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	<title>Mortgage &#38; Property Talk SA &#187; Mortgage Basics</title>
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	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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		<title>Home Loan Basics and Home Loan Advice</title>
		<link>http://mortgagepluscc.co.za/blog/2011/07/home-loan-basics-and-home-loan-advice/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/07/home-loan-basics-and-home-loan-advice/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 10:47:45 +0000</pubDate>
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				<category><![CDATA[Home Loan Tips for South African's]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3402</guid>
		<description><![CDATA[Home Loan Basics
Since the introduction of the National Credit Act in June 2007 (NCA) the ability to obtain bond finance is a lot more challenging. Prior to the NCA, all financial institutions would base their decisions on a customer’s gross monthly income, and not take into account what expenses the client might have.
These days the [...]]]></description>
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		<title>Home Loan and Mortgage Basics for First Time Buyers</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/home-loan-and-mortgage-basics-for-first-time-buyers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/home-loan-and-mortgage-basics-for-first-time-buyers/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 17:00:27 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1154</guid>
		<description><![CDATA[
The word “home loan” or “mortgage” have exactly the same meaning. Since most of us do not have enough money to pay cash for a home, we need to apply for a home loan or mortgage from a bank to assist us with the purchase
If you found the home of your dreams and the bank [...]]]></description>
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