Why Deal With Mortgage Plus Bond Originators Instead of a Bank?

When it comes to personal finances, nothing stays the same for ten or even twenty years. Most people are lucky if it remains steady for one year. That is why dealing with Mortgage Plus makes so much more sense than dealing with a bank.

Getting a home loan that is flexible and can be worked with over its lifetime is crucial for any homebuyer, especially a first timer.

Here are a few of the reasons to check out using Mortgage Plus for your mortgage instead of bank:

Flexibility -

People change, so their loans should be able to change too. Flexibility is one of the most important factors needed for a mortgage, and is had much easier by using a bond company like Mortgage Plus. Banks have a lot of rigidity when dealing with rules and restrictions they put on their loans. If a homeowner wants to change their rate of payment or switch to another bond, working with a bank will make that very difficult.

Service -

People want to work with other people. Using Mortgage Plus will bring you a level of customized, personal service that a bank just cannot provide. With a bank, the policies and procedures can make it almost impossible to get personalized service.

Accessibility -

People who need to access their funds need to be able to do so promptly, and without a lot of headache. Banks do not hold a reputation for being able to provide a service like this.

By using Mortgage Plus to work with on a mortgage, you will be given many different options to access much-needed funds. If a quick refinance is what’s called for, or just getting a bit of the rising equity that has added up – it can be done right. With the worldwide economy being what it is, everyone needs options to get their hands on a little extra if they need to.

Options -

People need to have options in their loan packages. Every home is different, and so is every buyer. It makes sense that each mortgage loan should have options that make it the perfect fit for the buyer.

Mortgage Plus will make sure that the person has an interest rate that they can work with. Most of the various packages that the buyer can choose from will also contain complementary services, and other needed services like insurance cover.

Personal finances are one of the most important aspects in business today.

That is why when dealing with your home loans, you want to take the time to make sure that you are getting the best deal available. Since what is available on the market can change from day to day, you should also count on a company to have continual service that will keep you up to date.

By choosing Mortgage Plus for a loan, you will get that continual service to make sure you are getting the best deal possible.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Insurance, when you think of insurance, whether it’s household insurance, home owners insurance or life insurance you kind of think of large fire, storm or maybe a tornado don’t you? You always associate disaster with insurance, it’s just one of things that leaves a bad taste in the mouth. Well here’s one or two reasons people dislike insurance and insurance companies so much;
Insurance consultants are generally PAINFULL (no offense guys/gals)
Insurance costs money
Claiming from insurance can be a nightmare
Not everyone thinks or believe insurance is essential

Reality check people, you can’t live without insurance cover and it will always be in your face. So, what we’re going to do is provide you with a comprehensive list of insurance brokers that we at Mortgage Plus Insurance have had the pleasure of dealing with and give you some information pertaining to insurance cover and types of insurance that will save you time and money.

Top 10 Tips – How to save on your insurance

Rates can vary dramatically for the same driver, depending on which company you ask. That’s why it’ll pay you to get quotes from multiple insurance companies by using our quote form.

We offer the 12 most important ways to reduce the costs of your Insurance:

1. Compare Prices: the difference between the highest and lowest insurance quote is always huge.
   Why not use our insurance form to get 8 Independent quotes with minimal fuss. Insurance companies are constantly collecting data that will change the price of your insurance, so a company that is the cheapest this year may not be cheapest next.
2. Insure all your items on the same policy: the more you add to a single policy the better the rates should be. Insurance companies generally offer better rates if you insure your home contents (and other items) along with your car.
3. Consider taking a higher excess: you could lower your premium by taking a higher excess, but make sure you can afford to pay the higher amount.
4. Do you have a degree or own a company? Insurers have special packages that cater for you and you will get substantial discounts.
5. Essential Insurance – starting at R80 / month: is your car paid-off, older than 5 years or worth less than R50 000? If so there is a limited cover alternative at a cheaper price. Ask our partners about “Essential Insurance”.
6. If you have good credit – you’ll pay less: all insurers pull your credit report, before they calculate your premium. Studies have shown that someone with a bad credit record is more likely to claim. If your credit history is shaky, clean it up as soon as you can. 
7. Fit tracking devices / Immobilisers: you can reduce your premiums by fitting anti-theft devices. 
8. Insure your car for its retail value rather than market or list price: this will mean a monthly saving but will leave you underinsured if you have to replace your car. Consider top up cover.
9. Get old fast: one of the advantages of getting older is that your insurance premiums fall. If you are over 25 your insurance premiums will fall – get comparative quotes and see for yourself.
10. If you’re young and drive a fast car, your insurance premium will be higher

Getting the lowest insurance quote has never been so easy!

Please complete the eForm at http://www.insurance.mortgagepluscc.co.za