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	<title>Mortgage &#38; Property Talk SA &#187; no deposit home loans</title>
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	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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		<title>First time homeowners mortgages &#124; No deposit needed!</title>
		<link>http://mortgagepluscc.co.za/blog/2012/01/first-time-homeowners-mortgages-no-deposit-needed/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/01/first-time-homeowners-mortgages-no-deposit-needed/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 07:59:45 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% mortgages]]></category>
		<category><![CDATA[104% home loans]]></category>
		<category><![CDATA[apply for a homeloan]]></category>
		<category><![CDATA[apply for a mortgage]]></category>
		<category><![CDATA[buying property]]></category>
		<category><![CDATA[calculated]]></category>
		<category><![CDATA[credit rating needs to be at least]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit score explained]]></category>
		<category><![CDATA[finance a property]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[financial security in future]]></category>
		<category><![CDATA[first-time homeowners]]></category>
		<category><![CDATA[good credit rating]]></category>
		<category><![CDATA[homeowners mortgages]]></category>
		<category><![CDATA[make your mortgage application easier]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[mortgage approved to finance]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[no more saving for a deposit]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[successful mortgage application]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4011</guid>
		<description><![CDATA[6 Tips for a successful mortgage application
As a young South African, buying property might not be at the forefront of your mind but with interest rates in South Africa relatively low and property prices at a realistic level compared to the recent boom, now is a great time to get onto the property ladder. And [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2012/01/first-time-homeowners-mortgages-no-deposit-needed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Attractive Home Loan options for First Time Home Buyers</title>
		<link>http://mortgagepluscc.co.za/blog/2011/09/3551/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/09/3551/#comments</comments>
		<pubDate>Tue, 06 Sep 2011 09:22:59 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[attractive home loan]]></category>
		<category><![CDATA[become a home owner]]></category>
		<category><![CDATA[Capped Rate Loan]]></category>
		<category><![CDATA[financial advice for First Time Home Buyers]]></category>
		<category><![CDATA[First Time Home Buyer advice]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[First Time Home Buyers options]]></category>
		<category><![CDATA[First time homeowners loan]]></category>
		<category><![CDATA[Fixed Rate loan]]></category>
		<category><![CDATA[guidance for First Time Home Buyers]]></category>
		<category><![CDATA[home loan market]]></category>
		<category><![CDATA[home loan options]]></category>
		<category><![CDATA[home loan origination company]]></category>
		<category><![CDATA[home loan products]]></category>
		<category><![CDATA[home loan repayments]]></category>
		<category><![CDATA[interest rate to decrease]]></category>
		<category><![CDATA[maximum interest]]></category>
		<category><![CDATA[mortgage or home loan]]></category>
		<category><![CDATA[mortgage origination company]]></category>
		<category><![CDATA[Mortgage Plus Bond Originators home loan offerings]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[No deposit required]]></category>
		<category><![CDATA[offering first time home buyers]]></category>
		<category><![CDATA[registration and transfer fees]]></category>
		<category><![CDATA[Rising interest rates]]></category>
		<category><![CDATA[SA home owners]]></category>
		<category><![CDATA[South African home buyers]]></category>
		<category><![CDATA[South African home owner's]]></category>
		<category><![CDATA[Step Down Loan]]></category>
		<category><![CDATA[top property advice]]></category>
		<category><![CDATA[Variable Rate Loan]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3551</guid>
		<description><![CDATA[Proving Attractive Home Loan options for First Time Home Buyers
In the highly competitive South African home loan market, Mortgage Plus is making its mark by offering first time home buyers a range of user-friendly and attractive home loan offerings as well as solid financial advice and guidance.
