Bond Originators South Africa – 0861 11 11 93

Before there were any bond originators, you had to go through the process of applying for a home loan / mortgage with every single bank individually. You had to go to their office during regular hours. This took extra days and hours of trying to shop for home loans with the best interest rates you could live with. When you hire a bond originator in South Africa, things work very differently. Bond Originators like Mortgage Plus will often come to your home, even after normal business hours. They take you through the application just once. No matter how many other lenders they will approach on your behalf. This means that you do not have to spend hours going t hrough the same home loan process repeatedly.

Mortgage Plus have signed contracts with all of the bigger banks as well as many of the smaller independent banks and a list of kinds of lenders that they have worked with in the past. The thing that is good about this is that when you get the okay from multiple places, you can choose which one you want because by being able to compare home loan interest rates and terms you can pick the one that offers you the very best terms.

Mortgage Plus bond originators do all of the negotiating with all of the lenders, banks and financial institutions in order to get you the best home loan interest rates possible in South Africa. When all is said and done, Mortgage Plus Bond Originators can usually get between a 0.5% and 2 % lower than the current prime interest rates. Estimates in South Africa say that the origination industry will save their clients around 5% per year in rate concessions. The lenders, banks and financial institutions all know that they have to be very competitive if they are to get any business. There will be times when the negotiations have been completed, a lender, banks and financial institutions will tell the originator like Mortgage Plus that they will give them an extra percentage discount beyond what the best lender has negotiated. The originator will not reveal what has been negotiated but will give each of the lender, banks and financial institution one final time to bear the best rates or terms that the originator has in hand.

It is also a good thing that regardless of all the red tape the NCA causes, bond originators somehow manage to take your application through the process of getting approved in just about half the time it would normally take you if you were approaching the lender or bank directly. Mortgage Plus takes 4 working days to get you a bond approval. Therefore, you not only save on rates and get better terms, but you also save time and we all need to save as much time as we can.

It is no secret that banks ar en’t very enthusiastic about the bond originator industry. They have to give up some of their margin and what they would have earned on insurance as well, when bond originators secure the bond on behalf of their clients.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Mortgage Plus Home Loan and Commercial Property Loan Facilitators

What is Mortgage Plus?

Based in Johannesburg, Mortgage Plus is a South African mortgage or home loans origination company founded in 2006 which has, in just a few years, evolved into a highly-respected home loan company with an impressive national infrastructure.

Mortgage Plus`s philosophy of `best advice for home buyers` is one which is echoed throughout the organisation as well as amongst its highly trained and motivated staff members, who are adept at helping South African home buyers find the best home loans to suit their needs.

As a member of the National Association of Mortgage Originators (NAMO), Mortgage Plus prides itself on ensuring that it operates according to a strict ethical code of conduct, ensuring that all of its potential home buyers are treated fairly and equally.

Mortgage Plus prides itself on its high-level and trustworthy relationships with the major South African banks which attributes to the way in which it is able to accelerate home loan applications, approvals and registrations on behalf of its clients.

How Does Mortgage Plus Work?

The way Mortgage Plus operates is that its bond consultants inform clients about all of the most common types of home loans and then advise them on the one most suited to their needs and requirements.

The most common types of home loans promoted by Mortgage Plus are Variable Rate Loan, Fixed Rate Loan, Capped Rate Loan, Reducing or Step Down Loan, and First Time Homeowners Loan.

As applying for a home loan can be an extremely long, drawn out and often stressful process, particularly for first time home buyers, all Mortgage Plus consultants are trained to be on hand as often as possible for clients in order to advise and guide them through all the necessary and important steps involved.

In fact, Mortgage Plus has designed its business processes specifically to make the home buying process as quick and painless as possible for it clients. As part of this, Mortgage Plus offers its clients bond protection to alleviate any post-approval stress.

Bond protection is a comprehensive insurance policy designed to provide Mortgage Plus clients with ample risk benefit flexibility in terms of home loan protection, including the ability to continue to make their monthly home loan instalments in the event of illness, disability, and even death.

Mortgage Plus Convenience

For the convenience of South African home buyers, Mortgage Plus has Websites in each province in South Africa as seen below to help and assist the potential home owners 24/7:

• www.easterncapehomeloans.co.za
• www.freestatehomeloans.co.za
• www.gautenghomeloans.co.za
• www.kwazulunatalhomeloans.co.za
• www.limpopohomeloans.co.za
• www.mpumalangahomeloans.co.za
• www.northerncapehomeloans.co.za
• www.northwesthomeloans.co.za
• www.westerncapehomeloans.co.za

In addition, Mortgage Plus has a national contact telephone number as well as a comprehensive and fully integrated website where prospective clients can complete an online application form:

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za