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	<title>Mortgage &#38; Property Talk SA &#187; gross income</title>
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	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Home Loan Advisors</description>
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		<title>Tax deductions for South Africans on investment property</title>
		<link>http://mortgagepluscc.co.za/blog/2010/09/tax-deductions-for-south-africans-on-investment-property/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/09/tax-deductions-for-south-africans-on-investment-property/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 08:49:14 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[body corporate levies]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[deductions]]></category>
		<category><![CDATA[economic]]></category>
		<category><![CDATA[good long-term investment]]></category>
		<category><![CDATA[gross income]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest on the bond]]></category>
		<category><![CDATA[interest payments]]></category>
		<category><![CDATA[investing in property]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[professional]]></category>
		<category><![CDATA[professional advice]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[rent out a property]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax deductible expenses]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2173</guid>
		<description><![CDATA[The economic downturn brought an end to the double digit growth the property market experienced over the past few years. While it might not be as easy to make a quick buck as a few years ago, buying a property is still a good long-term investment. Investing in property, like investing in shares, is the [...]]]></description>
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		<title>Tips on getting that home loan</title>
		<link>http://mortgagepluscc.co.za/blog/2010/04/tips-on-getting-that-home-loan/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/04/tips-on-getting-that-home-loan/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 12:31:07 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[20-year home loans]]></category>
		<category><![CDATA[a higher loan amount]]></category>
		<category><![CDATA[a home loan]]></category>
		<category><![CDATA[banks in South Africa]]></category>
		<category><![CDATA[better interest rate]]></category>
		<category><![CDATA[buy your own home]]></category>
		<category><![CDATA[buying a home with a partner]]></category>
		<category><![CDATA[calculating]]></category>
		<category><![CDATA[cheaper properties]]></category>
		<category><![CDATA[deposits on the home loans]]></category>
		<category><![CDATA[First time buyers]]></category>
		<category><![CDATA[For Sale]]></category>
		<category><![CDATA[getting that]]></category>
		<category><![CDATA[gross income]]></category>
		<category><![CDATA[home loan amounts]]></category>
		<category><![CDATA[home loan products]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[home seller]]></category>
		<category><![CDATA[kind of home loan]]></category>
		<category><![CDATA[monthly repayments]]></category>
		<category><![CDATA[personal income]]></category>
		<category><![CDATA[property prices]]></category>
		<category><![CDATA[prospective home buyers]]></category>
		<category><![CDATA[that home loan]]></category>
		<category><![CDATA[the property market]]></category>
		<category><![CDATA[your home loan]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1510</guid>
		<description><![CDATA[Tips on getting that home loan with which you can buy your own home
Even though property prices have soared in recent years, you can probably still obtain a home loan to buy your own home if you are earning a regular salary. Here are some ways that you can get that home loan you need [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How are Mortgages, Bonds and Home Loans Approved?</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 10:00:30 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[additional finance]]></category>
		<category><![CDATA[additional finance on your home loan]]></category>
		<category><![CDATA[applying for a mortgage]]></category>
		<category><![CDATA[calculating your affordability]]></category>
		<category><![CDATA[Click Here]]></category>
		<category><![CDATA[compare the repayments]]></category>
		<category><![CDATA[consolidating debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[CREDIT HISTORY]]></category>
		<category><![CDATA[experienced mortgage broker]]></category>
		<category><![CDATA[FREE quote]]></category>
		<category><![CDATA[granting a mortgage]]></category>
		<category><![CDATA[gross income]]></category>
		<category><![CDATA[improved cash flow]]></category>
		<category><![CDATA[Investment Income]]></category>
		<category><![CDATA[Just apply]]></category>
		<category><![CDATA[lower bond amount]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[MORTGAGE QUALIFICATION CRITERIA]]></category>
		<category><![CDATA[nationally recognized lenders]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[PROPERTY VALUATION]]></category>
		<category><![CDATA[qualifying for a mortgage]]></category>
		<category><![CDATA[Regular Commissions]]></category>
		<category><![CDATA[Regular Incentives]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[Retirement Income]]></category>
		<category><![CDATA[Salaries & Wages]]></category>
		<category><![CDATA[short application form]]></category>
		<category><![CDATA[store cards]]></category>
		<category><![CDATA[TOTAL DEBT]]></category>
		<category><![CDATA[value of the property]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1165</guid>
		<description><![CDATA[
Lenders will take the following into account with every mortgage application.
INCOME
When applying for a mortgage, lenders will look at your total income before any deductions (gross income) to access if you would be able to afford the mortgage payments. Lenders will consider the following as income:
-Salaries &#38; Wages
-Regular Incentives
-Investment Income
-Retirement Income
-Regular Commissions
-Rental Income
CREDIT HISTORY
To qualify [...]]]></description>
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