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	<title>Mortgage &#38; Property Talk SA &#187; interest rate</title>
	<atom:link href="http://mortgagepluscc.co.za/blog/tag/interest-rate/feed/" rel="self" type="application/rss+xml" />
	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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			<item>
		<title>Five Tips worth considering before Buying your First Home</title>
		<link>http://mortgagepluscc.co.za/blog/2011/11/five-tips-worth-considering-before-buying-your-first-home/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/11/five-tips-worth-considering-before-buying-your-first-home/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 10:35:08 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Best Mortgage]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[can afford a home]]></category>
		<category><![CDATA[can afford a home loan]]></category>
		<category><![CDATA[home finance]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[Housing Costs]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lenders offering financing]]></category>
		<category><![CDATA[Long-term Home Loans]]></category>
		<category><![CDATA[Long-term Mortgages]]></category>
		<category><![CDATA[looking for a home loan]]></category>
		<category><![CDATA[looking for a mortgage]]></category>
		<category><![CDATA[mortgage documents.]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[mortgages offered]]></category>
		<category><![CDATA[new home buyers]]></category>
		<category><![CDATA[payment options]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[Shop Around for the Best Mortgage]]></category>
		<category><![CDATA[the housing market]]></category>
		<category><![CDATA[the right bond choice]]></category>
		<category><![CDATA[the right bond options]]></category>
		<category><![CDATA[the right home loan choice]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3753</guid>
		<description><![CDATA[Buying a home is a big decision. 
Here are five tips worth considering before you take the plunge&#8230;  
1. Consider Housing Costs
It may be tempting to put in an offer on a home but remember, along with the mortgage payments, you will also need to budget for property taxes and utilities. There will also [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/11/five-tips-worth-considering-before-buying-your-first-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The A to Z of Applying for a Home Loan Finance</title>
		<link>http://mortgagepluscc.co.za/blog/2011/07/the-a-to-z-of-applying-for-a-home-loan-finance/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/07/the-a-to-z-of-applying-for-a-home-loan-finance/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 12:33:25 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[application form]]></category>
		<category><![CDATA[APPLICATION TYPES]]></category>
		<category><![CDATA[applying for a home loan]]></category>
		<category><![CDATA[applying for credit]]></category>
		<category><![CDATA[applying for finance]]></category>
		<category><![CDATA[approval in principal]]></category>
		<category><![CDATA[business sectors]]></category>
		<category><![CDATA[clients or customers]]></category>
		<category><![CDATA[consult a mortgage consultant]]></category>
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		<category><![CDATA[Final Grant]]></category>
		<category><![CDATA[Financial Intelligence Centre]]></category>
		<category><![CDATA[first step]]></category>
		<category><![CDATA[fixed rate home loan]]></category>
		<category><![CDATA[Fixed Rate vs Variable Rate]]></category>
		<category><![CDATA[Free home loan application form]]></category>
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		<category><![CDATA[home loan explanations]]></category>
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		<category><![CDATA[Home Loans for Individual]]></category>
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		<category><![CDATA[informed decision]]></category>
		<category><![CDATA[Inheritance]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[mortgage explanations]]></category>
		<category><![CDATA[necessary home loan information]]></category>
		<category><![CDATA[new Consumer Protection Act]]></category>
		<category><![CDATA[New Home Loan Finance]]></category>
		<category><![CDATA[pay off a bond]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Prime Interest Rate is 9%]]></category>
		<category><![CDATA[prime rate is dropping]]></category>
		<category><![CDATA[Private Trust Mortgages]]></category>
		<category><![CDATA[PROPERTY VALUATION]]></category>
		<category><![CDATA[Public Company Loans]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[submit]]></category>
		<category><![CDATA[successfully]]></category>
		<category><![CDATA[the lowest]]></category>
		<category><![CDATA[Trust Company mortgages]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3427</guid>
		<description><![CDATA[
HERE&#8217;S TO MAKING AN INFORMED DECISION !