Launched in 2006, Mortgage Plus is a mortgage or [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Affordable Housing Products &#8211; no deposit home loans</title>
		<link>http://mortgagepluscc.co.za/blog/2010/09/affordable-housing-products-no-deposit-home-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/09/affordable-housing-products-no-deposit-home-loans/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 10:19:37 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100 percent bond finance]]></category>
		<category><![CDATA[110 percent bond]]></category>
		<category><![CDATA[absa bank customers]]></category>
		<category><![CDATA[Absa's 110 percent offering]]></category>
		<category><![CDATA[affordable housing]]></category>
		<category><![CDATA[affordable housing programs]]></category>
		<category><![CDATA[applicants earning]]></category>
		<category><![CDATA[apply for a bond]]></category>
		<category><![CDATA[bond costs included]]></category>
		<category><![CDATA[Cape Town]]></category>
		<category><![CDATA[cost-inclusive]]></category>
		<category><![CDATA[deposit requirement]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[first time home buyer programs]]></category>
		<category><![CDATA[first time home buyers - for free]]></category>
		<category><![CDATA[first-time entrants]]></category>
		<category><![CDATA[five-year fixed interest rate]]></category>
		<category><![CDATA[fnb customers]]></category>
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		<category><![CDATA[home-ownership education programme]]></category>
		<category><![CDATA[housing development]]></category>
		<category><![CDATA[Jump Start Bond]]></category>
		<category><![CDATA[low income homes]]></category>
		<category><![CDATA[low income housing programs]]></category>
		<category><![CDATA[low income housing sa]]></category>
		<category><![CDATA[low-income bond]]></category>
		<category><![CDATA[low-income bond market]]></category>
		<category><![CDATA[low-income bracket]]></category>
		<category><![CDATA[low-income bracket loans]]></category>
		<category><![CDATA[My Home product]]></category>
		<category><![CDATA[nedbank customers]]></category>
		<category><![CDATA[new affordable housing]]></category>
		<category><![CDATA[New home loans]]></category>
		<category><![CDATA[no deposit bond]]></category>
		<category><![CDATA[no deposit home loan in sa]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[no deposit mortgage]]></category>
		<category><![CDATA[no deposit mortgages]]></category>
		<category><![CDATA[No deposit required]]></category>
		<category><![CDATA[Property development]]></category>
		<category><![CDATA[relaxed its lending criteria]]></category>
		<category><![CDATA[Smart Bond]]></category>
		<category><![CDATA[Standard Bank customers]]></category>
		<category><![CDATA[Variable interest rate]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2266</guid>
		<description><![CDATA[Earn R15 000 or less a month, looking to buy a house? 
 
CAPE TOWN &#8211; Absa (JSE:ASA) recently made a big song and dance about its MyHome product, helping those households who earn less than R15 142 a month to buy a property by offering them a 110 percent bond, no deposit required and all [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/09/affordable-housing-products-no-deposit-home-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Introducing the top Bond Originators in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/09/introducing-the-top-bond-originators-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/09/introducing-the-top-bond-originators-in-south-africa/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:22:48 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100 financing home loans]]></category>
		<category><![CDATA[1st time home buyer]]></category>
		<category><![CDATA[1st time home buyer loans]]></category>
		<category><![CDATA[bad credit home equity loan]]></category>
		<category><![CDATA[bad credit home loans]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[best home equity loan]]></category>
		<category><![CDATA[best home loan]]></category>
		<category><![CDATA[buying a home]]></category>
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		<category><![CDATA[cheap home loans]]></category>
		<category><![CDATA[cheapest home loans]]></category>
		<category><![CDATA[choice home loans]]></category>
		<category><![CDATA[compare home loans]]></category>
		<category><![CDATA[credit home loans]]></category>
		<category><![CDATA[easy home loans]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[financial aid]]></category>
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		<category><![CDATA[first home]]></category>
		<category><![CDATA[first home buyer loan]]></category>
		<category><![CDATA[first home buyers]]></category>
		<category><![CDATA[first home buyers grant]]></category>
		<category><![CDATA[first home loan]]></category>
		<category><![CDATA[First time buyers]]></category>
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		<category><![CDATA[first time home buyer loan]]></category>
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		<category><![CDATA[first time home buyers guide]]></category>
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		<category><![CDATA[first time home buying]]></category>
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		<category><![CDATA[government home loans]]></category>
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		<category><![CDATA[home improvement grants]]></category>
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		<category><![CDATA[Home Loan advice]]></category>
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		<category><![CDATA[home loan help]]></category>
		<category><![CDATA[home loan interest rates]]></category>
		<category><![CDATA[home loan lenders]]></category>
		<category><![CDATA[Home Loan Pre-approval]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan refinance rate]]></category>
		<category><![CDATA[home loan refinancing]]></category>
		<category><![CDATA[home loan repayment calculator]]></category>
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		<category><![CDATA[home loan specialist]]></category>
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		<category><![CDATA[home loans for people with bad credit]]></category>
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		<category><![CDATA[housing loan]]></category>
		<category><![CDATA[Interest only home loans]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[LOANS]]></category>
		<category><![CDATA[low income home loans]]></category>
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		<category><![CDATA[mortgage help]]></category>
		<category><![CDATA[mortgage loan calculator]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[no credit home loans]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[no down payment]]></category>
		<category><![CDATA[online home loan]]></category>
		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[services]]></category>
		<category><![CDATA[specialist in home loans]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2249</guid>
		<description><![CDATA[
Introducing Mortgage Plus Bond Originators  
When looking for a home loan in South Africa that will best suit your needs as an individual but have no idea where to start or how to go about this intricate task, then look no further.
