How can we help you determine how much you can afford?

The affordability factor – it’s essential to consider before you hit the Sunday show days. We will help you to understand upfront how much finance you qualify for by reviewing your credit worthiness and affordability. We calculate this based on your disposable income, that’s the amount you have left for your loan after paying for your living expenses and other monthly bills.

As a general rule, your loan repayment should not exceed 30% of your income before deductions. This is only a guide and what is affordable to you will depend on your particular circumstances.

We will then give you a Free Prequalification certificate ( Home Loan Pre-Approval) – a document that gives you the freedom to shop for a home in your price range, knowing that a Mortgage Plus Expert has already checked out what you can afford.

By honing your house hunt at the start, you will save a lot of time and frustration. This pre-qualified certificate is valid for 30 days only. Please note that an evaluation on the property will still need to be conducted to determine if the property is good security.

If you need assistance with calculating what you can afford, please select one of the following home loan calculators to help you! Alternatively you can speak to a Property Specialist who will be happy to help you.

Mortgage Plus Home Loan Calculators:

• Affordability Calculator

• Bond Status Calculator

• Increased Instalments Calculator

• Minimum Income Calculator

• Monthly Payments Calculator

Note: All applicants must have a clear credit record in order to apply for a loan as per credit criteria.

If you would like to speak to a Professional Mortgage Specialist about your lending requirements, please phone Mortgage Plus Bond Originators on:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Home Loans available throughout South Africa

No matter where you are located in South Africa, whether it is in Johannesburg, Cape Town, Pretoria, Durban, or elsewhere; we will find you the best Home Loan available.  We do this through comparing home loan products between the financial institutions.  We consequently become a specialist in the field of home loans, building loans, further loans, bond switches and commercial loans with more and more people in South Africa coming to us for our expertly reliable home loan assistance services. It should be noted that Mortgage Plus is not a bank or an estate agency but is a bond originator who will assist you by starting the bond application process on your behalf.

Online home loans through Mortgage Plus

Why visit banks and waste time when you can use the internet to find the best Home Loan right at your fingertips?

Whether you have time during your work schedule, or need to search for the best Home Loans Online at home, we are here. With a presence on the web to provide our users with the best and latest information possible for example new regulations when it comes to bond originators as well as home finance and interest rates that may affect your decision when looking at a specific Home Loan and comparing it to others. This may also affect the bank that is chose, whether it be ABSA Home Loans, Standard Bank Home Loans, Nedbank Home Loan, First National Bank home loans or a variety of others.

We are experts when it comes to home loan finance in South Africa and have specialists standing by, just for this very purpose.

Mortgage Plus will find the right deal for you. Guaranteed!

Please Note:

We have a Personal Loan product that we specifically structures for Property Buyers who wants to buy residential properties but do not have a cash deposit or transfer cost for the property they are buying. “This Product is exclusively available to clients that apply for a new home loan through Mortgage Plus Bond Originators”

Mortgage Plus Home Loan Calculators :

Affordability Calculator, Bond Status Calculator, Increased Instalments Calculator , Minimum Income Calculator , Monthly Payments Calculator

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za