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	<title>Bond Originators and Mortgage Experts &#187; credit cards</title>
	<atom:link href="http://mortgagepluscc.co.za/blog/tag/credit-cards/feed/" rel="self" type="application/rss+xml" />
	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Mortgage Expert Blog !</description>
	<lastBuildDate>Wed, 23 May 2012 12:29:39 +0000</lastBuildDate>
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		<title>How can we help you – Property Finance &#8211; Mortgages?</title>
		<link>http://mortgagepluscc.co.za/blog/2012/03/how-can-we-help-you-%e2%80%93-property-finance-mortgages/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/03/how-can-we-help-you-%e2%80%93-property-finance-mortgages/#comments</comments>
		<pubDate>Mon, 19 Mar 2012 11:35:56 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a preferential interest rate]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[affordable]]></category>
		<category><![CDATA[Applying for your home loan]]></category>
		<category><![CDATA[assessment factors]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[cellphone contracts]]></category>
		<category><![CDATA[comprehensive assessment]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit facilities]]></category>
		<category><![CDATA[credit worthiness]]></category>
		<category><![CDATA[favourable rate]]></category>
		<category><![CDATA[first time buyer loan]]></category>
		<category><![CDATA[good credit history]]></category>
		<category><![CDATA[home loan application]]></category>
		<category><![CDATA[home loan documents]]></category>
		<category><![CDATA[mortgage lending requirements]]></category>
		<category><![CDATA[mortgage sa]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[MortgageSA]]></category>
		<category><![CDATA[NEW HOME LOAN]]></category>
		<category><![CDATA[other facilities]]></category>
		<category><![CDATA[Professional Mortgage Specialist]]></category>
		<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[property finance application]]></category>
		<category><![CDATA[property value]]></category>
		<category><![CDATA[vehicle repayments]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4525</guid>
		<description><![CDATA[How can we help you – Property Finance &#8211; Mortgages?
Buying a home is admin-intensive and we will make sure you know exactly what documents are required for your new home loan or first time buyer loan and when to make the deal happen for you.
What assessment factors do the banks look at?
Affordability, credit worthiness, and [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2012/03/how-can-we-help-you-%e2%80%93-property-finance-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First time buyers Important Pointers</title>
		<link>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/#comments</comments>
		<pubDate>Fri, 27 May 2011 09:13:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% First Time Buyer]]></category>
		<category><![CDATA[24 Hr Progress Update Guarantee]]></category>
		<category><![CDATA[access funds]]></category>
		<category><![CDATA[Best Advice]]></category>
		<category><![CDATA[Consolidate your finances]]></category>
		<category><![CDATA[consolidating all your finances]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[different interest rates]]></category>
		<category><![CDATA[different loan]]></category>
		<category><![CDATA[Fast pre-qualification]]></category>
		<category><![CDATA[fastest home loan]]></category>
		<category><![CDATA[fees and charges]]></category>
		<category><![CDATA[financing it]]></category>
		<category><![CDATA[First Time Bonds]]></category>
		<category><![CDATA[First time buyers Home Loan]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[First time home buyers only]]></category>
		<category><![CDATA[First time home loans]]></category>
		<category><![CDATA[First Time Home Loans Article]]></category>
		<category><![CDATA[first-time home buyer]]></category>
		<category><![CDATA[Fixed rates]]></category>
		<category><![CDATA[Free Rate Quotes From Multiple Lenders]]></category>
		<category><![CDATA[Highest success rate]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[Home Loan account]]></category>
		<category><![CDATA[home loan products]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan repayments]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[loan consultant]]></category>
		<category><![CDATA[making additional repayments]]></category>
		<category><![CDATA[mortgage finance]]></category>
		<category><![CDATA[mortgage originator]]></category>
		<category><![CDATA[new house buyers]]></category>
		<category><![CDATA[No Junk Fees]]></category>
		<category><![CDATA[No-Deposit - First Time Home Buyer]]></category>
		<category><![CDATA[No-Obligation Quote]]></category>
		<category><![CDATA[nterest rate changes]]></category>
		<category><![CDATA[overdrafts]]></category>
		<category><![CDATA[paying rent]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[property purchase]]></category>
		<category><![CDATA[Save thousands of rands]]></category>
		<category><![CDATA[settle your home loan in 5 years]]></category>
		<category><![CDATA[structure a home loan]]></category>
