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	<title>Bond Originators and Mortgage Experts &#187; mortgage application</title>
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	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Mortgage Expert Blog !</description>
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		<title>Mortgage pre-qualification</title>
		<link>http://mortgagepluscc.co.za/blog/2012/05/mortgage-pre-qualification/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/05/mortgage-pre-qualification/#comments</comments>
		<pubDate>Mon, 07 May 2012 12:40:54 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[30 Second home loan application]]></category>
		<category><![CDATA[accredited financial services provider]]></category>
		<category><![CDATA[Apply for a home loan online]]></category>
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		<category><![CDATA[bond rates]]></category>
		<category><![CDATA[Bond registration and transfer costs calculator]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Call me for property finance advice]]></category>
		<category><![CDATA[certificated pre-qualification]]></category>
		<category><![CDATA[Contact us for property finance advice]]></category>
		<category><![CDATA[FAQ's on home finance]]></category>
		<category><![CDATA[financing options]]></category>
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		<category><![CDATA[first-time homebuyers pre-qualification]]></category>
		<category><![CDATA[formal home loan pre-approval]]></category>
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		<category><![CDATA[Home buyer information]]></category>
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		<category><![CDATA[Home Loan Affordability Calculator]]></category>
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		<category><![CDATA[mortgage pre-qualifications]]></category>
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		<category><![CDATA[online home loans]]></category>
		<category><![CDATA[Online Insurance]]></category>
		<category><![CDATA[originating a mortgage]]></category>
		<category><![CDATA[pre-qualified buyer]]></category>
		<category><![CDATA[pre-qualified certificate]]></category>
		<category><![CDATA[pre-qualified mortgage]]></category>
		<category><![CDATA[pre-qualified mortgages]]></category>
		<category><![CDATA[Prequalification]]></category>
		<category><![CDATA[Property and home loan news]]></category>
		<category><![CDATA[Purchasing a property in South Africa as a foreigner]]></category>
		<category><![CDATA[Search for conveyancing attorneys]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4669</guid>
		<description><![CDATA[Mortgage pre-qualification &#8211; why it can help you close the deal 
In the property game there are two ideal scenarios. The first is a serious seller who is happy to price their property competitively. The second, a serious buyer with a clear idea of what they want. In these scenarios the chances of matching buyer [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2012/05/mortgage-pre-qualification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Standard industry definitions for property types</title>
		<link>http://mortgagepluscc.co.za/blog/2012/02/standard-industry-definitions-for-property-types/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/02/standard-industry-definitions-for-property-types/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 09:53:16 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[development home loans]]></category>
		<category><![CDATA[freehold property loans]]></category>
		<category><![CDATA[Full Title Home Loans]]></category>
		<category><![CDATA[Loan amount on vacant land]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[Mortgages for Cluster homes]]></category>
		<category><![CDATA[new cluster housing developments]]></category>
		<category><![CDATA[new sectional title development]]></category>
		<category><![CDATA[property types]]></category>
		<category><![CDATA[Residential property mortgages]]></category>
		<category><![CDATA[Sectional title home loans]]></category>
		<category><![CDATA[Semi-detached house]]></category>
		<category><![CDATA[Smallholding mortgages]]></category>
		<category><![CDATA[Townhouse or flat]]></category>
		<category><![CDATA[Vacant land home loans]]></category>
		<category><![CDATA[Vacant land mortgages]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4439</guid>
		<description><![CDATA[Property types
Most banks subscribes to standard  industry definitions for property types. This list should assist you  with your mortgage application.
Full Title 
Full title describes the transfer of full ownership rights to the buyer.
House – This word is used to describe a normal house.
Cluster home – This is a freehold property, usually in a [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2012/02/standard-industry-definitions-for-property-types/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan, Mortgage and Bond Originating</title>
		<link>http://mortgagepluscc.co.za/blog/2012/01/home-loan-mortgage-and-bond-originating/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/01/home-loan-mortgage-and-bond-originating/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 12:30:56 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a wide range of mortgage packages]]></category>
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		<category><![CDATA[avoid becoming a victim]]></category>
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		<category><![CDATA[local home loans]]></category>
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		<category><![CDATA[lookout for loan sharks]]></category>
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		<category><![CDATA[mortgage application]]></category>
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		<category><![CDATA[process the loan application]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4032</guid>
		<description><![CDATA[Many home loan middlemen are keen to help you choose. Mortgage Plus investigate:
There’s a new finger in the pie. He is the mortgage broker, what you might call a loan ranger. In recent months more than one mortgage broking business has suddenly appeared, bringing a new dimension to home loan business in South Africa. Until [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2012/01/home-loan-mortgage-and-bond-originating/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First time homeowners mortgages &#124; No deposit needed!</title>
		<link>http://mortgagepluscc.co.za/blog/2012/01/first-time-homeowners-mortgages-no-deposit-needed/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/01/first-time-homeowners-mortgages-no-deposit-needed/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 07:59:45 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% mortgages]]></category>
		<category><![CDATA[104% home loans]]></category>
		<category><![CDATA[apply for a homeloan]]></category>
		<category><![CDATA[apply for a mortgage]]></category>
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		<category><![CDATA[calculated]]></category>
		<category><![CDATA[credit rating needs to be at least]]></category>
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		<category><![CDATA[finance a property]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[financial security in future]]></category>
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		<category><![CDATA[good credit rating]]></category>
		<category><![CDATA[homeowners mortgages]]></category>
		<category><![CDATA[make your mortgage application easier]]></category>
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		<category><![CDATA[no deposit home loans]]></category>
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		<category><![CDATA[successful mortgage application]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4011</guid>
		<description><![CDATA[6 Tips for a successful mortgage application
As a young South African, buying property might not be at the forefront of your mind but with interest rates in South Africa relatively low and property prices at a realistic level compared to the recent boom, now is a great time to get onto the property ladder. And [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan Applications, Reviews and Client Complements</title>
		<link>http://mortgagepluscc.co.za/blog/2011/10/home-loan-applications-reviews-and-complements-from-clients/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/10/home-loan-applications-reviews-and-complements-from-clients/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 13:35:26 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[advise you]]></category>
		<category><![CDATA[applying for a home loan]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3720</guid>
		<description><![CDATA[Home Loan Application Form
When looking for a home loan, we have found 3 things matter to home buyers above all &#8211; getting a bond approved, getting the best rate and getting great service&#8230; and that’s what we focus on.
