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	<title>Mortgage &#38; Property Talk SA &#187; New Home Loans in South Africa</title>
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	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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		<title>First time buyers &#124; Advice on how to get a mortgage approved.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 10:56:23 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a statement of assets]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[answers]]></category>
		<category><![CDATA[apply for]]></category>
		<category><![CDATA[approach multiple banks]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[banks criteria]]></category>
		<category><![CDATA[bigger deposit]]></category>
		<category><![CDATA[bond applications]]></category>
		<category><![CDATA[bond registration fees]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[budgeted]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[calculate the transfer and registration costs]]></category>
		<category><![CDATA[calculating]]></category>
		<category><![CDATA[credit profile]]></category>
		<category><![CDATA[criteria]]></category>
		<category><![CDATA[determining what you can afford]]></category>
		<category><![CDATA[exact costs]]></category>
		<category><![CDATA[facilitating bond negotiations]]></category>
		<category><![CDATA[financial situation]]></category>
		<category><![CDATA[first step]]></category>
		<category><![CDATA[first time buyers' FAQs]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[fix your interest rate]]></category>
		<category><![CDATA[Fixed rates]]></category>
		<category><![CDATA[get the best interest rate]]></category>
		<category><![CDATA[help you]]></category>
		<category><![CDATA[home loan criteria]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[insolvent]]></category>
		<category><![CDATA[legal costs]]></category>
		<category><![CDATA[lending funds]]></category>
		<category><![CDATA[less hassle and minimal paperwork]]></category>
		<category><![CDATA[liabilities]]></category>
		<category><![CDATA[loan amount]]></category>
		<category><![CDATA[loan documentation required]]></category>
		<category><![CDATA[Loan-to-Value ratio]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly repayments]]></category>
		<category><![CDATA[multiple lenders]]></category>
		<category><![CDATA[negotiating the best]]></category>
		<category><![CDATA[negotiating the best deal]]></category>
		<category><![CDATA[net disposable income]]></category>
		<category><![CDATA[new home]]></category>
		<category><![CDATA[New Home Loans in South Africa]]></category>
		<category><![CDATA[obtain fast approval]]></category>
		<category><![CDATA[paying a deposit]]></category>
		<category><![CDATA[positive outcome]]></category>
		<category><![CDATA[potential first time buyers]]></category>
		<category><![CDATA[Prequalification]]></category>
		<category><![CDATA[properties]]></category>
		<category><![CDATA[provides bond answers]]></category>
		<category><![CDATA[provides home loan answers]]></category>
		<category><![CDATA[provides mortgage answers]]></category>
		<category><![CDATA[purchase price]]></category>
		<category><![CDATA[residential property market]]></category>
		<category><![CDATA[salary slips]]></category>
		<category><![CDATA[save you thousands]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[service is free to homebuyers]]></category>
		<category><![CDATA[services of a bond originator]]></category>
		<category><![CDATA[shop around]]></category>
		<category><![CDATA[Shopping around]]></category>
		<category><![CDATA[Should I use a bond originator?]]></category>
		<category><![CDATA[submit to the bank]]></category>
		<category><![CDATA[the best rate]]></category>
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		<category><![CDATA[transfer duty]]></category>
		<category><![CDATA[upfront costs]]></category>
		<category><![CDATA[variable rates]]></category>
		<category><![CDATA[your bond originator]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2354</guid>
		<description><![CDATA[First time buyers&#8217; FAQs
With the recovery in the residential property market looking set to continue, an increasing number of potential first time buyers are considering making what will be the largest purchase of their lives so far.
