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	<title>Mortgage &#38; Property Talk SA &#187; Home Loan Basics</title>
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		<title>Home Loan and Mortgage Basics for First Time Buyers</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/home-loan-and-mortgage-basics-for-first-time-buyers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/home-loan-and-mortgage-basics-for-first-time-buyers/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 17:00:27 +0000</pubDate>
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				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[20 year loan term]]></category>
		<category><![CDATA[apply for a home loan]]></category>
		<category><![CDATA[apply for a mortgage]]></category>
		<category><![CDATA[bank grants]]></category>
		<category><![CDATA[Financial Calculators]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan amortization]]></category>
		<category><![CDATA[Home Loan Basics]]></category>
		<category><![CDATA[Home Loan Term]]></category>
		<category><![CDATA[interest only mortgage]]></category>
		<category><![CDATA[interest payments]]></category>
		<category><![CDATA[Loan Term]]></category>
		<category><![CDATA[monthly payments]]></category>
		<category><![CDATA[monthly repayments]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Basics]]></category>
		<category><![CDATA[Mortgage Loan Term]]></category>
		<category><![CDATA[original loan amount]]></category>
		<category><![CDATA[Property Buyers]]></category>
		<category><![CDATA[selling your home]]></category>
		<category><![CDATA[South Africa]]></category>
		<category><![CDATA[systematic payments]]></category>
		<category><![CDATA[Types of Mortgages]]></category>
		<category><![CDATA[variable rate mortgage]]></category>
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		<description><![CDATA[
The word “home loan” or “mortgage” have exactly the same meaning. Since most of us do not have enough money to pay cash for a home, we need to apply for a home loan or mortgage from a bank to assist us with the purchase
If you found the home of your dreams and the bank [...]]]></description>
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