At Mortgage Plus Bond Originators we will apply on your behalf and negotiate the best home loan options between all the major financial institutions and we guarantee you the best home loan interest rates throughout South Africa. In addition to these home loan benefits, we will also negotiate discounts on your bond registration costs. So let us secure you the best home loan deal out there!

Mortgage Plus are what South Africans call Bond Originators or mortgage brokers. Before there were any bond originators like Mortgage Plus cc, you had to go through the process of applying for Home Loans or Mortgages with every single bank individually. You had to go to their office during regular hours. This took extra days and hours of trying to shop for a home loans with interest rates you could live with.

When you hire a bond originator like Mortgage Plus, things work very differently. We will often come to your home, even after normal business hours and take you through the home loan application process and give you the property buyer the best possible home loan advice. This means that you don’t have to spend hours going through the same Home Loan Application process over and over again. “One application for all the banks throughout South Africa”

Mortgage Plus Bond Originators have signed contracts with all of the bigger banks on South Africa as well as many of the smaller independent banks. The thing that is good about this is that when you get the okay from multiple banks, you can choose which one you want because by being able to compare rates and terms you can pick the one that offers you the very best terms.

Mortgage Plus bond originators do all of the negotiating with all of the lenders in order to get you the best home loan deal possible. When all is said and done, the originators can usually get between a 0.5% and 1.0% lower than the current bond prime rate of 9% .

Estimates say that the bond origination industry will save their clients around 5% per year in rate concessions. The Banks In South Africa all know that they have to be very competitive in the home loan market. Mortgage Plus Originators won’t reveal what has been negotiated but will give each of the Banks one final time to bear the best home loan interest rates and terms for the consumer.

It is also a good thing that regardless of all the red tape the National Credit Act causes, Mortgage Plus Bond Originators still manage to take your home loan application through the process of getting approved in just about half  the time it would normally take you if you were approaching the lender or bank directly.

So you not only save on interest rates and get better mortgage terms, but you also save time and we all need to save as much time as we can.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Looking for home loan affordability calculators?

Mortgage Plus Bond Originators provides you with access to a range of bond calculators and is rated one of South Africa’s top bond originators.

Why use the Mortgage Plus Home Loan Calculators?

Our Home loan calculators are great tools to give you an idea as to the size of home loan you could potentially afford. There are several types of bond calculator’s available, calculating aspects such as:

-  How big a home loan you could qualify

-  What your net salary should be to qualify for a particular home loan amount

- What your monthly home loan repayments would be on particular bond amount

-  Your total monthly overheads and expenses.

Feel free to use the below home loan qualifications calculators to help you with the right financial choice:

• Affordability Calculator

• Bond Status Calculator

• Increased Installments Calculator

• Minimum Income Calculator

• Monthly Payments Calculator

At Mortgage Plus we understand how important it is to make the right financial decisions when taking up a new Bond or Home Loan. This is why we have developed the above tools and mortgage calculators to help you choose a home loan that best meets your needs.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za