At Mortgage Plus we have developed our business model to meet the needs of all customers. We will provide you with an exceptional array of competitive home loan choices and service options from a variety of large, medium and smaller lenders. We understand that not all customers are the same and we don’t try and treat you as such. We will provide you with a greater choice in service options including:

• First Time Buyer Home Loans
• New Home Loans
• Second Bonds
• Further Home Loan / Re-advance
• Building Loans
• Development Finance
• Commercial Loans
• Bond Switches
• Debt Consolidation Loans

The Mortgage Plus Home Loans website has a considerable amount of valuable information for all customers, whether you are a First Home Buyer, Buying Again for a second or subsequent home, Refinancing to find a better loan or raise additional funds for renovations etc or if you are an Investor looking to build your wealth through property.

Research

We publish news and views on the property market and have an extensive range of articles and how-to guides covering everything you need to know about buying a home and investing in property. We have a variety of resources for buyers and investors alike. http://mortgagepluscc.co.za/blog/

Calculate

How much can you borrow? How much stamp duty might you need to pay? How much interest can you save making extra repayments, and how can you plan your budget? You can use our tools and mortgage calculators to answer these questions and many more. http://www.mortgagepluscc.co.za/bond-repayment.php

At Mortgage Plus we’re here to help – welcome to your one-stop shop for home ownership.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

How Does It Work?

1. We loan you the amount you require and use this amount to settle your debts
2. We pay your creditors using this loan
3. You remain the owner of the property
4. Judgments that have been taken against you are rescinded
5. Your credit bureau profile is improved dramatically
6. Once your credit bureau profile has improved, we apply for an additional home loan
7. Our loan is repaid by the bank that grants you the additional home loan

Qualifying Requirements before we can assist you!

1. You must be a property owner.
2. Only residential property that is registered in your name can be used as security.
3. No vacant stands will be considered.
4. You must be permanently employed.
5. Your debt must be more than R30 000.
6. Your gross monthly household income must be more than R8 500.
7. You must have sufficient equity in your property – minimum property value of R200 000
8. A maximum home loan of 75% of the current market value of your property is applicable (including your existing home loan
9. Your monthly home loan repayment cannot exceed 30% of your gross monthly household income
10. We are unable to assist you if you have been sequestrated and have not yet been rehabilitated

Information and Documintation needed 

We will need a copy of the following:

If self employed, we also require:

• Auditors letter confirming earnings
• LATEST 3 months company bank statements
• LATEST company financials
• Copies of company registration documents

CONTACT US

Speak to a home loan consultant about settling your debts and restores your credit bureau profile.

Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za