At Mortgage Plus we have developed our business model to meet the needs of all customers. We will provide you with an exceptional array of competitive home loan choices and service options from a variety of large, medium and smaller lenders. We understand that not all customers are the same and we don’t try and treat you as such. We will provide you with a greater choice in service options including:

• First Time Buyer Home Loans
• New Home Loans
• Second Bonds
• Further Home Loan / Re-advance
• Building Loans
• Development Finance
• Commercial Loans
• Bond Switches
• Debt Consolidation Loans

The Mortgage Plus Home Loans website has a considerable amount of valuable information for all customers, whether you are a First Home Buyer, Buying Again for a second or subsequent home, Refinancing to find a better loan or raise additional funds for renovations etc or if you are an Investor looking to build your wealth through property.

Research

We publish news and views on the property market and have an extensive range of articles and how-to guides covering everything you need to know about buying a home and investing in property. We have a variety of resources for buyers and investors alike. http://mortgagepluscc.co.za/blog/

Calculate

How much can you borrow? How much stamp duty might you need to pay? How much interest can you save making extra repayments, and how can you plan your budget? You can use our tools and mortgage calculators to answer these questions and many more. http://www.mortgagepluscc.co.za/bond-repayment.php

At Mortgage Plus we’re here to help – welcome to your one-stop shop for home ownership.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Banks have differing criteria and product ranges for specific market segments. Logically the first-time home buyer has a vastly-altered profile to the multi-millionaire private bank client seeking out his status-symbol property.

Property is the largest single investment most people undertake and not a decision made more than a handful of times in life. It is therefore a daunting, unnerving experience that, without professional assistance, can cause sleepless nights and cold sweats.

Bond originators work closely with the banks to understand the precise parameters required by the financial institutions, placing them in the position to advise clients on how to accurately present the deal. The essence of mortgage originators is that they can offer clients appropriate advice and choice.

Typically bond origination provides the public with assistance through relatively unchartered territory, while lowering bond costs and stimulating inter-bank competition. Around 60% of South African bond approvals have followed the origination route against an estimated 30% flow in Australia and Canada, reflecting the vital link mortgage origination plays in the home ownership chain.

Mortgage originators have agreements with the four major banks, several of the smaller institutions, private banks and other non-bank lenders. This means those clients fortunate enough to qualify for a loan from more than one institution has the enviable choice of accepting the one offering the best rate and terms.

Bond origination capitalises on the short window of opportunity buyers have in which to secure finance and confirm their purchase. The industry provides unbiased and extensive product knowledge that caters for each client’s specific needs, thus boosting their chances for a successful application while recognising that securing the bond and determining the associated costs is pivotal to the decision-making process.

Banks want to reduce the amount of time wasted on unfeasible loan applications and that is the value bond originators offer to both the financial institutions and the man-in-the-street – having the expertise to weed out those applications that should never be placed before the banks. As home loan specialists offering clients a free service, consumers secure from mortgage originators the best chance of getting a home loan on the best terms with the advantage of one-stop shopping and the convenience of choice.

Established a decade ago in South Africa, bond origination has matured significantly as a professional lifeline for potential home owners and estate agents. Bond origination is the process of matching mortgages that suit specific individual needs.

The key lies in giving clients a choice of banks and thus providing a hassle-free service without incurring additional costs.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za