Home owners, your financial troubles can be a thing of the past….

If you have been declined for a home loan due to a poor credit rating or because you have too much debt, but have sufficient value in your property, then contact us immediately!

At Mortgage Plus we provide financial solutions tailored to meet your needs.

To apply for your Debt Consolidation Loan

CONTACT US ON:
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za

Complete this short form online

www.mortgagepluscc.co.za

Debt Consolidation Loans www.mortgagepluscc.co.za What is Debt Consolidation? Mortgage Plus through Aspire utilises its own funding to provide you with one loan to settle your debts, even if you have a poor credit profile. A home loan is secured against your property and carries one of the lowest interest rates. The aim of debt consolidation is to increase the amount of the existing home loan and use this amount to settle your debts. This should improve your monthly cash flow due to the lower interest rates and finance charges offered on home loans. How Does It Work? We loan you the amount you require and use this amount to settle your debts You remain the owner of the property Judgements that have been taken against you are rescinded Your credit bureau profile is improved dramatically Once your credit bureau profile has improved, we apply for an additional home loan. Our loan is repaid by the bank that grants you the additional home loan. What are the Requirements? Your debt must be more than R30 000 Your gross monthly household income must be more than of R8 500 You must have sufficient equity in your property – minimum property value of R200 000 A maximum home loan of 75% of the current market value of your property is applicable (including your existing home loan) Your monthly home loan repayment cannot exceed 30% of your gross monthly household income We will need a copy of the following from you: ID document Marriage certificate (if applicable) Anti-nuptial contract (if applicable) 3 Months bank statements 6 Months bond statements 3 Months salary slips Latest rates account Latest water & electricity account

Speak to a home loan consultant about financing your new property or reviewing your existing mortgage. We are able to assist in lowering your bond repayments and securing attorney discounts.

Complete this short form online
Call us on 011.327.4489
Email: morne@mortgagepluscc.co.za