With the new Consumer Protection Act coming into effect on 1 April 2011, business sectors in all industries of trade have had to re-look their level of service, ensuring that they provide their clients or customers with all necessary information to aid them in making an ‘informed decision’. The [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/07/the-a-to-z-of-applying-for-a-home-loan-finance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You should consider property as a solid long-term asset</title>
		<link>http://mortgagepluscc.co.za/blog/2011/07/you-should-consider-property-as-a-solid-long-term-asset/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/07/you-should-consider-property-as-a-solid-long-term-asset/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 12:04:21 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[3% interest rate]]></category>
		<category><![CDATA[3% interest rate increase]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[better interest rate]]></category>
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		<category><![CDATA[bond registration fees]]></category>
		<category><![CDATA[bond repayment]]></category>
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		<category><![CDATA[buy]]></category>
		<category><![CDATA[comprehensive]]></category>
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		<category><![CDATA[deposit]]></category>
		<category><![CDATA[difference]]></category>
		<category><![CDATA[end]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[extra financial commitment]]></category>
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		<category><![CDATA[get the best interest rate possible]]></category>
		<category><![CDATA[Get yourself pre-approved]]></category>
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		<category><![CDATA[home loans available for first-time buyers]]></category>
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		<category><![CDATA[how]]></category>
		<category><![CDATA[how much]]></category>
		<category><![CDATA[including transfer duties]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[leading estate agents]]></category>
		<category><![CDATA[looking]]></category>
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		<category><![CDATA[monthly repayments]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage originator]]></category>
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		<category><![CDATA[new developments]]></category>
		<category><![CDATA[other developments]]></category>
		<category><![CDATA[Poor Dad]]></category>
		<category><![CDATA[Pre-approval]]></category>
		<category><![CDATA[previous bond]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[provincial sales manager]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[rate increase]]></category>
		<category><![CDATA[repayments]]></category>
		<category><![CDATA[Rich Dad]]></category>
		<category><![CDATA[says]]></category>
		<category><![CDATA[shop around]]></category>
		<category><![CDATA[Shop around for a mortgage]]></category>
		<category><![CDATA[starter apartment]]></category>
		<category><![CDATA[Suze Orman recommends]]></category>
		<category><![CDATA[upfront costs]]></category>
		<category><![CDATA[www.privateproperty.co.za]]></category>
		<category><![CDATA[www.property24.com]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3394</guid>
		<description><![CDATA[Morne Prinsloo, a Divisional General Manager for Mortgage Plus in South Africa, says it is still possible for you to buy wisely. He says that you should consider property as a solid long-term asset.
Am I ready to buy property?
Whether you are buying your dream family home or a starter apartment, you are signing up for a 20-year [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/07/you-should-consider-property-as-a-solid-long-term-asset/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Home Loan: Factors to Consider in SA</title>
		<link>http://mortgagepluscc.co.za/blog/2011/07/new-home-loan-factors-to-consider-in-sa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/07/new-home-loan-factors-to-consider-in-sa/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 12:24:06 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[Amount of loan]]></category>
		<category><![CDATA[applying]]></category>
		<category><![CDATA[Bond factors]]></category>
		<category><![CDATA[calculate the LTV]]></category>
		<category><![CDATA[closing]]></category>
		<category><![CDATA[considering a new home loan]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[CREDIT HISTORY]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt income ratio]]></category>
		<category><![CDATA[Debt to Income Ratio]]></category>
		<category><![CDATA[existing debts]]></category>
		<category><![CDATA[factors]]></category>
		<category><![CDATA[family home]]></category>
		<category><![CDATA[Further]]></category>
		<category><![CDATA[get good interest rates]]></category>
		<category><![CDATA[good interest rate]]></category>
		<category><![CDATA[high]]></category>
		<category><![CDATA[higher]]></category>
		<category><![CDATA[higher interest rate]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan factors]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income ratio]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[interest on your home loan]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lender calculates]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loan amount]]></category>
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		<category><![CDATA[lower]]></category>
		<category><![CDATA[Mortgage factors]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[pay higher interest rates]]></category>
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		<category><![CDATA[payment]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property value]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[ratio]]></category>
		<category><![CDATA[rent payments]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[taking]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3348</guid>
		<description><![CDATA[If you are considering taking a new home loan, you should also take into account the factors that influence the rates. There are some factors that are within your control.
