At Mortgage Plus Bond Originators we will apply on your behalf and negotiate the best home loan options between all the major financial institutions and we guarantee you the best home loan interest rates throughout South Africa. In addition to these home loan benefits, we will also negotiate discounts on your bond registration costs. So let us secure you the best home loan deal out there!

Mortgage Plus are what South Africans call Bond Originators or mortgage brokers. Before there were any bond originators like Mortgage Plus cc, you had to go through the process of applying for Home Loans or Mortgages with every single bank individually. You had to go to their office during regular hours. This took extra days and hours of trying to shop for a home loans with interest rates you could live with.

When you hire a bond originator like Mortgage Plus, things work very differently. We will often come to your home, even after normal business hours and take you through the home loan application process and give you the property buyer the best possible home loan advice. This means that you don’t have to spend hours going through the same Home Loan Application process over and over again. “One application for all the banks throughout South Africa”

Mortgage Plus Bond Originators have signed contracts with all of the bigger banks on South Africa as well as many of the smaller independent banks. The thing that is good about this is that when you get the okay from multiple banks, you can choose which one you want because by being able to compare rates and terms you can pick the one that offers you the very best terms.

Mortgage Plus bond originators do all of the negotiating with all of the lenders in order to get you the best home loan deal possible. When all is said and done, the originators can usually get between a 0.5% and 1.0% lower than the current bond prime rate of 9% .

Estimates say that the bond origination industry will save their clients around 5% per year in rate concessions. The Banks In South Africa all know that they have to be very competitive in the home loan market. Mortgage Plus Originators won’t reveal what has been negotiated but will give each of the Banks one final time to bear the best home loan interest rates and terms for the consumer.

It is also a good thing that regardless of all the red tape the National Credit Act causes, Mortgage Plus Bond Originators still manage to take your home loan application through the process of getting approved in just about half  the time it would normally take you if you were approaching the lender or bank directly.

So you not only save on interest rates and get better mortgage terms, but you also save time and we all need to save as much time as we can.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Bond & Home Loan Originators

The home loan / Bond Finance market in South Africa has, over the past few years, become very competitive and For various reasons, there has been a marked increase in first-time home buyers loans and New Home Loans.  The driving factors include the modern tendency among young people to live with their parents longer to save a deposit.

There is also a slow but steady increase in savings among younger people. Add to this the readiness among financial institutions to take factors such as contributions from significant others and family who will live on the property when granting home loans. This is really good news for the consumer because not only are the number of mortgage providers in South Africa increasing, but competition among the four major bond providers has really started to heat up.

One of the major reasons in this property finance jump for this is because bond originators and home loan advisors in South Africa. Bond Originators like Mortgage Plus (Rated one of South Africa’s Top Bond Originator Companies In 2011) are competing between the banks and the consumers and in return the banks and financial institutions  have been forced to offer better service and better mortgage / home loan products to the client on the street.

Through its unique relationship with banks a SA Mortgage Originator is able to apply to multiple banks and get your application approved faster.

There are lots of benefits in using a Bond Originator like Mortgage Plus for example:

• You do not need to go through the application process with every bank. The originator or home loan adviser will collect all the necessary documentation and setup your application to ensure the process is a smooth one between all the financial institutions throughout South Africa.
• You only need to complete one application, which will be submitted to different banks electronically (Mush faster turnaround times). After you received our approvals (Grants) from the different banks it’s up to you to decide which bank your wish to go with.
• Better rates: Because we have a strong relationship and contracts with all the major banks and that’s we are able to negotiate a lower rate on your Home Loan Quotations – Mortgage Plus will save you thousands over the term of the home loan.
• Free home loan Service: Probably the best feature of the bond origination industry is that the service offered is totally free. The bank pays the originator “us” and these costs are not passed on to you our client.

Mortgage Plus Bond Originators is one of the top online mortgage originators in South Africa. They are also able to offer you some very nice bonuses and discounts. Speak to a home loan consultant about financing your new property or reviewing your existing mortgage.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za