		<category><![CDATA[total home loan debt]]></category>
		<category><![CDATA[unnecessary debt]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3265</guid>
		<description><![CDATA[First time buyers
Well done! The decision to buy a home has proven to be one of the best made for millions of happy homeowners. It is a fact that property is a good investment, especially when you compare it to paying rent. It is important, however to enter the property market with a good understanding [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/05/first-time-buyers-important-pointers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Better You’re Chances of a Home Loan Approval</title>
		<link>http://mortgagepluscc.co.za/blog/2011/02/better-you%e2%80%99re-chances-of-a-home-loan-approval/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/02/better-you%e2%80%99re-chances-of-a-home-loan-approval/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 09:01:01 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% home loans]]></category>
		<category><![CDATA[24Hr Turnaround]]></category>
		<category><![CDATA[a home loan originator]]></category>
		<category><![CDATA[a mortgage originator]]></category>
		<category><![CDATA[able]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[affordability calculators]]></category>
		<category><![CDATA[any]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[applying]]></category>
		<category><![CDATA[Applying for your home loan]]></category>
		<category><![CDATA[applying home loan]]></category>
		<category><![CDATA[before]]></category>
		<category><![CDATA[calculate]]></category>
		<category><![CDATA[calculate affordability]]></category>
		<category><![CDATA[calculate size]]></category>
		<category><![CDATA[commission earners home loans]]></category>
		<category><![CDATA[commission earners mortgages]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Bureau]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit lenders]]></category>
		<category><![CDATA[credit performances]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[different banks]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[free of charge]]></category>
		<category><![CDATA[free of charge for the homebuyer]]></category>
		<category><![CDATA[Free service]]></category>
		<category><![CDATA[granting a home loan]]></category>
		<category><![CDATA[granting credit]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan application]]></category>
		<category><![CDATA[home loan spending power]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Homeowner's insurance]]></category>
		<category><![CDATA[improve]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[increase]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lending institutions]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage repayment]]></category>
		<category><![CDATA[Need a Home Loan]]></category>
		<category><![CDATA[no 1 mortgage originator]]></category>
		<category><![CDATA[no obligation]]></category>
		<category><![CDATA[obligations]]></category>
		<category><![CDATA[one stop shop for home loans]]></category>
		<category><![CDATA[one stop shop for mortgages]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[overdrafts]]></category>
		<category><![CDATA[Professional Bond Originators]]></category>
		<category><![CDATA[Professional Home Loan originators]]></category>
		<category><![CDATA[Professional Mortgage originators]]></category>
		<category><![CDATA[qualify]]></category>
		<category><![CDATA[qualify for a loan]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[secured loans]]></category>
		<category><![CDATA[Securing Better Rates]]></category>
		<category><![CDATA[self employed home loans]]></category>
		<category><![CDATA[self-employed mortgages in SA]]></category>
		<category><![CDATA[size home]]></category>
		<category><![CDATA[supporting documentation]]></category>
		<category><![CDATA[take]]></category>
		<category><![CDATA[through]]></category>
		<category><![CDATA[various]]></category>
		<category><![CDATA[vehicle finance]]></category>
		<category><![CDATA[We motivate your application]]></category>
		<category><![CDATA[We negotiate the best interest rates]]></category>
		<category><![CDATA[We will help you]]></category>
		<category><![CDATA[wherever]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2869</guid>
		<description><![CDATA[Work on your credit score
Your credit history is one of the first things that the lending institutions look at when they review your home loan application. It clearly outlines a person’s financial and credit performances in the past which holds a serious weighting as to whether or not you qualify for a loan, the amount [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/02/better-you%e2%80%99re-chances-of-a-home-loan-approval/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan / Property finance still hard to get.</title>
		<link>http://mortgagepluscc.co.za/blog/2011/02/home-loan-property-finance-still-hard-to-get/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/02/home-loan-property-finance-still-hard-to-get/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 07:56:12 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[absa home loans]]></category>