We have a relationship with all the major banks in South Africa, meaning that we will not [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/10/home-loan-applications-reviews-and-complements-from-clients/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The best Home loan deals in South Africa &#124; Guaranteed</title>
		<link>http://mortgagepluscc.co.za/blog/2011/08/are-you-looking-for-the-best-home-loan-deal-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/08/are-you-looking-for-the-best-home-loan-deal-in-south-africa/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 13:31:52 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a new home loan]]></category>
		<category><![CDATA[a new home loan deal]]></category>
		<category><![CDATA[application for a home loan]]></category>
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		<category><![CDATA[online application service]]></category>
		<category><![CDATA[South Africa’s bond originator]]></category>
		<category><![CDATA[South Africa’s leading online bond originator]]></category>
		<category><![CDATA[start your home loan application]]></category>
		<category><![CDATA[www.bondchoices.co.za]]></category>
		<category><![CDATA[www.easterncapehomeloans.co.za]]></category>
		<category><![CDATA[www.freestatehomeloans.co.za]]></category>
		<category><![CDATA[www.gautenghomeloans.co.za]]></category>
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		<category><![CDATA[www.limpopohomeloans.co.za]]></category>
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		<category><![CDATA[www.northerncapehomeloans.co.za]]></category>
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		<category><![CDATA[www.westerncapehomeloans.co.za]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3496</guid>
		<description><![CDATA[
The best Home loan deal in South Africa &#8211; 0861 11 11 93
 If you are looking for a new home loan, or an extended home loan, then you have come to the right place. We are South Africa’s leading online bond originator, and we’ll help you get a bond approval at the best possible [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/08/are-you-looking-for-the-best-home-loan-deal-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to qualify for a Home Loan in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2011/01/how-to-qualify-for-a-home-loan-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/01/how-to-qualify-for-a-home-loan-in-south-africa/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 10:32:09 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2643</guid>
		<description><![CDATA[How To Qualify For A Mortgage Loan
Since the National Credit Act was implemented and the start of the global economic crisis it has become more difficult to qualify for a mortgage loan from your bank, to qualify for a mortgage loan your bank will require that you meet the following criteria:

Have a stable steady income [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Best Home loan advice for First-Time Buyers</title>
		<link>http://mortgagepluscc.co.za/blog/2010/07/the-best-home-loan-advice-for-first-time-buyers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/07/the-best-home-loan-advice-for-first-time-buyers/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 10:03:31 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a good property]]></category>
		<category><![CDATA[Advice for First-Time Buyers]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1983</guid>
		<description><![CDATA[Home loan advice for first-time buyers
Looking to buy your first house, flat, or other type of residential property? Be sure to read on for some critical advice on buying a house and applying for your first home loan…
Do your homework properly &#8211; www.propertymax.co.za
Informed buyers get better bargains. If you familiarise yourself with the property market [...]]]></description>
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		<title>How are Mortgages, Bonds and Home Loans Approved?</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 10:00:30 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1165</guid>
		<description><![CDATA[
Lenders will take the following into account with every mortgage application.
INCOME
When applying for a mortgage, lenders will look at your total income before any deductions (gross income) to access if you would be able to afford the mortgage payments. Lenders will consider the following as income:
-Salaries &#38; Wages
-Regular Incentives
-Investment Income
-Retirement Income
-Regular Commissions
-Rental Income
CREDIT HISTORY
To qualify [...]]]></description>
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		</item>
		<item>
		<title>How to Afford a Mortgage and Hidden Costs in a Mortgage</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/how-to-afford-a-mortgage-and-hidden-costs-in-a-mortgage/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/how-to-afford-a-mortgage-and-hidden-costs-in-a-mortgage/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 09:45:10 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1162</guid>
		<description><![CDATA[
Hidden Costs in a Mortgage
 
Most every loan is going to have associated with it fees for insurance, valuation, etc. Most of these fees are commonly required amongst all lenders and they must give you a list of their costs associated with a mortgage. Despite the fact that the costs are disclosed, some lenders may include [...]]]></description>
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