans for Non Residents]]></category>
		<category><![CDATA[investment buyers]]></category>
		<category><![CDATA[lending experience]]></category>
		<category><![CDATA[lending know-how]]></category>
		<category><![CDATA[loan management]]></category>
		<category><![CDATA[loan products]]></category>
		<category><![CDATA[Management team]]></category>
		<category><![CDATA[New home loans]]></category>
		<category><![CDATA[outstanding service]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[professional]]></category>
		<category><![CDATA[Re-Advance]]></category>
		<category><![CDATA[recognised financial Institutions]]></category>
		<category><![CDATA[reputable financial Institutions]]></category>
		<category><![CDATA[residential]]></category>
		<category><![CDATA[residential buyers]]></category>
		<category><![CDATA[second bonds]]></category>
		<category><![CDATA[Short term insurance]]></category>
		<category><![CDATA[South Africa's leading Bond Originator Companies]]></category>
		<category><![CDATA[superior levels of customer service]]></category>
		<category><![CDATA[The most recognised mortgage originator in South Africa]]></category>
		<category><![CDATA[the right product]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2107</guid>
		<description><![CDATA[Why Choose Us? 
At Mortgage Plus we take pride in being one of South Africa&#8217;s leading and most innovative Bond Originator Companies.
We are committed to superior levels of customer service and an ongoing professional relationship with our valued clients. Understanding that everybody has different needs and circumstances, we recognise our customers as individuals and do our utmost [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/08/why-choose-mortgage-plus-for-all-your-home-loan-and-financial-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The most accurate method of establishing how much you can borrow.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/07/the-most-accurate-method-of-establishing-how-much-you-can-borrow/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/07/the-most-accurate-method-of-establishing-how-much-you-can-borrow/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 08:26:14 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a home loan consultant]]></category>
		<category><![CDATA[A lender]]></category>
		<category><![CDATA[A mortgage lender]]></category>
		<category><![CDATA[all banks]]></category>
		<category><![CDATA[applicants borrowing eligibility]]></category>
		<category><![CDATA[Audited Financial Statements]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[bond amount]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[calculate]]></category>
		<category><![CDATA[calculate affordability]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Commission earner]]></category>
		<category><![CDATA[Commission Earner Home Loans]]></category>
		<category><![CDATA[Commission earner mortgages]]></category>
		<category><![CDATA[contact a qualified mortgage broker]]></category>
		<category><![CDATA[Credit Bureau’s information]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit cards and personal loans]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[eligibility calculations]]></category>
		<category><![CDATA[eligible to borrow]]></category>
		<category><![CDATA[financing your new property]]></category>
		<category><![CDATA[full range of options]]></category>
		<category><![CDATA[get a bigger mortgage]]></category>
		<category><![CDATA[Home loans for Self-employed individuals]]></category>
		<category><![CDATA[How Much Can I Borrow?]]></category>
		<category><![CDATA[interest rate rises]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[latest management accounts]]></category>
		<category><![CDATA[lease agreements]]></category>
		<category><![CDATA[lend you money]]></category>
		<category><![CDATA[loan repayments]]></category>
		<category><![CDATA[lowering your bond repayments]]></category>
		<category><![CDATA[maximum monthly mortgage repayment]]></category>
		<category><![CDATA[maximum repayments]]></category>
		<category><![CDATA[monthly expenses]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Plus bond consultant]]></category>
		<category><![CDATA[Mortgage Plus consultant]]></category>
		<category><![CDATA[Mortgage Plus home loan consultant]]></category>
		<category><![CDATA[mortgage repayment]]></category>
		<category><![CDATA[net income for their calculations]]></category>
		<category><![CDATA[Other Income]]></category>
		<category><![CDATA[Partners / Spouse's income]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[qualified mortgage broker]]></category>
		<category><![CDATA[reckless lending]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[rental property]]></category>
		<category><![CDATA[reviewing your existing mortgage]]></category>
		<category><![CDATA[Salary Multiples]]></category>
		<category><![CDATA[securing attorney discounts]]></category>
		<category><![CDATA[Self-employed individuals]]></category>
		<category><![CDATA[Self-employed individuals loans]]></category>
		<category><![CDATA[Speak to a home loan consultant]]></category>
		<category><![CDATA[the best bond deal possible.]]></category>
		<category><![CDATA[the best deal possible]]></category>
		<category><![CDATA[the best home loan deal possible.]]></category>
		<category><![CDATA[the best interest rate]]></category>
		<category><![CDATA[the Best interest rates in SA]]></category>
		<category><![CDATA[the best mortgage deal possible]]></category>
		<category><![CDATA[various lenders]]></category>
		<category><![CDATA[vehicle finance]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1975</guid>
		<description><![CDATA[How much can I borrow for a mortgage?