		<category><![CDATA[Banks']]></category>
		<category><![CDATA[bond consultant]]></category>
		<category><![CDATA[commercial properties]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[demand for home loan finance]]></category>
		<category><![CDATA[fnb home loans]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan advances]]></category>
		<category><![CDATA[home loan consultant]]></category>
		<category><![CDATA[home loan credit]]></category>
		<category><![CDATA[home loan finance]]></category>
		<category><![CDATA[household credit]]></category>
		<category><![CDATA[household mortgage]]></category>
		<category><![CDATA[instalment sales]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[leasing finance]]></category>
		<category><![CDATA[low interest rates]]></category>
		<category><![CDATA[mortgage advances]]></category>
		<category><![CDATA[mortgage balances]]></category>
		<category><![CDATA[mortgage consultant]]></category>
		<category><![CDATA[mortgage credit]]></category>
		<category><![CDATA[mortgage finance extended]]></category>
		<category><![CDATA[mortgage loan credit]]></category>
		<category><![CDATA[mortgage loan finance]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nedbank home loans]]></category>
		<category><![CDATA[outstanding mortgage]]></category>
		<category><![CDATA[overdrafts]]></category>
		<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[residential properties]]></category>
		<category><![CDATA[Residential property]]></category>
		<category><![CDATA[Sa Home Loans]]></category>
		<category><![CDATA[South African Reserve Bank]]></category>
		<category><![CDATA[std bank home loans]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2851</guid>
		<description><![CDATA[If anyone thinks that banks are likely to loosen the purse strings and make home loan finance more readily accessible then they should think again judging by the last figures released by Absa Home Loans.
It says theresidential property market and the demand for home loan finance will not get any further stimulation from the interest [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2011/02/home-loan-property-finance-still-hard-to-get/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The most accurate method of establishing how much you can borrow.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/07/the-most-accurate-method-of-establishing-how-much-you-can-borrow/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/07/the-most-accurate-method-of-establishing-how-much-you-can-borrow/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 08:26:14 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a home loan consultant]]></category>
		<category><![CDATA[A lender]]></category>
		<category><![CDATA[A mortgage lender]]></category>
		<category><![CDATA[all banks]]></category>
		<category><![CDATA[applicants borrowing eligibility]]></category>
		<category><![CDATA[Audited Financial Statements]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[bond amount]]></category>
		<category><![CDATA[buying a property]]></category>
		<category><![CDATA[calculate]]></category>
		<category><![CDATA[calculate affordability]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Commission earner]]></category>
		<category><![CDATA[Commission Earner Home Loans]]></category>
		<category><![CDATA[Commission earner mortgages]]></category>
		<category><![CDATA[contact a qualified mortgage broker]]></category>
		<category><![CDATA[Credit Bureau’s information]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit cards and personal loans]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[eligibility calculations]]></category>
		<category><![CDATA[eligible to borrow]]></category>
		<category><![CDATA[financing your new property]]></category>
		<category><![CDATA[full range of options]]></category>
		<category><![CDATA[get a bigger mortgage]]></category>
		<category><![CDATA[Home loans for Self-employed individuals]]></category>
		<category><![CDATA[How Much Can I Borrow?]]></category>
		<category><![CDATA[interest rate rises]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[latest management accounts]]></category>
		<category><![CDATA[lease agreements]]></category>
		<category><![CDATA[lend you money]]></category>
		<category><![CDATA[loan repayments]]></category>
		<category><![CDATA[lowering your bond repayments]]></category>
		<category><![CDATA[maximum monthly mortgage repayment]]></category>
		<category><![CDATA[maximum repayments]]></category>
		<category><![CDATA[monthly expenses]]></category>
		<category><![CDATA[mortgage]]></category>
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		<category><![CDATA[Mortgage Plus bond consultant]]></category>
		<category><![CDATA[Mortgage Plus consultant]]></category>
		<category><![CDATA[Mortgage Plus home loan consultant]]></category>
		<category><![CDATA[mortgage repayment]]></category>
		<category><![CDATA[net income for their calculations]]></category>
		<category><![CDATA[Other Income]]></category>
		<category><![CDATA[Partners / Spouse's income]]></category>