Craig Deats, provides answers to some of the most commonly asked questions by these first-time buyers:
How much can I [...]]]></description>
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		<title>Steep rise in black property loan applicants in SA</title>
		<link>http://mortgagepluscc.co.za/blog/2010/08/steep-rise-in-black-property-loan-applicants-in-sa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/08/steep-rise-in-black-property-loan-applicants-in-sa/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 08:53:35 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[According to Mortgage Plus]]></category>
		<category><![CDATA[affordability criteria]]></category>
		<category><![CDATA[applicants for properties]]></category>
		<category><![CDATA[bank lending criteria]]></category>
		<category><![CDATA[Black bond applicants]]></category>
		<category><![CDATA[Black home loan applicants]]></category>
		<category><![CDATA[Black mortgage applicants]]></category>
		<category><![CDATA[bond applicants]]></category>
		<category><![CDATA[Bond Originators]]></category>
		<category><![CDATA[Coloured applicants]]></category>
		<category><![CDATA[Coloured home loan applicants]]></category>
		<category><![CDATA[Coloured mortgage applicants]]></category>
		<category><![CDATA[economic conditions]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[home loan applicants]]></category>
		<category><![CDATA[home loan applications]]></category>
		<category><![CDATA[home loan consultant in South Africa]]></category>
		<category><![CDATA[home loan consultants]]></category>
		<category><![CDATA[lending criteria]]></category>
		<category><![CDATA[Mortgage Applicants]]></category>
		<category><![CDATA[New Home Loans in South Africa]]></category>
		<category><![CDATA[New mortgage loans in South Africa]]></category>
		<category><![CDATA[potential Black buyers]]></category>
		<category><![CDATA[potential buyers]]></category>
		<category><![CDATA[properties valued]]></category>
		<category><![CDATA[Property Buyers]]></category>
		<category><![CDATA[Property buyers in South Africa]]></category>
		<category><![CDATA[property price]]></category>
		<category><![CDATA[South Africa's leading bond originators]]></category>
		<category><![CDATA[the best home loan consultant]]></category>
		<category><![CDATA[white applicants]]></category>
		<category><![CDATA[white home loan applicants]]></category>
		<category><![CDATA[white mortgage applicants]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2065</guid>
		<description><![CDATA[White applicants for properties has been consistently less than the combined total of Black and Coloured applicants over the last three years.
South Africa&#8217;s leading bond originators says data it has collated around home loan applications over the past three years reveals some interesting trends around the racial demographics of property buyers in South Africa.
The most [...]]]></description>
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		<title>Questions ask by Property Buyers in South Africa on Mortgages.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/faq-2010-on-new-home-loans-and-mortgages-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/faq-2010-on-new-home-loans-and-mortgages-in-south-africa/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 16:38:55 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[104% bond]]></category>
		<category><![CDATA[Are you really that good? How can I trust you?]]></category>
		<category><![CDATA[but I don't have a deposit]]></category>
		<category><![CDATA[Can I qualify for a mortgage even though I had credit problems in the past?]]></category>
		<category><![CDATA[can you help me?]]></category>
		<category><![CDATA[can you still help me?]]></category>
		<category><![CDATA[Cash Back Guarantee]]></category>
		<category><![CDATA[debt consolidation loan]]></category>
		<category><![CDATA[Do I have to be a home owner to qualify for a debt consolidation loan?]]></category>
		<category><![CDATA[FAQ 2010 on Mortgages]]></category>
		<category><![CDATA[FAQ 2010 on New Home Loans]]></category>
		<category><![CDATA[FAQ 2010 on New Mortgages]]></category>
		<category><![CDATA[How do I know if my loan will be approved?]]></category>
		<category><![CDATA[How does your Cash Back Guarantee works?]]></category>
		<category><![CDATA[I am currently in arrears with my bond]]></category>
		<category><![CDATA[I want to buy a house]]></category>
		<category><![CDATA[mortgage requirements]]></category>
		<category><![CDATA[Mortgages in South Africa]]></category>
		<category><![CDATA[My bond was in arrears but is now up to date]]></category>
		<category><![CDATA[New Home Loans in South Africa]]></category>
		<category><![CDATA[To apply for your Home Loan]]></category>
		<category><![CDATA[What if I am not a homeowner?]]></category>
		<category><![CDATA[What will happen after you've got business? Will I be left out in the cold?]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1151</guid>
		<description><![CDATA[
1. How do I know if my loan will be approved?
Every loan will be evaluated on its merit, but if you meet our basic requirements, then it is very unlikely that your application will be declined.

2. How does your Cash Back Guarantee works?
We will pay you cash, if we get your loan approved, subject to [...]]]></description>
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