Mortgage & Property Talk SA
South Africa's Leading Bond Originator and Home Loan Advisors
South Africa's Leading Bond Originator Site - Apply Online Now!
Our Mortgage Experts specializes in First Time Home Buyer Loans, New Home Loans, Building Loans, Further Home Loans, Bond Switches and Mortgages throughout South Africa. Click Here to go to The Mortgage Plus Website.
We offer a wide range of advice on different home loan options - 0861 11 11 93*
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Looking for home loan affordability calculators?
Mortgage Plus Bond Originators provides you with access to a range of bond calculators and is rated one of South Africa’s top bond originators.
Why use the Mortgage Plus Home Loan Calculators?
Our Home loan calculators are great tools to give you an idea as to the size of home loan you could potentially afford. There are several types of bond calculator’s available, calculating aspects such as:
- How big a home loan you could qualify
- What your net salary should be to qualify for a particular home loan amount
- What your monthly home loan repayments would be on particular bond amount
- Your total monthly overheads and expenses.
Feel free to use the below home loan qualifications calculators to help you with the right financial choice:
At Mortgage Plus we understand how important it is to make the right financial decisions when taking up a new Bond or Home Loan. This is why we have developed the above tools and mortgage calculators to help you choose a home loan that best meets your needs.
Please contact us if you require any further information or would like to apply for finance:
Complete this short form online
011.327.4489 / 0861 1111 93
morne@mortgagepluscc.co.za
www.mortgagepluscc.co.za
Proving Attractive Home Loan options for First Time Home Buyers
In the highly competitive South African home loan market, Mortgage Plus is making its mark by offering first time home buyers a range of user-friendly and attractive home loan offerings as well as solid financial advice and guidance.
Launched in 2006, Mortgage Plus is a mortgage or home loan origination company that has built its reputation on offering South African home buyers top property and financial advice, as well as a selection of 5 home loan products to suit all South Africans.
Mortgage Plus’s First Time Homeowners Loan is a ’specialist’ home loan that has been designed to allow the more ‘cash-strapped’ home buyer to borrow over 100 percent of his or her home loan with no deposit required to make allowances for registration and transfer fees.
Its Variable Rate Loan links a home buyer’s base home loan rate to the national interest rate which means that as the interest rate rises or falls so does their home loan rate which is a facility welcomed by many budding SA home owners.
With its Fixed Rate Loan, a home buyers interest rate is fixed for a specified period of time, usually from one to two years, which is a great way to protect home owners against rising interest rates and ensure that their monthly home loan repayments remain constant.
Mortgage Plus’s Capped Rate Loan allows home buyers to benefit from any decrease in the national interest rate but contains a ‘capped rate’ which means that home owners know up front what their maximum interest might be, ensuring piece of mind.
Its Step Down Loan has been designed to allow a South African home owner’s interest rate to decrease during a pre-specified period (usually up to 5 years) by a certain percentage every six months regardless of interest rate rises or falls.
Together, Mortgage Plus Bond Originators home loan offerings manage to cater to most prospective South African home buyers and ensure that everyone has the same opportunity to become a home owner.
Please contact us if you require any further information or would like to apply for finance:
Complete this short form online
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