		<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[qualified mortgage broker]]></category>
		<category><![CDATA[reckless lending]]></category>
		<category><![CDATA[rental income]]></category>
		<category><![CDATA[rental property]]></category>
		<category><![CDATA[reviewing your existing mortgage]]></category>
		<category><![CDATA[Salary Multiples]]></category>
		<category><![CDATA[securing attorney discounts]]></category>
		<category><![CDATA[Self-employed individuals]]></category>
		<category><![CDATA[Self-employed individuals loans]]></category>
		<category><![CDATA[Speak to a home loan consultant]]></category>
		<category><![CDATA[the best bond deal possible.]]></category>
		<category><![CDATA[the best deal possible]]></category>
		<category><![CDATA[the best home loan deal possible.]]></category>
		<category><![CDATA[the best interest rate]]></category>
		<category><![CDATA[the Best interest rates in SA]]></category>
		<category><![CDATA[the best mortgage deal possible]]></category>
		<category><![CDATA[various lenders]]></category>
		<category><![CDATA[vehicle finance]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1975</guid>
		<description><![CDATA[How much can I borrow for a mortgage?
One of the first question everyone asks when they are thinking of buying a property is ‘how much can I borrow?’ This is not an exact science and all banks have methods to calculate affordability. Since the introduction of the National Credit Act this has become even more [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/07/the-most-accurate-method-of-establishing-how-much-you-can-borrow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time Buyers &#8211;  The Best Advice</title>
		<link>http://mortgagepluscc.co.za/blog/2010/05/first-time-buyers-the-best-advice/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/05/first-time-buyers-the-best-advice/#comments</comments>
		<pubDate>Thu, 27 May 2010 08:43:13 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[3 month holiday on home loan repayments]]></category>
		<category><![CDATA[additional repayments]]></category>
		<category><![CDATA[avoiding unnecessary debt]]></category>
		<category><![CDATA[Best Advice]]></category>
		<category><![CDATA[consolidate everything into]]></category>
		<category><![CDATA[Consolidate your finances]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[current account]]></category>
		<category><![CDATA[different interest rates]]></category>
		<category><![CDATA[different loans]]></category>
		<category><![CDATA[fees and charges]]></category>
		<category><![CDATA[First time buyers]]></category>
		<category><![CDATA[First time home buyers only]]></category>
		<category><![CDATA[gross monthly income]]></category>
		<category><![CDATA[Home Loan account]]></category>
		<category><![CDATA[home loan debt]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan repayments]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[how a property purchase works]]></category>
		<category><![CDATA[Minimise your Mortgage]]></category>
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		<category><![CDATA[property market]]></category>
		<category><![CDATA[save a fortune in interest]]></category>
		<category><![CDATA[settle your home loan in 5 years]]></category>
		<category><![CDATA[structuring your finances]]></category>
		<category><![CDATA[terms and conditions available]]></category>
		<category><![CDATA[your individual requirements]]></category>
		<category><![CDATA[Your monthly bond repayments]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1641</guid>
		<description><![CDATA[First Time Buyers
Well done! The decision to buy a home has proven to be one of the best made for millions of happy home owners. It’s a fact that property is a good investment, especially when you compare it to paying rent. It is important, however to enter the property market with a good understanding [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Second bonds &#124; Second mortgages &#124; Second home loans</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/second-bonds-second-mortgages-second-home-loans/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/second-bonds-second-mortgages-second-home-loans/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 09:43:41 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[apply for a second bond]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[FREE quote]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[nationally recognized lenders]]></category>
		<category><![CDATA[new homeowners calculate]]></category>
		<category><![CDATA[new payments]]></category>
		<category><![CDATA[primary bond]]></category>
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		<category><![CDATA[second mortgage bond]]></category>
		<category><![CDATA[Second mortgages]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1171</guid>
		<description><![CDATA[Second bonds might be the solution for some homeowners. Being a homeowner leads to a great many expenses, both expected and unexpected ones. In most cases, new homeowners calculate the expected costs into their budget so they understand how much house they can afford to purchase while still having some money to play with.
