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	<title>Mortgage &#38; Property Talk SA &#187; mortgage requirements</title>
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	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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		<title>5 tips to a successful mortgage bond application</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/5-tips-to-a-successful-mortgage-bond-application/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/5-tips-to-a-successful-mortgage-bond-application/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 08:37:51 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a clean credit record before applying for a home loan]]></category>
		<category><![CDATA[absa bank lending criteria]]></category>
		<category><![CDATA[applying for a home loan]]></category>
		<category><![CDATA[Applying for bond Finance]]></category>
		<category><![CDATA[Applying for Home Loan Finance]]></category>
		<category><![CDATA[Applying for mortgage Finance]]></category>
		<category><![CDATA[bank charges]]></category>
		<category><![CDATA[banks lending criteria]]></category>
		<category><![CDATA[bond applications]]></category>
		<category><![CDATA[bond originator]]></category>
		<category><![CDATA[bond registration fee]]></category>
		<category><![CDATA[bond requirements]]></category>
		<category><![CDATA[facilitating bond negotiations]]></category>
		<category><![CDATA[feedback of progress on your application]]></category>
		<category><![CDATA[fnb lending criteria]]></category>
		<category><![CDATA[from prequalification to registration]]></category>
		<category><![CDATA[get the best bond rate on offer]]></category>
		<category><![CDATA[get the best home loan rate on offer]]></category>
		<category><![CDATA[get the mortgage best rate on offer]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan application]]></category>
		<category><![CDATA[home loan legal costs]]></category>
		<category><![CDATA[home loan requirements]]></category>
		<category><![CDATA[lending criteria]]></category>
		<category><![CDATA[lending criteria for home loans]]></category>
		<category><![CDATA[mortgage bond applications]]></category>
		<category><![CDATA[mortgage documentation requested]]></category>
		<category><![CDATA[mortgage requirements]]></category>
		<category><![CDATA[nedbank lending criteria]]></category>
		<category><![CDATA[new home loan applications]]></category>
		<category><![CDATA[paying a home loan deposit]]></category>
		<category><![CDATA[positive outcome on your home loan]]></category>
		<category><![CDATA[potential homebuyers]]></category>
		<category><![CDATA[property market]]></category>
		<category><![CDATA[reputable bond originator]]></category>
		<category><![CDATA[Shop around with multiple lenders]]></category>
		<category><![CDATA[South Africa's leading bond origination company]]></category>
		<category><![CDATA[std bank lending criteria]]></category>
		<category><![CDATA[the costs involved in buying a home]]></category>
		<category><![CDATA[the National Credit Act]]></category>
		<category><![CDATA[transfer duty]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1409</guid>
		<description><![CDATA[With house prices firmly back on an upward trend and banks beginning to relax their lending criteria for home loans, consumers are increasingly looking to get back onto the housing ladder.
