New Bonds

The process of finding the best bank with which to secure a bond can be complicated.

Unless you support your application correctly, you may find that the banks either decline your application or do not give you the best rate available.
In order to prevent this from happening, to simplify the process for you and to speed up the process, it is strongly advised that you use a Bond Originator.

Bond Originating.

The bond originating business is big business in South Africa today and most bonds are placed this way. A bond originator is a bond broker. They present your bond application to all the banks and are paid commission on successful bond applications. It is therefore in their interest to get you your bond! They do not charge for their work. With the complicated requirements of the banks, it is essential to use qualified bond originators. Bond Originators do have concerns, especially if you go direct to them.
There are many Bond Originators and is difficult to build a lasting relationship with any one of them.

I have an excellent relationship with professional originator.

• You may find that an originator you use is only concerned with commission and they may damage your further chances with another bank when they submit your application. They may only be concerned with getting that one bond through. Some do whatever is necessary on your behalf without thinking about the future consequences for you. Unfortunately, you will only discover this when you apply for another bond or when you try to refinance and find that the originator you originally used is nowhere to be found.
• Some originators will submit your proposal to as many banks as possible and although you will get your bond, the damaged done with the banks may result in you not being able to get another bond in the future.
• Some originators are prepared to give kickbacks to developers and estate agents. By using them, you are now “forced” to use a specific bond originator. Otherwise you cannot get a bond. This is conditional selling and it is illegal! You should always be free to select your own bank or bond originator.

The success of our methods in getting your bond depends upon originators following strict rules.
To this end, it is highly recommended you work through our offices.

CONTACT US

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Mortgage Plus Bond Originators in South Africa

Mortgage Plus, your first choice for finding the mortgage that’s right for you. We understand every situation is unique and every client has individual needs, so on our website there is no such thing as a “one size fits all” home loan. We work directly with you to find the best home loan possible, allowing you the freedom to focus on finding the perfect home.

Why Mortgage Plus?

Put simply, Mortgage Plus  is your first choice for home loans because our mortgage advisors have the expertise necessary to help you find the right home loan for your specific needs. Whether you are a first time homebuyer, looking to refinance an existing home loan, or looking for financing to buy an investment property, our mortgage advisors are ready to provide you with comprehensive services.

We know the home loan marketplace in South Africa, which means we know how to get you the best deal for your individual needs. From government loan programs to banks to specialist mortgage lenders and more, our services cover the breadth and depth of home loan options available today.

Mortgage Plus will help you through the entire process from start to finish, working closely with you throughout to make certain everything proceeds smoothly and meets your expectations. You will be connected with your own personal home loan specialist who will work not only with you but also for you, acting swiftly and responsibly to ensure your best interests are at the forefront every step of the way.

All you have to do is click here ” www.mortgagepluscc.co.za “

Or

Call us on 011.327.4489 to find out more about how Mortgage Plus can help you achieve the dream of home ownership.

No stress. No worries. No costs.