Introducing Mortgage Plus Bond Originators  

When looking for a home loan in South Africa that will best suit your needs as an individual but have no idea where to start or how to go about this intricate task, then look no further.

MORTGAGE PLUS Home Loans is here to help. As a specialist in home loans, MORTGAGE PLUS Home Loans is more than able to give you the assistance you have been looking for regarding taking out a home loan that will not be heavy on your pocket but which will be something you can manage in the long run.

MORTGAGE PLUS Home Loans knows that purchasing a new home, or taking out a mortgage on your existing home, is a rather costly activity and therefore all the available options need to be considered before an adequate final decision can be made concerning the home loan which is most ideal for you.

After operating in the home loan industry in South Africa for a number of years, MORTGAGE PLUS Home Loans has been able to build up the experience and thus the expertise necessary for giving the best assistance to those looking to take out a home loan or second mortgage on their house.

MORTGAGE PLUS Home Loans has consequently become a specialist in the field of home loans, with more and more people in South Africa coming to us for our expertly reliable home loan assistance services. 

MORTGAGE PLUS offers the following services:

	First Time Buyer Home Loans		Bond Switches
	New Home Loans		Debt Consolidation Loans
	Second Bonds		Development Finance
	Further Home Loan / Re-advance		Commercial Loans
	Building Loans

It should be noted that MORTGAGE PLUS Home Loans is not a bank or an estate agency but is a bond originator who will assist you by starting the bond application process on your behalf.

MORTGAGE PLUS Home Loans has great contacts with a number of the major banks in South Africa, which means that we are more than able to get all clients the best rates possible. Furthermore,

MORTGAGE PLUS Home Loans has their own attorneys and by making use of these you can save up to 30% on your attorney fees.

And if you so wish, you could even receive your funds in as little as 7 days.

Thus with their expertise and networks MORTGAGE PLUS Home Loans will:

• Consult with you regarding the best approach for financing your mortgage.
• Do the legwork in contacting all the financiers in the country.
• Handle all the administrative and legal paperwork on your behalf (with permission of course).
• Negotiate the best offer for you.

So, to be established from what has been said above, MORTGAGE PLUS Home Loans is the best choice to consider when looking for assistance to guide you through the strenuous process of taking out a home loan or getting a second mortgage on your house. MORTGAGE PLUS Home Loans is here to help you make the best decision you most possibly can.

Why not get in touch with us and allow yourself the opportunity to save big on a home loan most suited to your individual needs and pocket.

With MORTGAGE PLUS Home Loans you will not be disappointed.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Need Your First Home Loan?

Buying your first home is exciting and a little scary at the same time. Not only are you faced with the challenge of finding the right property to become your first home, but you also need to know you’re getting the right first time buyer home loan.

When Should I Buy My First Home?

First home buyers often want to know when the best time to buy is going to be. The answer is simple when you have a professional home loans lender. There is no right or wrong time to buy your first home – only the time that suits you and your circumstances.

Many would-be investors will try to time the market and buy at the bottom of the real estate cycle, looking for a bargain, but the truth is it makes no difference when you buy. The right time is when you feel you’re ready to go out and buy your own home.

How Much Can I Borrow?

Before you go hunting for your new home, you should have a clear idea of exactly how much the banks will allow you to borrow. Once you understand how much borrowing power you have, learn how much the repayments will be and work out if this amount is affordable for your income level.

Knowing your borrowing capacity and your repayments ahead of time means you won’t be tempted to overspend or go hunting for houses that are outside your budget. Contact, our home loan Advisors they will be able to help you achieve your goals.

Which First Time Home Loan is best?

The South African mortgage market can be a confusing maze of options, home loan interest rates and bank jargon that can be difficult for a first home buyer to navigate successfully, but you don’t have to get through it on your own.

When it comes to finding the ‘best’ first mortgage for you, it’s important to remember that no two people have identical financial situations. Nobody else but you has your income, your expenses or your goals. This means that aiming at a mortgage that worked really well for a friend or family member of yours may be a terrible option for your own first home loan.

Always keep in mind that you should aim at finding a mortgage package that works best for your unique personal situation.

Will I Get a First Home Buyer’s Grant?

The First Time Home Owner’s Grant is a great incentive offered by your South African Banks to help you buy your first home.

Do I Need a Deposit to Buy My First Home?

Most South African banks have scaled back the availability of no deposit home loans and 100% home loans. In certain circumstances, it is possible to buy your first home without needing a substantial deposit and some banks even allow you to use your Pension fund as security for your first home purchase.

But there’s a another option exclusively from Mortgage Plus – We call it our Mortgage Deposit Loans.

This Personal Loan product is specifically structures for Property Buyers that wants to buy residential properties but do not have a cash deposit or transfer cost for the property they are buying.

The best way to check if you’re able to begin searching for your first home is to contact one of your professional mortgage advisors.

That will help you to understand your full borrowing capacity, you’ll know how much your repayments will be. Your Mortgage Plus Advisor  will make sure that you’re applying for the best possible first home loan to suit your needs and your goals.

No Deposit? …… No problem – check out our Mortgage Deposit Personal Loans

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za