Mortgage Plus Home Loan and Commercial Property Loan Facilitators

What is Mortgage Plus?

Based in Johannesburg, Mortgage Plus is a South African mortgage or home loans origination company founded in 2006 which has, in just a few years, evolved into a highly-respected home loan company with an impressive national infrastructure.

Mortgage Plus`s philosophy of `best advice for home buyers` is one which is echoed throughout the organisation as well as amongst its highly trained and motivated staff members, who are adept at helping South African home buyers find the best home loans to suit their needs.

As a member of the National Association of Mortgage Originators (NAMO), Mortgage Plus prides itself on ensuring that it operates according to a strict ethical code of conduct, ensuring that all of its potential home buyers are treated fairly and equally.

Mortgage Plus prides itself on its high-level and trustworthy relationships with the major South African banks which attributes to the way in which it is able to accelerate home loan applications, approvals and registrations on behalf of its clients.

How Does Mortgage Plus Work?

The way Mortgage Plus operates is that its bond consultants inform clients about all of the most common types of home loans and then advise them on the one most suited to their needs and requirements.

The most common types of home loans promoted by Mortgage Plus are Variable Rate Loan, Fixed Rate Loan, Capped Rate Loan, Reducing or Step Down Loan, and First Time Homeowners Loan.

As applying for a home loan can be an extremely long, drawn out and often stressful process, particularly for first time home buyers, all Mortgage Plus consultants are trained to be on hand as often as possible for clients in order to advise and guide them through all the necessary and important steps involved.

In fact, Mortgage Plus has designed its business processes specifically to make the home buying process as quick and painless as possible for it clients. As part of this, Mortgage Plus offers its clients bond protection to alleviate any post-approval stress.

Bond protection is a comprehensive insurance policy designed to provide Mortgage Plus clients with ample risk benefit flexibility in terms of home loan protection, including the ability to continue to make their monthly home loan instalments in the event of illness, disability, and even death.

Mortgage Plus Convenience

For the convenience of South African home buyers, Mortgage Plus has Websites in each province in South Africa as seen below to help and assist the potential home owners 24/7:

• www.easterncapehomeloans.co.za
• www.freestatehomeloans.co.za
• www.gautenghomeloans.co.za
• www.kwazulunatalhomeloans.co.za
• www.limpopohomeloans.co.za
• www.mpumalangahomeloans.co.za
• www.northerncapehomeloans.co.za
• www.northwesthomeloans.co.za
• www.westerncapehomeloans.co.za

In addition, Mortgage Plus has a national contact telephone number as well as a comprehensive and fully integrated website where prospective clients can complete an online application form:

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Proving Attractive Home Loan options for First Time Home Buyers

In the highly competitive South African home loan market, Mortgage Plus is making its mark by offering first time home buyers a range of user-friendly and attractive home loan offerings as well as solid financial advice and guidance.

Launched in 2006, Mortgage Plus is a mortgage or home loan origination company that has built its reputation on offering South African home buyers top property and financial advice, as well as a selection of 5 home loan products to suit all South Africans.

Mortgage Plus’s First Time Homeowners Loan is a ’specialist’ home loan that has been designed to allow the more ‘cash-strapped’ home buyer to borrow over 100 percent of his or her home loan with no deposit required to make allowances for registration and transfer fees.

Its Variable Rate Loan links a home buyer’s base home loan rate to the national interest rate which means that as the interest rate rises or falls so does their home loan rate which is a facility welcomed by many budding SA home owners.

With its Fixed Rate Loan, a home buyers interest rate is fixed for a specified period of time, usually from one to two years, which is a great way to protect home owners against rising interest rates and ensure that their monthly home loan repayments remain constant.

Mortgage Plus’s Capped Rate Loan allows home buyers to benefit from any decrease in the national interest rate but contains a ‘capped rate’ which means that home owners know up front what their maximum interest might be, ensuring piece of mind.

Its Step Down Loan has been designed to allow a South African home owner’s interest rate to decrease during a pre-specified period (usually up to 5 years) by a certain percentage every six months regardless of interest rate rises or falls.

Together, Mortgage Plus Bond Originators home loan offerings manage to cater to most prospective South African home buyers and ensure that everyone has the same opportunity to become a home owner.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za