As the property market becomes more competitive, however, it is vital for consumers to make sure they are well prepared and can act quickly when [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bank decline ratios on home loan applications expected to fall in 2010</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/bank-decline-ratios-on-home-loan-applications-expected-to-fall-in-2010/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/bank-decline-ratios-on-home-loan-applications-expected-to-fall-in-2010/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 13:32:31 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[absa bank credit criteria]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[application information]]></category>
		<category><![CDATA[bank’s application]]></category>
		<category><![CDATA[bond originator]]></category>
		<category><![CDATA[Bond Originators]]></category>
		<category><![CDATA[bond repayment]]></category>
		<category><![CDATA[bond requirements]]></category>
		<category><![CDATA[consuming application process]]></category>
		<category><![CDATA[economic recession]]></category>
		<category><![CDATA[fnb credit criteria]]></category>
		<category><![CDATA[home loan applications]]></category>
		<category><![CDATA[investec credit criteria]]></category>
		<category><![CDATA[local property market in 2010]]></category>
		<category><![CDATA[mortgage applications]]></category>
		<category><![CDATA[mortgage requirements]]></category>
		<category><![CDATA[national credit act]]></category>
		<category><![CDATA[nedbank credit criteria]]></category>
		<category><![CDATA[net disposable income]]></category>
		<category><![CDATA[new home loan requirements]]></category>
		<category><![CDATA[old mutual credit criteria]]></category>
		<category><![CDATA[potential homeowners]]></category>
		<category><![CDATA[Pricing between banks]]></category>
		<category><![CDATA[property market recovery]]></category>
		<category><![CDATA[reputable bond originator]]></category>
		<category><![CDATA[rmb credit criteria]]></category>
		<category><![CDATA[sa home loans credit criteria]]></category>
		<category><![CDATA[sanlam credit criteria]]></category>
		<category><![CDATA[std bank credit criteria]]></category>
		<category><![CDATA[strong property market]]></category>
		<category><![CDATA[successful bond application]]></category>
		<category><![CDATA[successful home loan application]]></category>
		<category><![CDATA[successful mortgage application]]></category>
		<category><![CDATA[successful new home loan application]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1260</guid>
		<description><![CDATA[ 
With more than 40% of all home loan applications still being declined in December 2009, potential homeowners may still be finding it tough to obtain financing. However, the decline ratio is expected to fall as a result of the gradual improvement expected in the local property market in 2010.
Latest figures  show that 42% of home [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Questions ask by Property Buyers in South Africa on Mortgages.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/faq-2010-on-new-home-loans-and-mortgages-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/faq-2010-on-new-home-loans-and-mortgages-in-south-africa/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 16:38:55 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[104% bond]]></category>
		<category><![CDATA[Are you really that good? How can I trust you?]]></category>
		<category><![CDATA[but I don't have a deposit]]></category>
		<category><![CDATA[Can I qualify for a mortgage even though I had credit problems in the past?]]></category>
		<category><![CDATA[can you help me?]]></category>
		<category><![CDATA[can you still help me?]]></category>
		<category><![CDATA[Cash Back Guarantee]]></category>
		<category><![CDATA[debt consolidation loan]]></category>
		<category><![CDATA[Do I have to be a home owner to qualify for a debt consolidation loan?]]></category>
		<category><![CDATA[FAQ 2010 on Mortgages]]></category>
		<category><![CDATA[FAQ 2010 on New Home Loans]]></category>
		<category><![CDATA[FAQ 2010 on New Mortgages]]></category>
		<category><![CDATA[How do I know if my loan will be approved?]]></category>
		<category><![CDATA[How does your Cash Back Guarantee works?]]></category>
		<category><![CDATA[I am currently in arrears with my bond]]></category>
		<category><![CDATA[I want to buy a house]]></category>
		<category><![CDATA[mortgage requirements]]></category>
		<category><![CDATA[Mortgages in South Africa]]></category>
		<category><![CDATA[My bond was in arrears but is now up to date]]></category>
		<category><![CDATA[New Home Loans in South Africa]]></category>
		<category><![CDATA[To apply for your Home Loan]]></category>
		<category><![CDATA[What if I am not a homeowner?]]></category>
		<category><![CDATA[What will happen after you've got business? Will I be left out in the cold?]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1151</guid>
		<description><![CDATA[
1. How do I know if my loan will be approved?
Every loan will be evaluated on its merit, but if you meet our basic requirements, then it is very unlikely that your application will be declined.

