Let Mortgage Plus Bond Originators start shopping around for a home loan or mortgage through the financial institutions like Absa Bank Home Loans, Nedbank Home Loans, Standard Bank Home Loans, First National Bank Home loans and SA Home Loans.  At Mortgage Plus we will help you to get the best financing deal in South Africa.

We will help you to compare all the costs involved in obtaining a mortgage or a home loan.

Remember: Shopping, comparing, and negotiating will save you thousands of rands.

Home Loan Lenders “Banks” will quote you differently throughout, That’s where Mortgage Plus Bond Originators will come in s to make sure you’re getting the best home loan and mortgage deal “quotations” in South Africa Guaranteed.

Our Home Loan Experts will arrange the home loan transaction from A to Z without you lifting a finger and the best thing is that you don’t need to pay us Mortgage Plus gets commissions from the banks directly. We have existing contracts in place in order to access a wider selection of home loan products that you can choose.

Mortgage Plus will give you all the information about mortgages or home loans from several lenders and banks so phone your mortgage expert now on 0861 11 11 93. The mortgage expert will tell you how much you will qualify for and what deposit you will have to put down, plus your Mortgage Plus experts will inform you what the bond registration costs and additional bank costs will be.

These days knowing, just the amount of the monthly payment or the interest rate is just not enough.

Mortgage Plus Bond Originators specialise in South African Home Loan Products since 2006 and was Rated one of South Africa’s Top Bond Originator Companies In 2011

In short, we provide an opportunity to:

•               Save money,  over both the short and long term;

•               Enlarge net worth values of individuals and;

•               Create wealth.

Therefore, THIS is an opportunity not to discard or say “NO” to!

If you would like to speak to a Professional Mortgage Specialist about your lending requirements, please phone Mortgage Plus Bond Originators on:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Shopping For The Best Home Loan

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.  With so many lenders (Banks)  promising low rates, closing costs and little or no down payment requirements, it’s often difficult to know which way to turn.  Luckily, there are several steps that you can take to find the right lender for your individual needs through Mortgage Plus – www.mortgagepluscc.co.za

Assess Your Situation

Do you know what your credit score is?  If not, you should.  Most lenders rely on this triple digit number to determine both your creditworthiness and interest rates.  If you have excellent credit, you can probably work with almost any lender.  If you have severe blemishes in your financial past, however, finding the right lender may require a little more footwork.

How much money do you have for a down payment?  If you are on a budget, you will need to choose a lender that can help to get you into a home with a minimal down payment.  Knowing where you stand will give you a good idea as to which lender you need to work with.

Compare Rates

As is the case with anything in life, it pays to shop wisely.  Because a home is the largest investment that most people will ever make, it stands to reason that comparison shopping is a must.  As you speak with various lenders, ask about their rates, loan terms, qualification process and down payment requirements.

Interest rates change often, which means locking in your rates when they are low can save you a bundle of money.  Because there are so many lenders competing for your business, you will be greeted with plenty of appealing offers, including low rates, closing costs and down payment requirements.

Demand the Best

You are the one buying the home, so you should be the one to choose the length of your loan term.  With the exception of a situation where payments are simply unaffordable, it’s up to you to decide how long you want to pay for a house.  Many homebuyers prefer a longer loan term to keep the payments low, while others want to get the home paid for as quickly as possible with a shorter term.  It’s important to keep in mind that the longer you pay for a home, the more money you will end up spending in interest.

It’s a good idea to talk to Mortgage Plus to accommodate your needs.  Even If you’re in doubt about which lender to choose or just need a little guidance, Mortgage Plus will be more than happy to assist you in making your dream of home ownership become a reality.

By choosing Mortgage Plus for a loan, you will get that continual service to make sure you are getting the best deal possible.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za