Our Mortgage Experts specializes in First Time Home Buyer Loans, New Home Loans, Building Loans, Further Home Loans, Bond Switches and Mortgages throughout South Africa. Click Here to go to The Mortgage Plus Website.
We offer a wide range of advice on different home loan options - 0861 11 11 93*
What is a pre-approval certificate?People interested in buying a house can approach Mortgage Plus Bond Originators who will check their credit, verify their income and then assures them that they would be able to get a loan up to a certain amount. They receive a pre approval certificate for the specific amount, but unfortunately a pre-approval is still not a guarantee that the loan will be provided, taking into consideration that a pre-approval is valid for 90 days and lender’s finances (income and expenses) as well as interest rates might change during this time.
A pre-approval certificate can be worth a fortune for home buyers. Most real estate experts will advise home buyers (especially first-time buyers) to apply for a loan before shopping for a home. By getting a pre-approval for a home loan you will speed up the buying process and with a pre-approval certificate in the hand, agents and sellers will take you seriously when knowing that you are financially secured. The pre approval gives a guarantee to the seller by ensuring you a good standing in the market as a honest buyer with credibility.
Loan approval is generally the longest contingency to fulfill in the home buying process, therefor a pre-approval certificate is advisable. The certificate will give you the confidence you will need for negotiations with the seller as well as the real estate agents.
Please contact us if you require any further information or would like to apply for finance:
Complete this short form online
Mortgage Plus Home Loan and Commercial Property Loan Facilitators
What is Mortgage Plus?
Based in Johannesburg, Mortgage Plus is a South African mortgage or home loans origination company founded in 2006 which has, in just a few years, evolved into a highly-respected home loan company with an impressive national infrastructure.
Mortgage Plus`s philosophy of `best advice for home buyers` is one which is echoed throughout the organisation as well as amongst its highly trained and motivated staff members, who are adept at helping South African home buyers find the best home loans to suit their needs.
As a member of the National Association of Mortgage Originators (NAMO), Mortgage Plus prides itself on ensuring that it operates according to a strict ethical code of conduct, ensuring that all of its potential home buyers are treated fairly and equally.
Mortgage Plus prides itself on its high-level and trustworthy relationships with the major South African banks which attributes to the way in which it is able to accelerate home loan applications, approvals and registrations on behalf of its clients.
How Does Mortgage Plus Work?
The way Mortgage Plus operates is that its bond consultants inform clients about all of the most common types of home loans and then advise them on the one most suited to their needs and requirements.
The most common types of home loans promoted by Mortgage Plus are Variable Rate Loan, Fixed Rate Loan, Capped Rate Loan, Reducing or Step Down Loan, and First Time Homeowners Loan.
As applying for a home loan can be an extremely long, drawn out and often stressful process, particularly for first time home buyers, all Mortgage Plus consultants are trained to be on hand as often as possible for clients in order to advise and guide them through all the necessary and important steps involved.
In fact, Mortgage Plus has designed its business processes specifically to make the home buying process as quick and painless as possible for it clients. As part of this, Mortgage Plus offers its clients bond protection to alleviate any post-approval stress.
Bond protection is a comprehensive insurance policy designed to provide Mortgage Plus clients with ample risk benefit flexibility in terms of home loan protection, including the ability to continue to make their monthly home loan instalments in the event of illness, disability, and even death.
Mortgage Plus Convenience
For the convenience of South African home buyers, Mortgage Plus has Websites in each province in South Africa as seen below to help and assist the potential home owners 24/7:
In addition, Mortgage Plus has a national contact telephone number as well as a comprehensive and fully integrated website where prospective clients can complete an online application form:
Please contact us if you require any further information or would like to apply for finance:
Complete this short form online