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	<title>Bond Originators and Mortgage Experts &#187; first property</title>
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	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Mortgage Expert Blog !</description>
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		<title>Start saving for your first property &#8211; First Time Buyers</title>
		<link>http://mortgagepluscc.co.za/blog/2010/08/start-saving-for-your-first-property-first-time-buyers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/08/start-saving-for-your-first-property-first-time-buyers/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 10:10:33 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a 100% bond]]></category>
		<category><![CDATA[affordability score]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[building wealth]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[compound interest]]></category>
		<category><![CDATA[deposit for your first property]]></category>
		<category><![CDATA[deposit requirements]]></category>
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		<category><![CDATA[financial benefits]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[financial rewards]]></category>
		<category><![CDATA[first property]]></category>
		<category><![CDATA[First time buyers]]></category>
		<category><![CDATA[higher bond amount]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Loan to Value]]></category>
		<category><![CDATA[Lower Interest Rate]]></category>
		<category><![CDATA[monthly repayments]]></category>
		<category><![CDATA[negotiating a home loan]]></category>
		<category><![CDATA[No Deposit Loans]]></category>
		<category><![CDATA[obtain a 100% bond]]></category>
		<category><![CDATA[property purchase]]></category>
		<category><![CDATA[Prospective homeowners]]></category>
		<category><![CDATA[Saving up a deposit]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[the banks lending criteria]]></category>
		<category><![CDATA[to finance a property]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2115</guid>
		<description><![CDATA[Saving up a deposit for your first property brings great financial rewards.
Over the last couple of years, the banks&#8217; lending criteria have become increasingly stringent, and in particular, deposit requirements have remained high. Some banks have adopted policies of only awarding bonds at a 70% loan to value. That means a deposit of R300 000 [...]]]></description>
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		<title>First Time Home Buyer &#124; First Time Home Loans and Mortgages</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/first-time-home-buyer-first-time-home-loans-and-mortgages/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 08:24:02 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[all costs included]]></category>
		<category><![CDATA[apply for your Loan]]></category>
		<category><![CDATA[approved for a larger loan]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[body corporation financials]]></category>
		<category><![CDATA[credit clear history]]></category>
		<category><![CDATA[first property]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[general requirements]]></category>
		<category><![CDATA[home loan amounts]]></category>
		<category><![CDATA[home loan application]]></category>
		<category><![CDATA[included in your bond amount]]></category>
		<category><![CDATA[judgments or defaults]]></category>
		<category><![CDATA[Loan-to-Value ratio]]></category>
		<category><![CDATA[looking to purchase]]></category>
		<category><![CDATA[minimum salary requirements]]></category>
		<category><![CDATA[monthly installment]]></category>
		<category><![CDATA[monthly salary]]></category>
		<category><![CDATA[purchase your first home]]></category>
		<category><![CDATA[qualify for a home loan]]></category>
		<category><![CDATA[qualify for home loan finance]]></category>
		<category><![CDATA[registration of your bond]]></category>
		<category><![CDATA[SA citizenship]]></category>
		<category><![CDATA[secure a home loan]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Six months permanently employed]]></category>
		<category><![CDATA[Transfer duty fees]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1144</guid>
		<description><![CDATA[
INTRODUCTION:
A first-time home buyer is someone, looking to purchase their first property or home. But before you’re able to purchase your first home you’ll need to secure a home loan.
In many cases a monthly installment on a home loan is more or less the same as a rental payment on a lease contract. The only [...]]]></description>
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