Home Loan Application Form

When looking for a home loan, we have found 3 things matter to home buyers above all – getting a bond approved, getting the best rate and getting great service… and that’s what we focus on.

We have a relationship with all the major banks in South Africa, meaning that we will not only advise you on what loans are available and best suit your needs, but we’ll also be able to shop around to try and get the best deal possible…all with the minimum effort from you and best of all our service is 100% free.

We’re here to help you through the whole process, from pre-qualification to final registration of the bond.

What Our Customers Say:

Mortgage Plus “Morne Prinsloo”  has proven himself as an incredibly competent and a knowledgeable bond originator. He performed above and beyond expectations in what was a complicated mortgage application, and made the process straight forward and as comfortable as possible. My family and I owe a great deal to Morne’s professionalism and patience.

Again

THANK YOU.

Jason Hiddlestone

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Hi Morne. Thank you for your assistance with our home loan application and your swift response to our needs. Your services were greatly appreciated and we would highly recommend you to future clients. We look forward to working with you in the future regarding all our finance needs.

Regards,

Peter Simon

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I was very fortunate in being introduced to Morne Prinsloo, as he provided me with sound and professional home loan advice. He was always readily available to contact and capable of answering ALL the questions I threw at him (and there were many!!!). Thanks again for your help

Anne-Marie Andrews

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We have recently had dealings with Morne through Mortgage Plus Bond Originators in arranging a building finance for our new house in Krugersdorp. We would have no hesitation in recommending Morne to anyone requiring the services of a mortgage originator. Morne’s knowledge was good and all queries were promptly answered. Once finance was organized, there were follow-up calls to make sure everything was progressing smoothly. Even after making our third progress payment to the builder, Morne still rang to see if everything was going smoothly.

Sandra Douglass

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Hello Morne,

Thank you very much for all your help in getting the loan, in fact two loans. You selected the right package and you made us feel as if we are your only customers. We appreciate your following up on every aspect of document collection and completion of all necessary documentation in order to get loan approval without delays. Thank you for keeping us informed every step of the way and explaining the many issues that we avoided thanks to your expertise and commitment to succeed the first time.

Thank you again and kindest regards,

Tresia Du Plessis

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Being first home buyers, the process of finding the right home loan and bank was a very daunting prospect. We were recommended the services of Mr Morne Prinsloo from Mortgage Plus. Morne made himself available at times that suited us and explained our options in an easy to understand fashion. From our initial meeting all the way through the application and registration process, and even once we had moved into our home, Morne was always happy to help. He was available to answer any questions we had and ensured we were comfortable with every aspect of our new home loan. It is no exaggeration to say that without Morne we could not have done this ourselves. We would highly recommend utilizing his services to take the stress and pressure out of finding and applying for a home loan.

Thank you Morne!

Amelia Williams

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Dear Morne,

I am normally a very busy person and do not have much time to search through various finance organizations to find out which one could offer me best finance options. With your help, I was able to do just that within the comfort of my home. We accessed many different options easily by utilizing your website ( www.mortgagepluscc.co.za ) and comparing them to decide which one would suit me best.

But my appreciation did not stop there. After locating the right Home Loan for me, you followed up all the steps leading up to the registration, reminding me some steps that I forgot to follow. You also had a discussion with my financing organization and convinced them to waive the early payment fee of my existing loan (which saved me R7800).

It was your professionalism, attention to detail, and very friendly manners that helped the whole process turn into an easy and manageable experience for us.

I would not hesitate to recommend your services to anyone who is in the process of buying a property and trying to arrange suitable finance. Thanks again for your excellent support and the time you dedicated to us.

Ms. Johanna Setlhogole

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The purchase of our first home was made possible thanks to Mortgage Plus “Morne” and his hard work. Purchasing your first home can be quite daunting, however Morne explained the whole process thoroughly (and many times) to ensure we were well educated and equipped to handle all that came with this process. He was always available to help with any enquiries and promptly addressed any issues that arose. Everything was completed in a timely manner and with great diligence. We are now living the great South African dream thanks to all his hard work!!!