New Home Loan: Factors to Consider
One should consider the following factors while applying for a new home loan:
 
Debt to Income Ratio: Before taking a decision [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/07/new-home-loan-factors-to-consider-in-sa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage origination industry – questions and answers</title>
		<link>http://mortgagepluscc.co.za/blog/2011/05/mortgage-origination-industry-%e2%80%93-questions-and-answers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/05/mortgage-origination-industry-%e2%80%93-questions-and-answers/#comments</comments>
		<pubDate>Fri, 27 May 2011 08:28:06 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[A good originator]]></category>
		<category><![CDATA[Apply online now!]]></category>
		<category><![CDATA[Best Rates]]></category>
		<category><![CDATA[Bond Costs]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[choice and expertise]]></category>
		<category><![CDATA[developments]]></category>
		<category><![CDATA[easy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Free service]]></category>
		<category><![CDATA[Further Loans]]></category>
		<category><![CDATA[Get the best Mortgage deal Today!]]></category>
		<category><![CDATA[home loan]]></category>
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		<category><![CDATA[home loans differ]]></category>
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		<category><![CDATA[save]]></category>
		<category><![CDATA[second bonds]]></category>
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		<category><![CDATA[submit your application to absa]]></category>
		<category><![CDATA[submit your application to fnb]]></category>
		<category><![CDATA[submit your application to nedbank]]></category>
		<category><![CDATA[submit your application to std bank]]></category>
		<category><![CDATA[Third Bonds]]></category>
		<category><![CDATA[What is Mortgage Origination?]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3261</guid>
		<description><![CDATA[Why do I need a mortgage originator?
Because your home purchase is probably, the most expensive one you will make in your life, the home loan itself is an important financial decision and the benefit to be gained from making a correct choice can amount to savings of hundreds of thousands of rands over the life [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/05/mortgage-origination-industry-%e2%80%93-questions-and-answers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to maximise the home loan amount you qualify for</title>
		<link>http://mortgagepluscc.co.za/blog/2011/04/how-to-maximise-the-home-loan-amount-you-qualify-for/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/04/how-to-maximise-the-home-loan-amount-you-qualify-for/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 08:08:17 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a housing subsidy]]></category>
		<category><![CDATA[a joint purchase home loan]]></category>
		<category><![CDATA[applying]]></category>
		<category><![CDATA[applying for a bond]]></category>
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		<category><![CDATA[banks mortgage lenders]]></category>
		<category><![CDATA[Banks']]></category>
		<category><![CDATA[before]]></category>
		<category><![CDATA[Before applying for a home loan]]></category>
		<category><![CDATA[bond]]></category>
		<category><![CDATA[calculate a bond]]></category>
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		<category><![CDATA[different bond options]]></category>
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		<category><![CDATA[how much]]></category>
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		<category><![CDATA[making]]></category>
		<category><![CDATA[monthly expenditure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage lenders]]></category>
		<category><![CDATA[mortgage lending requirements]]></category>
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		<category><![CDATA[other mortgage lenders]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[qualify]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3175</guid>
		<description><![CDATA[Its always a good idea to find out how much mortgage loan you qualify for before making an offer on an home , banks typically base this on your income and your current monthly expenditure which includes living expenses and debt repayments.
