Why Deal With Mortgage Plus Bond Originators Instead of a Bank?

When it comes to personal finances, nothing stays the same for ten or even twenty years. Most people are lucky if it remains steady for one year. That is why dealing with Mortgage Plus makes so much more sense than dealing with a bank.

Getting a home loan that is flexible and can be worked with over its lifetime is crucial for any homebuyer, especially a first timer.

Here are a few of the reasons to check out using Mortgage Plus for your mortgage instead of bank:

Flexibility -

People change, so their loans should be able to change too. Flexibility is one of the most important factors needed for a mortgage, and is had much easier by using a bond company like Mortgage Plus. Banks have a lot of rigidity when dealing with rules and restrictions they put on their loans. If a homeowner wants to change their rate of payment or switch to another bond, working with a bank will make that very difficult.

Service -

People want to work with other people. Using Mortgage Plus will bring you a level of customized, personal service that a bank just cannot provide. With a bank, the policies and procedures can make it almost impossible to get personalized service.

Accessibility -

People who need to access their funds need to be able to do so promptly, and without a lot of headache. Banks do not hold a reputation for being able to provide a service like this.

By using Mortgage Plus to work with on a mortgage, you will be given many different options to access much-needed funds. If a quick refinance is what’s called for, or just getting a bit of the rising equity that has added up – it can be done right. With the worldwide economy being what it is, everyone needs options to get their hands on a little extra if they need to.

Options -

People need to have options in their loan packages. Every home is different, and so is every buyer. It makes sense that each mortgage loan should have options that make it the perfect fit for the buyer.

Mortgage Plus will make sure that the person has an interest rate that they can work with. Most of the various packages that the buyer can choose from will also contain complementary services, and other needed services like insurance cover.

Personal finances are one of the most important aspects in business today.

That is why when dealing with your home loans, you want to take the time to make sure that you are getting the best deal available. Since what is available on the market can change from day to day, you should also count on a company to have continual service that will keep you up to date.

By choosing Mortgage Plus for a loan, you will get that continual service to make sure you are getting the best deal possible.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

When looking for a new home loan or wishing to transform your existing one, there is no better place to turn to than Mortgage Plus. As specialists in the home loan industry in South Africa, Mortgage Plus will give you the best assistance and expert home loan advice to ensure that you in turn make the right decision regarding a home loan that is best suitable to your personal finances and needs; and you will therefore benefit greatly from utilising the outstanding services which Mortgage Plus has to offer in terms of guiding you through the entire application process.

The finance industry is complex and often very intimidating to those who have little or no experience and as such Mortgage Plus was started to assist in the transformation of existing home loans by giving aid in getting bond extensions and credit extensions; the reason for the rampant growth of this company’s popularity among existing home owners in South Africa who desperately require Mortgage Plus expert advice and assistance.

On Capital Gains Tax

Capital Gains Tax was introduced on 1 October 2001, needing to be paid by all South African residents and non South African residents who make a profit or loss when selling fixed property of a capital nature located in South Africa.

What Capital Gains Tax means fro home owners is that taxpayers, including individuals, trusts, companies and close corporations, will be taxed on the profit they make when they sell an asset or property of a capital nature. So basically, Capital Gains Tax is a tax on the resale of assets.

In most cases, provided that the property is smaller than two hectares and the profit is less than R1.5 million, Capital Gains Tax will not affect your primary residence. On the other hand however, homeowners will be liable for Capital Gains Tax on second properties or holiday homes that are not occupied as a primary residence or on any portion of a primary residence that is used for business purposes. Furthermore, Capital Gains Tax does affect all properties registered in the name of a close corporation, trust and company.

Mortgage Plus: Expert Home Loan Assistance

Mortgage Plus knows this information and, by utilising their home loan assistance, you can ensure for yourself that everything that needs to be is taken care of with regard to all costs being paid, etc. To elaborate, with Mortgage Plus on your side you will experience no glitches, and the process of applying for a new home loan or transforming your existing home loan by getting a bond extension or credit extension will run smoothly.

So if you are looking to get a credit extension on your home loan or wanting to apply for a new home loan, there is no better place to turn to get the expert advice and quality assistance you will need to ensure that everything is taken care and that the best possible decision is made in terms of the perfect home loan for you as an individual.

Mortgage Plus is here to help you. Get in touch with us now and experience the pleasure that it is of having an expert on your side every step of the way. www.mortgagepluscc.co.za / 011.327.4489