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	<title>Bond Originators and Mortgage Experts &#187; capital gains tax</title>
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	<link>http://mortgagepluscc.co.za/blog</link>
	<description>South Africa&#039;s Leading Bond Originator and Mortgage Expert Blog !</description>
	<lastBuildDate>Wed, 23 May 2012 12:29:39 +0000</lastBuildDate>
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		<title>Mortgage and Home Loan Terms Glossary</title>
		<link>http://mortgagepluscc.co.za/blog/2012/01/mortgage-and-home-loan-terms-glossary/</link>
		<comments>http://mortgagepluscc.co.za/blog/2012/01/mortgage-and-home-loan-terms-glossary/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 09:05:06 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[a mortgage loan]]></category>
		<category><![CDATA[affordability]]></category>
		<category><![CDATA[applying for a mortgage]]></category>
		<category><![CDATA[assist buyers]]></category>
		<category><![CDATA[body corporate]]></category>
		<category><![CDATA[bond]]></category>
		<category><![CDATA[Bond Registration]]></category>
		<category><![CDATA[Bond Term]]></category>
		<category><![CDATA[BRIDGING FINANCE]]></category>
		<category><![CDATA[Building Loan]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[deed of sale]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial institution]]></category>
		<category><![CDATA[first mortgage]]></category>
		<category><![CDATA[fixed interest rate]]></category>
		<category><![CDATA[guarantee]]></category>
		<category><![CDATA[homeloan]]></category>
		<category><![CDATA[mortgage originator]]></category>
		<category><![CDATA[Mortgagee]]></category>
		<category><![CDATA[Mortgagor]]></category>
		<category><![CDATA[offer to purchase]]></category>
		<category><![CDATA[repo rate]]></category>
		<category><![CDATA[Repossession of Property]]></category>
		<category><![CDATA[Second Bond or Mortgage]]></category>
		<category><![CDATA[Transfer Costs]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=4359</guid>
		<description><![CDATA[

Act A form of legislation passed by the courts for the government.
Addendum A  supplementary and separate agreement to an original sale contract, and  should it contradict the original contract, it is presumed to overrule  it.
Administration Fee The monthly cost that the bank charges to handle a mortgage loan.
Affordability Analysis An analysis of [...]]]></description>
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		<item>
		<title>Property Ownership Options in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2011/03/property-ownership-options-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2011/03/property-ownership-options-in-south-africa/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 09:43:27 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[beneficiaries]]></category>
		<category><![CDATA[buy property]]></category>
		<category><![CDATA[buying property]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[close corporations]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[complex]]></category>
		<category><![CDATA[conditions of financing]]></category>
		<category><![CDATA[considering]]></category>
		<category><![CDATA[family trust]]></category>
		<category><![CDATA[free standing house]]></category>
		<category><![CDATA[full ownership]]></category>
		<category><![CDATA[immovable property]]></category>
		<category><![CDATA[Individual or freehold ownership]]></category>
		<category><![CDATA[Joint ownership]]></category>
		<category><![CDATA[No transfer duty is payable]]></category>
		<category><![CDATA[options available]]></category>
		<category><![CDATA[ownership]]></category>
		<category><![CDATA[Ownership Registered]]></category>
		<category><![CDATA[personal estates]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property in South Africa]]></category>
		<category><![CDATA[property ownership]]></category>
		<category><![CDATA[purchasing freehold property]]></category>
		<category><![CDATA[Purchasing property in a Trust]]></category>
		<category><![CDATA[register your property]]></category>
		<category><![CDATA[registered]]></category>
		<category><![CDATA[registration process]]></category>
		<category><![CDATA[responsibilities]]></category>
		<category><![CDATA[trust property]]></category>
		<category><![CDATA[trustees]]></category>
		<category><![CDATA[trusts]]></category>
		<category><![CDATA[unit]]></category>
		<category><![CDATA[various options available]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=3005</guid>
		<description><![CDATA[Property Ownership Options
When considering buying property such as  a unit, complex, or free standing house in South Africa , the buyer must be aware of the various options available to them in terms of ownership. The most commonly used form of ownership in South Africa is freehold, though sectional title, leasehold and share block are [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Property transfers can get complicated: conveyancing</title>
		<link>http://mortgagepluscc.co.za/blog/2010/11/property-transfers-can-get-complicated-conveyancing/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/11/property-transfers-can-get-complicated-conveyancing/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 10:51:43 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[Attorney]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[clearance certificate]]></category>
		<category><![CDATA[Deeds Office]]></category>
		<category><![CDATA[Grant Gunston Attorneys]]></category>
		<category><![CDATA[Homeowners’ Association’s approval]]></category>
		<category><![CDATA[paying transfer]]></category>
		<category><![CDATA[property sale]]></category>
		<category><![CDATA[property seller]]></category>
		<category><![CDATA[registration process]]></category>
		<category><![CDATA[reputable conveyancer]]></category>
		<category><![CDATA[sale and transfer]]></category>
		<category><![CDATA[securing a rates]]></category>
		<category><![CDATA[site plans]]></category>
		<category><![CDATA[transfer deals]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=2484</guid>
		<description><![CDATA[Although there may from time to time be long delays in property sale and transfer deals, the whole process is commendably sound and tamper-proof, says Ulrik Strandvik of Grant Gunston Attorneys.
