Bond Originators

The term bond originators has more than likely appeared time and time again in conjunction with the term mortgage brokers but who they are and what they can do might still be unclear. bond originators act as personal consultants when it comes to getting loans. Their job is to keep you advised during each stage of getting a loan so that you incur interest rates which are the most lucrative. They are responsible for keeping track of each of the deals which enables you as the client to maintain the best deal from the beginning stages of applying for loans all the way to the stages of procuring the loan. Overall, the position of bond originators is to ensure that you feel at ease when applying for and receiving your loan. One of the major roles of bond originators is to ensure that you are met with the most lucrative loan option which also provides the best interest rates. Without a thorough knowledge of the ins and outs of the banking sector, grabbing the right opportunities will not be easy. This is where the bond originators come in to play.

They mentor you instead of just doing the work for you. This means that not only do you get the best the business world has to offer, but that you also learn about the ways of the banking sector at the same time. Mentoring each of their clients, the bond originators alert you when you begin to head off track and direct you where you should be going, but in the end allow you to make the final decision. You are not charged for their work, but rather, they receive a commission from the bank which they recommend. As experts in the banking field, bond originators offering free loan advice puts you in the best possible position and allows you to make the final decision appropriate to your needs. The benefits of using bond originators include the fact that it is free. By ensuring that you get the best deal, you are saved thousands of Rands. Instead of visiting the bank when you want to apply for a home loan, you can get quick results by allowing them to visit the banks for you on a regular basis, also taking care of any follow ups for you.

Having them on your side means they will pressure the banks for you. Their expert advice makes sure that you understand each of the available products and what deals of the products offers. Lastly among the benefits of using bond originators is the lack of paperwork. They handle the paperwork for you making it easy. By securing the finances necessary to purchase a property, they simultaneously submit your application to lenders such as FNB, Standard Bank, ABSA, and NEDBANK. Overall, they are there to cut down the time and the money spent trying to secure home loans. You can receive a quick assessment of your qualifications and which banks are likely to offer you home loans with which to purchase your property.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

What Is An Access Bond?

Access Bonds are by far the most popular type of home loan currently available.

An Access Bond is very much like an ordinary home loan except it has an added saving benefit attached to it.

The savings portion of this type of home loan, allows you to pay extra funds into you bond, and still have access to those extra funds.

The big benefit is that any extra monies you put into your bond account will help to reduce the total interest you end up paying on the outstanding home loan.

Since the interest on your home loan is calculated on the total outstanding amount. If you pay a little extra into you bond every month, you be lowering the total outstanding amount and therefor you’ll pay less interest.

The reason why Access Bonds are so popular, is because you continue to have full access to any extra money you place in your bond account, while enjoying the benefit of paying less interest overall.

Some banks ,do however, only allow you to withdraw R 1000 or more from your Access Bond account.

For more details regarding Access Bond, speak to a Mortgage Plus Home Loan Consultant.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za