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	<title>Bond Originators and Mortgage Experts &#187; first-time home buyer</title>
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	<description>South Africa&#039;s Leading Bond Originator and Mortgage Expert Blog !</description>
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		<title>Affordable Home Loans</title>
		<link>http://mortgagepluscc.co.za/blog/2011/11/affordable-home-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/11/affordable-home-loans/#comments</comments>
		<pubDate>Thu, 24 Nov 2011 10:16:04 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a loan provider]]></category>
		<category><![CDATA[Affordable Interest rates]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[customer service representative]]></category>
		<category><![CDATA[different loan companies]]></category>
		<category><![CDATA[finance your dream home]]></category>
		<category><![CDATA[first time buyer loans]]></category>
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		<category><![CDATA[Flexible home loan terms]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home financing in South Africa]]></category>
		<category><![CDATA[Home Loans in 24 hours]]></category>
		<category><![CDATA[Home Loans offers]]></category>
		<category><![CDATA[Mortgage Plus Home Loans]]></category>
		<category><![CDATA[potential homeowners]]></category>
		<category><![CDATA[reliable home financing options]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3899</guid>
		<description><![CDATA[Find Your Dream Home with Affordable Home Loans!
Whether you are a first time buyer or you are seeking to purchase an additional property, Mortgage Plus Home Loans offers  the most effective way to purchase your dream home. Buying a house is  one of the biggest decisions that you could ever make in your [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for Buying auction properties in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2011/11/tips-for-buying-auction-properties-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/11/tips-for-buying-auction-properties-in-south-africa/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 09:05:53 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[auction companies]]></category>
		<category><![CDATA[auction properties]]></category>
		<category><![CDATA[auction properties sa]]></category>
		<category><![CDATA[Auctioneers]]></category>
		<category><![CDATA[auctioneer’s commission]]></category>
		<category><![CDATA[essential information]]></category>
		<category><![CDATA[excellent opportunity]]></category>
		<category><![CDATA[Financial Intelligence Centre Act]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[fundamental facts]]></category>
		<category><![CDATA[great property deals]]></category>
		<category><![CDATA[information on auction properties]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[new auction properties]]></category>
		<category><![CDATA[northern region]]></category>
		<category><![CDATA[obtaining a bond]]></category>
		<category><![CDATA[obtaining a home loan]]></category>
		<category><![CDATA[obtaining a mortgage bond]]></category>
		<category><![CDATA[property buyer finance]]></category>
		<category><![CDATA[Property Buyers]]></category>
		<category><![CDATA[prospective buyers]]></category>
		<category><![CDATA[purchase a property]]></category>
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		<category><![CDATA[the Offer to Purchase]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3869</guid>
		<description><![CDATA[Many property buyers and investors are increasingly using the auction route looking to uncover the next great deal.
For newbies to the auction circuit, there are a few common practices you’ll want to keep top of mind before raising your bidder’s paddle in the air, says Rob Whiteley.
1. Do your homework. Arm yourself with as much [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/11/tips-for-buying-auction-properties-in-south-africa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First time buyers Important Pointers</title>
		<link>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/#comments</comments>
		<pubDate>Fri, 27 May 2011 09:13:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% First Time Buyer]]></category>
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		<category><![CDATA[access funds]]></category>
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		<category><![CDATA[consolidating all your finances]]></category>
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		<category><![CDATA[financing it]]></category>
		<category><![CDATA[First Time Bonds]]></category>
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		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[First time home buyers only]]></category>
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		<category><![CDATA[First Time Home Loans Article]]></category>
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		<category><![CDATA[No Junk Fees]]></category>
		<category><![CDATA[No-Deposit - First Time Home Buyer]]></category>
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		<category><![CDATA[nterest rate changes]]></category>
		<category><![CDATA[overdrafts]]></category>
		<category><![CDATA[paying rent]]></category>
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		<category><![CDATA[Save thousands of rands]]></category>
		<category><![CDATA[settle your home loan in 5 years]]></category>
		<category><![CDATA[structure a home loan]]></category>
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		<category><![CDATA[unnecessary debt]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3265</guid>
		<description><![CDATA[First time buyers
Well done! The decision to buy a home has proven to be one of the best made for millions of happy homeowners. It is a fact that property is a good investment, especially when you compare it to paying rent. It is important, however to enter the property market with a good understanding [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First time buyers &#124; Advice on how to get a mortgage approved.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 10:56:23 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a statement of assets]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[answers]]></category>
		<category><![CDATA[apply for]]></category>
		<category><![CDATA[approach multiple banks]]></category>
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		<category><![CDATA[first step]]></category>
		<category><![CDATA[first time buyers' FAQs]]></category>
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		<category><![CDATA[fix your interest rate]]></category>
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		<category><![CDATA[less hassle and minimal paperwork]]></category>
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		<category><![CDATA[potential first time buyers]]></category>
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		<category><![CDATA[provides bond answers]]></category>
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		<category><![CDATA[residential property market]]></category>
		<category><![CDATA[salary slips]]></category>
		<category><![CDATA[save you thousands]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[service is free to homebuyers]]></category>
		<category><![CDATA[services of a bond originator]]></category>
		<category><![CDATA[shop around]]></category>
		<category><![CDATA[Shopping around]]></category>
		<category><![CDATA[Should I use a bond originator?]]></category>
		<category><![CDATA[submit to the bank]]></category>
		<category><![CDATA[the best rate]]></category>
		<category><![CDATA[the latest]]></category>
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		<category><![CDATA[your bond originator]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2354</guid>
		<description><![CDATA[First time buyers&#8217; FAQs
With the recovery in the residential property market looking set to continue, an increasing number of potential first time buyers are considering making what will be the largest purchase of their lives so far.
