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Our Mortgage Experts Specialises in First Time Home Buyer Loans, New Home Loans, Building Loans, Further Home Loans, Bond Switches and Mortgages throughout South Africa. Click Here to go to The Mortgage Plus Website.

We offer a wide range of advice on different home loan options - 0861 11 11 93*


South Africa's Leading Bond Originator and Mortgage Expert Blog !

Tag: First time Home Loan

Morne Prinsloo – Home Loan Adviser

Many of my clients are just like you. They know the value of getting the best home loan advice and service without compromising a hectic schedule.

Service when you want it, where you want it!

I have been helping people live their dream of home ownership and ensuring they have the loan to suit their needs for over 6 years.

No more meeting with the banks.

Instead, you can have your own professional guide to help untangle the mortgage maze, accessing all major banks and lending institutions throughout South Africa.

I will listen to your needs and help you choose the loan that suits you best. I am able to explain all about pre-approvals, first time buyer loans, new home loans, building loans, further loans on existing mortgages, commercial mortgages, mortgage reduction strategies, how to achieve a low interest payment, how you can reduce or eliminate fees and much more.

Buying a home or investment property should be one of the most rewarding, exciting moments in your life, and I am committed to helping you achieve these dreams.

So don’t wait! Call Us today!

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

African Bank Personal Loan

No Deposit Required for First Time Home Buyers in South Africa

Mortgage Plus Bond Originators, has recently finalized agreements with the major financial institutions in South Africa which would assist lower and middle income groups in obtaining housing loans (Home Loan). The unique concept of these housing loans is that there would be no deposit required.

To apply for your 104% home loan you will be required in supplying us with the following supporting documentation:

  1. Proof of income: 3 Months Payslips / 6 Months for commission earners
  2. Latest 3 months personal bank statements / 6 months for  commission earners (No Internet Statements)
  3. Copy of your ID document. (For both applicants if applicable)
  4. Copy of Marriage Certificate or ANC Contract. (If applicable)
  5. Copy of the Purchase Agreement.(Offer to Purchase)
  6. Utility Bill (Water and electricity statement)

The following terms and conditions will apply:

  1. Applicants must be first time buyers
  2. Monthly income cannot exceed R 15733.00 pm for single / both applicants together
  3. Clean credit records
  4. No return debits on bank accounts
  5. Income must reflect in bank account
  6. Minimum Employment – 12 months
  7. Maximum loan: R 500 000

Mortgage Plus Bond Originators has a good relationships with the top banks, and is able to expedite the application, approval and registration process due to our knowledge of and integration with the banks systems.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

African Bank Personal Loan

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