Craig and Pauline

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Morne was very prompt in getting back to me after my initial website inquiry about a reverse mortgage. I was acting on behalf of my aged father in trying to secure a bond. I found Morne to be very knowledgeable in the subject of reverse mortgages, and prompt in his follow up of my subsequent enquiries once I decided to apply. Morne made sure I understood all the detail of the loan and advised all the documentation and processes required to ensure prompt loan approval from First National Bank.

Regards,

Kevin Koen

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Hello Mr Prinsloo. I have just returned from the bank, and everything is now organised and under control.

Thank you so much for being so available, and so willing to give wise advice.

I could not have gone through this experience without you.

My funds will be available for access by Thursday, and the credit card will be the first victim!!!

Kind regards

Adrienne Smalberger

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I found you via Remax Real estate when I was looking for a house to call my own.

You have been very courteous, helpful & prompt in your service all along, thanks heaps.

I will definitely recommend you to anyone I know who requires help with their loan application.

Wishing that you are happy, healthy, & prosperous always.

Dr Dorfling

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Without prejudice to my rights!

To whom this my concern

I am Morne Prinsloo, the owner of Mortgage Plus and in my view and years of expertise in the home loan industry, there is a  definite need for  Originators, to stand together and get the job done!   As dedicated and devoted bond originators in South Africa we would have to work together to make this Industry a successful, professional and a reliable service, to all our consumers in the property market.

For example, I had a client yesterday that I could not help with a new home loan because of the banks not willing to work together with the originator channels and between themselves. In the mean time, the consumer “client” is suffering.

The abovementioned client had made an offer to purchase which he  signed through an  estate agent, The client approached me for professional advice and ask me if I could assist him with his home loan application form. UNFORTUNATELY, I had to show him away because of the existing terms and conditions between the banks and originators. We need to work together and not  against one another.

I have noticed  this every single day for the past 6 years and yet no one is ever willing to stand up and do something about it.

Within the new Consumer Protection Act  it clearly states that the consumer has a choice where and with whom he wanted to do business with and the client should have the option of making sure that he obtained a loan from a Financial Services Provider of his choice

For instance, the property that the abovementioned client put an offer in  on is a PIP (property in possession) property from ABSA bank,  so Nedbank and First National Bank wouldn’t assist him according to their rules and so that left me with Standard bank and Absa only. Standard bank would look at the client,  but because he is an  Absa client, however  they will only assist us with a 90% bond “if we’re lucky”. Now it leaves me with one option only ABSA.

We could then do the loan through Absa,  but only at 70% LTV (loan to value) BUT! If the client went directly to the branch, they would offer them a 100% home loan and pay their transfer cost?

Generally:

ABSA: Bond Originators do not even submit their deals to Absa anymore because of their stringent terms and conditions: 70% loans through originators and 100% directly through a branch.  My question is,  would  you refer the consumer where you know you’re not going to get the deal through “70% Ltv” or would  you rather then go to the opposition for example First National Bank where there’s a much bigger chance to get the deal through at a higher percentage loan?

Standard Bank:  Advertise discounts on legal fees and bigger loans through the media to get direct business and grow their  market share, but what about the thousands of Bond Originators and Estate Agents out there in the market that was always  willing to give you the business in the recent past history?

Nedbank: Everybody took a “knock” during the recession, but it is impossible do business through your bond originating channel, but in the same breath they are financing a Lynnwood Bridge Office Park Development in Pretoria for R 1.2 Billion.

First National Bank: All compliments to FNB,  reason being that everything is above board and across the board with no “hidden Agenda”, so to speak!  What goes for the one goes for the other and there is no difference if the client went to a branch or submitted through a bond originator.

In conclusion

I would welcome it if we all could work together again in order to provide the best service and relevant package to the consumer!

The market is booming! and we need the assistance and back up from OUR  Financial Institutions,  for the consumer’s sake.

AT MORTGAGE PLUS WE ARE GEARED TO CONTINUE OUR EXCELLENT WORKING RELATIONSHIPS WITH OUR CLIENTS AND THE BANKS COULD ASSIST AND ENHANCE THIS VERY IMPORTANT INVESTMENT CHOICE ANY CLIENT WOULD MAKE IN HIS LIFETIME!!

There IS enough business for all! – Article submitted by Mortgage Plus CEO.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za