One of the first question everyone asks when they are thinking of buying a property is ‘how much can I borrow?’ This is not an exact science and all banks have methods to calculate affordability. Since the introduction of the National Credit Act this has become even more [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/07/the-most-accurate-method-of-establishing-how-much-you-can-borrow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time Buyers &#8211;  The Best Advice</title>
		<link>http://mortgagepluscc.co.za/blog/2010/05/first-time-buyers-the-best-advice/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/05/first-time-buyers-the-best-advice/#comments</comments>
		<pubDate>Thu, 27 May 2010 08:43:13 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[3 month holiday on home loan repayments]]></category>
		<category><![CDATA[additional repayments]]></category>
		<category><![CDATA[avoiding unnecessary debt]]></category>
		<category><![CDATA[Best Advice]]></category>
		<category><![CDATA[consolidate everything into]]></category>
		<category><![CDATA[Consolidate your finances]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[current account]]></category>
		<category><![CDATA[different interest rates]]></category>
		<category><![CDATA[different loans]]></category>
		<category><![CDATA[fees and charges]]></category>
		<category><![CDATA[First time buyers]]></category>
		<category><![CDATA[First time home buyers only]]></category>
		<category><![CDATA[gross monthly income]]></category>
		<category><![CDATA[Home Loan account]]></category>
		<category><![CDATA[home loan debt]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan repayments]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[how a property purchase works]]></category>
		<category><![CDATA[Minimise your Mortgage]]></category>
		<category><![CDATA[Mortgage Plus consultant]]></category>
		<category><![CDATA[overdrafts]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property market]]></category>
		<category><![CDATA[save a fortune in interest]]></category>
		<category><![CDATA[settle your home loan in 5 years]]></category>
		<category><![CDATA[structuring your finances]]></category>
		<category><![CDATA[terms and conditions available]]></category>
		<category><![CDATA[your individual requirements]]></category>
		<category><![CDATA[Your monthly bond repayments]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1641</guid>
		<description><![CDATA[First Time Buyers
Well done! The decision to buy a home has proven to be one of the best made for millions of happy home owners. It’s a fact that property is a good investment, especially when you compare it to paying rent. It is important, however to enter the property market with a good understanding [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/05/first-time-buyers-the-best-advice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property Development Loans in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/property-development-loans-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/property-development-loans-in-south-africa/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 10:52:36 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[development projects]]></category>
		<category><![CDATA[development projects in south africa]]></category>
		<category><![CDATA[highly specialized brokers]]></category>
		<category><![CDATA[interest-only loans]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[planning permission]]></category>
		<category><![CDATA[Property development]]></category>
		<category><![CDATA[property development brokers]]></category>
		<category><![CDATA[property development loan management]]></category>
		<category><![CDATA[property development loans]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1388</guid>
		<description><![CDATA[Property development is a complex subject, and equally complicated to finance properly. So you’ll definitely want to research into things a good bit before you dive on in. There are sites on the internet that specifically cater to people who need advice on how to get good rates on loans for property development, and highly [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/03/property-development-loans-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How are Mortgages, Bonds and Home Loans Approved?</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 10:00:30 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[additional finance]]></category>
		<category><![CDATA[additional finance on your home loan]]></category>
		<category><![CDATA[applying for a mortgage]]></category>
		<category><![CDATA[calculating your affordability]]></category>
		<category><![CDATA[Click Here]]></category>
		<category><![CDATA[compare the repayments]]></category>
		<category><![CDATA[consolidating debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[CREDIT HISTORY]]></category>
		<category><![CDATA[experienced mortgage broker]]></category>
		<category><![CDATA[FREE quote]]></category>
		<category><![CDATA[granting a mortgage]]></category>
		<category><![CDATA[gross income]]></category>
		<category><![CDATA[improved cash flow]]></category>
		<category><![CDATA[Investment Income]]></category>
		<category><![CDATA[Just apply]]></category>
		<category><![CDATA[lower bond amount]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[MORTGAGE QUALIFICATION CRITERIA]]></category>
		<category><![CDATA[nationally recognized lenders]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[PROPERTY VALUATION]]></category>
		<category><![CDATA[qualifying for a mortgage]]></category>
		<category><![CDATA[Regular Commissions]]></category>
		<category><![CDATA[Regular Incentives]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[Retirement Income]]></category>
		<category><![CDATA[Salaries & Wages]]></category>
		<category><![CDATA[short application form]]></category>
		<category><![CDATA[store cards]]></category>
		<category><![CDATA[TOTAL DEBT]]></category>
		<category><![CDATA[value of the property]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1165</guid>
		<description><![CDATA[
Lenders will take the following into account with every mortgage application.
INCOME
When applying for a mortgage, lenders will look at your total income before any deductions (gross income) to access if you would be able to afford the mortgage payments. Lenders will consider the following as income:
-Salaries &#38; Wages
-Regular Incentives
-Investment Income
-Retirement Income
-Regular Commissions
-Rental Income
CREDIT HISTORY
To qualify [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Loans Now available through Mortgage Plus.</title>
		<link>http://mortgagepluscc.co.za/blog/2009/12/personal-loans-now-available-through-mortgage-plus/</link>
		<comments>http://mortgagepluscc.co.za/blog/2009/12/personal-loans-now-available-through-mortgage-plus/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 09:22:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[24 months to repay]]></category>
		<category><![CDATA[application form]]></category>
		<category><![CDATA[Bank Criteria]]></category>
		<category><![CDATA[banking account]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[employed]]></category>
		<category><![CDATA[ITC listed clients]]></category>
		<category><![CDATA[mortgage plus]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Personal Loans for Business Owners]]></category>
		<category><![CDATA[Personal Loans for Employed]]></category>
		<category><![CDATA[Personal Loans for Self Employed Individuals]]></category>
		<category><![CDATA[suite your pocket]]></category>
		<category><![CDATA[within 24 Hours]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=989</guid>
		<description><![CDATA[Personal Loans: (011)327-4489
 
Mortgage Plus offers Personal Loans for Employed and Self Employed Individuals/Business Owners.
We are here to help you obtain the funds you need, and to assist you all the way to make your dreams come true.
Bank Criteria do NOT apply, which make the approval process quick and easy!
We cater for loans up to R50, 000.00, with [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2009/12/personal-loans-now-available-through-mortgage-plus/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