Craig Deats, provides answers to some of the most commonly asked questions by these first-time buyers:
How much can I [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/10/first-time-buyers-advice-on-how-to-get-a-mortgage-approved/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Introducing the top Bond Originators in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/09/introducing-the-top-bond-originators-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/09/introducing-the-top-bond-originators-in-south-africa/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:22:48 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100 financing home loans]]></category>
		<category><![CDATA[1st time home buyer]]></category>
		<category><![CDATA[1st time home buyer loans]]></category>
		<category><![CDATA[bad credit home equity loan]]></category>
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		<category><![CDATA[first home]]></category>
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		<category><![CDATA[first time home buyers guide]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2249</guid>
		<description><![CDATA[
Introducing Mortgage Plus Bond Originators  
When looking for a home loan in South Africa that will best suit your needs as an individual but have no idea where to start or how to go about this intricate task, then look no further.
MORTGAGE PLUS Home Loans is here to help. As a specialist in home loans, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Everything You Need to Know Before Buying Your First Home.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/06/everything-you-need-to-know-before-buying-your-first-home/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/06/everything-you-need-to-know-before-buying-your-first-home/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 10:37:23 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
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		<category><![CDATA[the perfect house]]></category>
		<category><![CDATA[the property market]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1652</guid>
		<description><![CDATA[Buying Your First Home: Everything You Need to Know Before Taking the Leap
Buying your first home can be a daunting experience; with all the hype in the news about high interest rates, repossessed homes, and the near impossibility of obtaining a home loan most people are running, sprinting, towards renting a home instead of running [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/06/everything-you-need-to-know-before-buying-your-first-home/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home Loans – 4 days to approval</title>
		<link>http://mortgagepluscc.co.za/blog/2010/04/home-loans-%e2%80%93-4-days-to-approval/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/04/home-loans-%e2%80%93-4-days-to-approval/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 12:09:43 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[all the major banks]]></category>
		<category><![CDATA[applying for a home loan]]></category>
		<category><![CDATA[approve your bond]]></category>
		<category><![CDATA[attorney discounts]]></category>
		<category><![CDATA[chosen mortgage originator]]></category>
		<category><![CDATA[final home loan approval within 4 days]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financing your new property]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[getting your home loan approved]]></category>
		<category><![CDATA[Lower Interest Rate]]></category>
		<category><![CDATA[lowering your bond repayments]]></category>
		<category><![CDATA[negotiate with the banks]]></category>
		<category><![CDATA[NEW HOME LOAN]]></category>
		<category><![CDATA[reviewing your existing mortgage]]></category>
		<category><![CDATA[save you time and money]]></category>
		<category><![CDATA[seasoned homeowner]]></category>
		<category><![CDATA[the best deal]]></category>
		<category><![CDATA[the major home loan providers]]></category>
		<category><![CDATA[top South African Mortgage originator]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1486</guid>
		<description><![CDATA[Applying for a Home Loan doesn&#8217;t have to cost you time or money anymore
Whether youre a first time home buyer or a seasoned homeowner the process of getting your home loan approved doesn&#8217;t get much easier. The only way to be sure that your getting the best deal on your new home loan is to [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/04/home-loans-%e2%80%93-4-days-to-approval/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time Home Buyer &#124; First Time Home Loans and Mortgages</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 08:24:02 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[all costs included]]></category>
		<category><![CDATA[apply for your Loan]]></category>
		<category><![CDATA[approved for a larger loan]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[body corporation financials]]></category>
		<category><![CDATA[credit clear history]]></category>
		<category><![CDATA[first property]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[general requirements]]></category>
		<category><![CDATA[home loan amounts]]></category>
		<category><![CDATA[home loan application]]></category>
		<category><![CDATA[included in your bond amount]]></category>
		<category><![CDATA[judgments or defaults]]></category>
		<category><![CDATA[Loan-to-Value ratio]]></category>
		<category><![CDATA[looking to purchase]]></category>
		<category><![CDATA[minimum salary requirements]]></category>
		<category><![CDATA[monthly installment]]></category>
		<category><![CDATA[monthly salary]]></category>
		<category><![CDATA[purchase your first home]]></category>
		<category><![CDATA[qualify for a home loan]]></category>
		<category><![CDATA[qualify for home loan finance]]></category>
		<category><![CDATA[registration of your bond]]></category>
		<category><![CDATA[SA citizenship]]></category>
		<category><![CDATA[secure a home loan]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Six months permanently employed]]></category>
		<category><![CDATA[Transfer duty fees]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1144</guid>
		<description><![CDATA[
INTRODUCTION:
A first-time home buyer is someone, looking to purchase their first property or home. But before you’re able to purchase your first home you’ll need to secure a home loan.
In many cases a monthly installment on a home loan is more or less the same as a rental payment on a lease contract. The only [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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