Before the implementation of the National Credit Act (NCA) in June 2007 banks and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What to Consider before Seeking a New Home Loan</title>
		<link>http://mortgagepluscc.co.za/blog/2011/04/what-to-consider-before-seeking-a-new-home-loan/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/04/what-to-consider-before-seeking-a-new-home-loan/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 08:56:37 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% loans are available]]></category>
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		<category><![CDATA[apply]]></category>
		<category><![CDATA[apply for a fixed interest rate bond]]></category>
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		<category><![CDATA[pre-qualified]]></category>
		<category><![CDATA[prequalified]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[repayment to income]]></category>
		<category><![CDATA[South African homebuyers]]></category>
		<category><![CDATA[specialise]]></category>
		<category><![CDATA[sufficient disposable income]]></category>
		<category><![CDATA[The bond originator]]></category>
		<category><![CDATA[the home buying process]]></category>
		<category><![CDATA[the property ladder]]></category>
		<category><![CDATA[transfer duty]]></category>
		<category><![CDATA[very]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3163</guid>
		<description><![CDATA[Buying a home is often the single biggest investment most people make. As a result it is essential for home buyers to ensure they are fully prepared before getting on to the property ladder. South Africa&#8217;s leading bond originators, answers ten questions  for new homebuyers to consider:
1.      How much can I afford to spend on [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/04/what-to-consider-before-seeking-a-new-home-loan/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Choose the Right Home Loan for You</title>
		<link>http://mortgagepluscc.co.za/blog/2011/04/choose-the-right-home-loan-for-you/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/04/choose-the-right-home-loan-for-you/#comments</comments>
		<pubDate>Thu, 07 Apr 2011 10:26:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[10 to 30 year home loans]]></category>
		<category><![CDATA[a first time homebuyer]]></category>
		<category><![CDATA[Absa offers]]></category>
		<category><![CDATA[accounts]]></category>
		<category><![CDATA[applying for a home loan free]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Banks']]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[bond]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Mortgage]]></category>
		<category><![CDATA[Buy to Let]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[choose a bond]]></category>
		<category><![CDATA[circumstances]]></category>
		<category><![CDATA[cover all bond costs]]></category>
		<category><![CDATA[CREDIT HISTORY]]></category>
		<category><![CDATA[different]]></category>
		<category><![CDATA[different banks]]></category>
		<category><![CDATA[different home loan options]]></category>
		<category><![CDATA[different mortgage bond options]]></category>
		<category><![CDATA[different options]]></category>
		<category><![CDATA[each]]></category>
		<category><![CDATA[Each application]]></category>
		<category><![CDATA[eBucks on all home loan products]]></category>
		<category><![CDATA[everyone]]></category>
		<category><![CDATA[financing residential properties]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[First National Bank offers]]></category>
		<category><![CDATA[go to a bond originator]]></category>
		<category><![CDATA[home loan choices]]></category>
		<category><![CDATA[homebuyers]]></category>
		<category><![CDATA[homeloan]]></category>
		<category><![CDATA[homeloan choices available]]></category>
		<category><![CDATA[homeloan faster]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investment product]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[many homeloan choices]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Nedbank offers]]></category>
		<category><![CDATA[needs]]></category>
		<category><![CDATA[negotiate with your bank]]></category>
		<category><![CDATA[offers]]></category>
		<category><![CDATA[originator guide]]></category>
		<category><![CDATA[pay]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[product]]></category>
		<category><![CDATA[products]]></category>
		<category><![CDATA[products for homebuyers]]></category>
		<category><![CDATA[provide a homeloan]]></category>
		<category><![CDATA[qualify for a 100 percent bond]]></category>
		<category><![CDATA[repayable monthly]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[repayment per month]]></category>
		<category><![CDATA[requirements]]></category>
		<category><![CDATA[smaller bonds under R200 000]]></category>
		<category><![CDATA[Standard Bank offers]]></category>
		<category><![CDATA[structure your home loan]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3109</guid>
		<description><![CDATA[There are so many home loan choices available; it may be hard to identify the bond that is right for you. All banks provide a home loan for anywhere from 10 to 30 years, repayable monthly at an interest rate margin lower than prime rate. All of them look so attractive – how do you [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/04/choose-the-right-home-loan-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calculate Home Loan repayments &#124;Interest rate margins</title>