Unfortunately, those [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How are Mortgages, Bonds and Home Loans Approved?</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/how-are-mortgages-bonds-and-home-loans-approved/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 10:00:30 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[additional finance]]></category>
		<category><![CDATA[additional finance on your home loan]]></category>
		<category><![CDATA[applying for a mortgage]]></category>
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		<category><![CDATA[Click Here]]></category>
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		<category><![CDATA[Just apply]]></category>
		<category><![CDATA[lower bond amount]]></category>
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		<category><![CDATA[MORTGAGE QUALIFICATION CRITERIA]]></category>
		<category><![CDATA[nationally recognized lenders]]></category>
		<category><![CDATA[Personal Loans]]></category>
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		<category><![CDATA[PROPERTY VALUATION]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1165</guid>
		<description><![CDATA[
Lenders will take the following into account with every mortgage application.
INCOME
When applying for a mortgage, lenders will look at your total income before any deductions (gross income) to access if you would be able to afford the mortgage payments. Lenders will consider the following as income:
-Salaries &#38; Wages
-Regular Incentives
-Investment Income
-Retirement Income
-Regular Commissions
-Rental Income
CREDIT HISTORY
To qualify [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to manage your credit score and buy property.</title>
		<link>http://mortgagepluscc.co.za/blog/2010/01/how-to-manage-your-credit-score-and-buy-property/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/01/how-to-manage-your-credit-score-and-buy-property/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 16:16:16 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[apply for a home loan]]></category>
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		<category><![CDATA[Before you put in an offer]]></category>
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		<category><![CDATA[To get pre-qualified - Click Here]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1122</guid>
		<description><![CDATA[
How to manage your credit score and buy property
Weak economic conditions, higher interest rates and the global credit crisis have forced banks to be far more picky about who they will lend money and less generous with their lending rates.
But Mary Jane Lefevre, said that before you apply for a home loan, there are steps [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get pre approvals for your new Home Loan, Bond or Mortgage.</title>
		<link>http://mortgagepluscc.co.za/blog/2009/12/get-pre-approvals-for-your-new-home-loan-bond-or-mortgage/</link>
		<comments>http://mortgagepluscc.co.za/blog/2009/12/get-pre-approvals-for-your-new-home-loan-bond-or-mortgage/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 10:20:07 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[100% loans]]></category>
		<category><![CDATA[apply for a bond]]></category>
		<category><![CDATA[apply for a home loan]]></category>
		<category><![CDATA[apply for a loan]]></category>
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		<category><![CDATA[apply for a new home loan]]></category>
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		<category><![CDATA[Get prequalified]]></category>
		<category><![CDATA[Getting that bond approval]]></category>
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		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1063</guid>
		<description><![CDATA[
With banks beginning to relax their lending policies supporting a revival in the property market now is the time to apply for a bond.
&#8220;With the relaxation of lending policies there should be a much improved chance of being approved for a loan on favourable terms. &#8220;Banks are once again offering 100% loans and the current [...]]]></description>
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