MORTGAGE PLUS Home Loans is here to help. As a specialist in home loans, [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/09/introducing-the-top-bond-originators-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgages for lower-income earners &#124; 110% bonds through Absa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/mortgages-for-lower-income-earners-110-bonds-through-absa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/mortgages-for-lower-income-earners-110-bonds-through-absa/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 12:26:43 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[110% bond through Absa's]]></category>
		<category><![CDATA[absa home loans]]></category>
		<category><![CDATA[Agence Française de Développement]]></category>
		<category><![CDATA[bond costs will be included in the bond]]></category>
		<category><![CDATA[buy a property without paying a deposit]]></category>
		<category><![CDATA[civil servants]]></category>
		<category><![CDATA[commercial opportunities]]></category>
		<category><![CDATA[First time buyers]]></category>
		<category><![CDATA[French Development Bank]]></category>
		<category><![CDATA[Government's Breaking New Ground]]></category>
		<category><![CDATA[help lower-income earners afford bonds]]></category>
		<category><![CDATA[home loan customers]]></category>
		<category><![CDATA[home loan instalments]]></category>
		<category><![CDATA[low-income bracket]]></category>
		<category><![CDATA[maximum loan of R450 000]]></category>
		<category><![CDATA[MyHome product]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[nurses]]></category>
		<category><![CDATA[property market a boost]]></category>
		<category><![CDATA[R1bn of guarantees to be provided by government]]></category>
		<category><![CDATA[teachers]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1404</guid>
		<description><![CDATA[Absa&#8217;s plan to seize more lower-income earners.
Those earning less than R15 142 can buy a property without paying a deposit and get free homeownership classes.
 
CAPE TOWN &#8211; Thousands of households in the low-income bracket will now be eligible for a 110% bond through Absa&#8217;s recently launched MyHome product. Those households earning less than R15 142 can [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/03/mortgages-for-lower-income-earners-110-bonds-through-absa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Types of Home Loans available in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/types-of-home-loans-available-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/types-of-home-loans-available-in-south-africa/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 10:39:37 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% of the property value]]></category>
		<category><![CDATA[a special home loan is available]]></category>
		<category><![CDATA[A Variable Home Loan]]></category>
		<category><![CDATA[ABSA Bank]]></category>
		<category><![CDATA[Applying for Home Loan Finance]]></category>
		<category><![CDATA[banks in South Africa]]></category>
		<category><![CDATA[Capped Home Loan Rate]]></category>
		<category><![CDATA[Capped Rate]]></category>
		<category><![CDATA[current home loan rate]]></category>
		<category><![CDATA[First National Bank]]></category>
		<category><![CDATA[First time buyers Home Loan]]></category>
		<category><![CDATA[Fixed Home Loan Rate]]></category>
		<category><![CDATA[Home Loan Originators]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home Loan Types]]></category>
		<category><![CDATA[home loans available]]></category>
		<category><![CDATA[include the transfer and registration costs]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rate is fixed]]></category>
		<category><![CDATA[nedbank]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[Sa Home Loans]]></category>
		<category><![CDATA[Sanlam Home Loans]]></category>
		<category><![CDATA[South Africa's leading Banks]]></category>
		<category><![CDATA[standard bank]]></category>
		<category><![CDATA[type of home loan]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1355</guid>
		<description><![CDATA[
Home Loan Types
There are several types of home loans available from the major banks in South Africa. Below we have listed a few of the different options, but for more details and advise, speak to one of our Home Loan Originators.