		<link>http://mortgagepluscc.co.za/blog/2011/03/calculate-home-loan-repayments-interest-rate-margins/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/03/calculate-home-loan-repayments-interest-rate-margins/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 09:02:17 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[african]]></category>
		<category><![CDATA[bond]]></category>
		<category><![CDATA[bond payments]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[calculating]]></category>
		<category><![CDATA[calculating repayments]]></category>
		<category><![CDATA[current rate of 9%]]></category>
		<category><![CDATA[end]]></category>
		<category><![CDATA[expenditure]]></category>
		<category><![CDATA[financial difficulties]]></category>
		<category><![CDATA[Further]]></category>
		<category><![CDATA[homebuyers]]></category>
		<category><![CDATA[inevitably]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rate rises]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[long]]></category>
		<category><![CDATA[Managing Director]]></category>
		<category><![CDATA[once]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[rate rises]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rise]]></category>
		<category><![CDATA[rises]]></category>
		<category><![CDATA[see]]></category>
		<category><![CDATA[south]]></category>
		<category><![CDATA[South African bonds]]></category>
		<category><![CDATA[South African Home Loans]]></category>
		<category><![CDATA[south african interest rates]]></category>
		<category><![CDATA[South African Mortgages]]></category>
		<category><![CDATA[ten]]></category>
		<category><![CDATA[year]]></category>
		<category><![CDATA[years]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3078</guid>
		<description><![CDATA[When calculating repayments leave a margin for interest rate rises
With South African interest rates at almost record low levels, there is, says Lanice Steward, Managing Director of Anne Porter Properties, a danger (as has happened more than once in South Africa&#8217;s history) of inexperienced buyers forgetting that interest rates will inevitably rise in the end, [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/03/calculate-home-loan-repayments-interest-rate-margins/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Plus will get the Right Bond for You!</title>
		<link>http://mortgagepluscc.co.za/blog/2011/03/mortgage-plus-will-get-the-right-bond-for-you/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/03/mortgage-plus-will-get-the-right-bond-for-you/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 11:16:55 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[30 year home loans]]></category>
		<category><![CDATA[a 1st time homebuyer]]></category>
		<category><![CDATA[a first time homebuyer]]></category>
		<category><![CDATA[ABSA]]></category>
		<category><![CDATA[all home loan products]]></category>
		<category><![CDATA[applying for a]]></category>
		<category><![CDATA[attractive bond options]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Banks']]></category>
		<category><![CDATA[Bond application]]></category>
		<category><![CDATA[bond choices available]]></category>
		<category><![CDATA[Bond Costs]]></category>
		<category><![CDATA[bond repayments]]></category>
		<category><![CDATA[bond requirements]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[Business Mortgage]]></category>
		<category><![CDATA[Buy to Let]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[choose a bond]]></category>
		<category><![CDATA[Different banks options]]></category>
		<category><![CDATA[different bond options]]></category>
		<category><![CDATA[different mortgage options]]></category>
		<category><![CDATA[fast home loans]]></category>
		<category><![CDATA[faster home loans]]></category>
		<category><![CDATA[financing residential properties]]></category>
		<category><![CDATA[First National Bank]]></category>
		<category><![CDATA[go to a bond originator]]></category>
		<category><![CDATA[Home buying tips]]></category>
		<category><![CDATA[Home Loan account]]></category>
		<category><![CDATA[home loan choices]]></category>
		<category><![CDATA[home loan solutions]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investment product]]></category>
		<category><![CDATA[lower than prime]]></category>
		<category><![CDATA[nedbank]]></category>
		<category><![CDATA[negotiate]]></category>
		<category><![CDATA[percent bond]]></category>
		<category><![CDATA[products for homebuyers]]></category>
		<category><![CDATA[provide a home loan]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[smaller bonds]]></category>
		<category><![CDATA[standard bank]]></category>
		<category><![CDATA[structure your homeloan]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3057</guid>
		<description><![CDATA[The Right Bond for You
There are so many home loan choices available; it may be hard to identify the bond that is right for you. All banks provide a home loan for anywhere from 10 to 30 years, repayable monthly at an interest rate margin lower than prime rate. All of them look so attractive [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/03/mortgage-plus-will-get-the-right-bond-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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