2. How does your Cash Back Guarantee works?
We will pay you cash, if we get your loan approved, subject to [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/01/faq-2010-on-new-home-loans-and-mortgages-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan, Bond and Mortgage Requirements</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/home-loan-bond-and-mortgage-requirements/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/home-loan-bond-and-mortgage-requirements/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 08:10:27 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[absa home]]></category>
		<category><![CDATA[african bank]]></category>
		<category><![CDATA[african bank loans]]></category>
		<category><![CDATA[Best Advice]]></category>
		<category><![CDATA[bond requirements]]></category>
		<category><![CDATA[Closed Corporation]]></category>
		<category><![CDATA[Commission / Overtime Earnings]]></category>
		<category><![CDATA[credit checks]]></category>
		<category><![CDATA[draft absa home loans]]></category>
		<category><![CDATA[draft sa homeloan]]></category>
		<category><![CDATA[exceptional service]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[financing of your home]]></category>
		<category><![CDATA[financing of your home loan]]></category>
		<category><![CDATA[fnb home loans]]></category>
		<category><![CDATA[home loan finances]]></category>
		<category><![CDATA[home loan requirements]]></category>
		<category><![CDATA[home loans south africa]]></category>
		<category><![CDATA[loan application is 100% completed]]></category>
		<category><![CDATA[Loan Consultants]]></category>
		<category><![CDATA[loans south africa]]></category>
		<category><![CDATA[Mortgage Bond Requirements]]></category>
		<category><![CDATA[mortgage requirements]]></category>
		<category><![CDATA[Natural Persons – Salary Earnings]]></category>
		<category><![CDATA[nedbank home loans]]></category>
		<category><![CDATA[new home]]></category>
		<category><![CDATA[new home loan requirements]]></category>
		<category><![CDATA[no cost to you]]></category>
		<category><![CDATA[offer to purchase]]></category>
		<category><![CDATA[prime interest rate]]></category>
		<category><![CDATA[prime lending rate]]></category>
		<category><![CDATA[property transaction]]></category>
		<category><![CDATA[Propriety Limited Company]]></category>
		<category><![CDATA[Self Employed Persons]]></category>
		<category><![CDATA[Standard Bank Home Loans]]></category>
		<category><![CDATA[supporting documentation]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1141</guid>
		<description><![CDATA[
The financing of your new home is vital to the successful conclusion of your offer to purchase. This can be a daunting task, but let Mortgage Plus offer you the Best Advice and provide exceptional service throughout the financing of your home loan. All this at no cost to you. To enable Mortgage Plus to process and approve your [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/01/home-loan-bond-and-mortgage-requirements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Further Home Loans through Mortgage Plus Home Loans</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/further-home-loans-through-mortgage-plus-home-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/further-home-loans-through-mortgage-plus-home-loans/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 07:51:25 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[additional funds]]></category>
		<category><![CDATA[Affordability calculations]]></category>
		<category><![CDATA[bond requirements]]></category>
		<category><![CDATA[cheapest forms of borrowing]]></category>
		<category><![CDATA[current home loan]]></category>
		<category><![CDATA[existing home loan]]></category>
		<category><![CDATA[existing property]]></category>
		<category><![CDATA[finance a new car]]></category>
		<category><![CDATA[finance renovations]]></category>
		<category><![CDATA[further bond]]></category>
		<category><![CDATA[further finance]]></category>
		<category><![CDATA[Further Home Loans]]></category>
		<category><![CDATA[Further Home Loans Absa Bank]]></category>
		<category><![CDATA[Further Home Loans Fnb Bank]]></category>
		<category><![CDATA[Further Home Loans Nedbank]]></category>
		<category><![CDATA[Further Home Loans Std Bank]]></category>
		<category><![CDATA[Further loans or Advances]]></category>
		<category><![CDATA[home loan requirements]]></category>
		<category><![CDATA[mortgage requirements]]></category>
		<category><![CDATA[Online aplication]]></category>
		<category><![CDATA[Online mortgage aplication]]></category>
		<category><![CDATA[pay off other debt]]></category>
		<category><![CDATA[Readvance]]></category>
		<category><![CDATA[value in your property]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1138</guid>
		<description><![CDATA[
Further Home Loans trough Absa Bank, Nedbank, Std Bank and Fnb Bank. 










You can use the value in your property to finance renovations, a new car or to pay off other debt. It is one of the cheapest forms of borrowing. Further loans or Advances against your current home loan may be used for: 

Alterations [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/01/further-home-loans-through-mortgage-plus-home-loans/feed/</wfw:commentRss>
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