First time buyers Home Loan
If you have never owned a property or had a home [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/03/types-of-home-loans-available-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fnb Smart Bond &#124; FNB Housing Finance &#124; Low Cost Housing Finance</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/fnb-smart-bond-fnb-housing-finance-low-cost-housing-finance/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/fnb-smart-bond-fnb-housing-finance-low-cost-housing-finance/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 08:41:39 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% bond finance]]></category>
		<category><![CDATA[100% bond finance is approved]]></category>
		<category><![CDATA[5-year fixed interest rate]]></category>
		<category><![CDATA[affordable housing finance in south africa]]></category>
		<category><![CDATA[bond instalments]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[home-ownership education programme]]></category>
		<category><![CDATA[household income]]></category>
		<category><![CDATA[housing finance]]></category>
		<category><![CDATA[housing finance solution]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan amount]]></category>
		<category><![CDATA[monthly bond instalment]]></category>
		<category><![CDATA[mortgage finance]]></category>
		<category><![CDATA[new home]]></category>
		<category><![CDATA[no deposit bonds]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[no deposit mortgages]]></category>
		<category><![CDATA[repayment period]]></category>
		<category><![CDATA[smart bond application]]></category>
		<category><![CDATA[Variable interest rate]]></category>
		<category><![CDATA[your bond has been approved]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1274</guid>
		<description><![CDATA[
Smart Bond is a housing finance solution for applicants earning a monthly household income of R15 000 and below. With Smart Bond, approved customers are able to enjoy 100% bond finance, i.e. there is no deposit required.
More about: Smart Bond Overview
Why do I need this?
This is an affordable housing finance solution
This will enable you to [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/03/fnb-smart-bond-fnb-housing-finance-low-cost-housing-finance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Home Loans (Absa Bank, Nedbank, Standard Bank, FNB, Sanlam, SA Home Loans)</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/new-home-loans-absa-bank-nedbank-standard-bank-fnb-sanlam-sa-home-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/new-home-loans-absa-bank-nedbank-standard-bank-fnb-sanlam-sa-home-loans/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 08:25:41 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Absa Internet Banking]]></category>
		<category><![CDATA[application forms]]></category>
		<category><![CDATA[Documentation required]]></category>
		<category><![CDATA[Documentation required when applying for a Home Loan]]></category>
		<category><![CDATA[fixed or variable]]></category>
		<category><![CDATA[FlexiReserve]]></category>
		<category><![CDATA[Further Advance]]></category>
		<category><![CDATA[Further loan amounts]]></category>
		<category><![CDATA[Group Schemes]]></category>
		<category><![CDATA[Home Loan service]]></category>
		<category><![CDATA[increasing your loan]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[multiple properties]]></category>
		<category><![CDATA[New Home Loans form Absa Bank]]></category>
		<category><![CDATA[New Home Loans form FNB]]></category>
		<category><![CDATA[New Home Loans form Mortgage Plus]]></category>
		<category><![CDATA[New Home Loans form Nedbank]]></category>
		<category><![CDATA[New Home Loans form Standard Bank]]></category>
		<category><![CDATA[New Home Loans from SA Home Loans]]></category>
		<category><![CDATA[New Home Loans from Sanlam]]></category>
		<category><![CDATA[no deposit home loans]]></category>
		<category><![CDATA[offer to purchase]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[Repayment term]]></category>
		<category><![CDATA[salary deductions]]></category>
		<category><![CDATA[Telephone Banking]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1177</guid>
		<description><![CDATA[
New Home Loans (Absa Bank, Nedbank, Standard Bank, FNB, Sanlam, SA Home Loans)
 
Buying a home is probably the single biggest investment you will make in your lifetime. It is not only a major financial commitment, but also an emotional experience that normally results in an exciting change in lifestyle.
Whether you are building your own home [...]]]></description>
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