“The general public are often not aware of how important it is that, once the sale and transfer or inheritance of the property has been [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CREDIT EXTENSIONS ON YOUR MORTGAGE / HOME LOAN</title>
		<link>http://mortgagepluscc.co.za/blog/2010/03/credit-extensions-on-your-mortgage-home-loan/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/03/credit-extensions-on-your-mortgage-home-loan/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 10:21:02 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[application process]]></category>
		<category><![CDATA[apply for a new home loan]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[credit extension]]></category>
		<category><![CDATA[credit extensions]]></category>
		<category><![CDATA[existing home owners]]></category>
		<category><![CDATA[expert advice on bonds]]></category>
		<category><![CDATA[expert advice on home loans]]></category>
		<category><![CDATA[expert advice on mortgages]]></category>
		<category><![CDATA[expert home loan advice]]></category>
		<category><![CDATA[expert home loan assistance]]></category>
		<category><![CDATA[finance industry]]></category>
		<category><![CDATA[getting bond extensions]]></category>
		<category><![CDATA[Home Loan extensions]]></category>
		<category><![CDATA[home loan industry in South Africa]]></category>
		<category><![CDATA[home owners]]></category>
		<category><![CDATA[mortgage extensions]]></category>
		<category><![CDATA[NEW HOME LOAN]]></category>
		<category><![CDATA[outstanding services]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[selling fixed property]]></category>
		<category><![CDATA[transformation of existing home loans]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1318</guid>
		<description><![CDATA[When looking for a new home loan or wishing to transform your existing one, there is no better place to turn to than Mortgage Plus. As specialists in the home loan industry in South Africa, Mortgage Plus will give you the best assistance and expert home loan advice to ensure that you in turn make [...]]]></description>
		<wfw:commentRss>http://mortgagepluscc.co.za/blog/2010/03/credit-extensions-on-your-mortgage-home-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 top tips for property investors in South Africa</title>
		<link>http://mortgagepluscc.co.za/blog/2010/02/7-top-tips-for-property-investors-in-south-africa/</link>
		<comments>http://mortgagepluscc.co.za/blog/2010/02/7-top-tips-for-property-investors-in-south-africa/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 12:51:30 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Home Loan Tips for South African's]]></category>
		<category><![CDATA[agent's fees]]></category>
		<category><![CDATA[both freehold]]></category>
		<category><![CDATA[building up a property portfolio]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[conveyancers' fees]]></category>
		<category><![CDATA[freehold property for sale]]></category>
		<category><![CDATA[highly-bonded properties]]></category>
		<category><![CDATA[huge bond repayments]]></category>
		<category><![CDATA[industrial units for sale]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[long term investment]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property portfolio]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[sectional title residential property]]></category>
		<category><![CDATA[sectional title residential property for sale]]></category>
		<category><![CDATA[small bond]]></category>
		<category><![CDATA[small commercial]]></category>
		<category><![CDATA[small commercial property for sale]]></category>
		<category><![CDATA[transfer fees]]></category>

		<guid isPermaLink="false">http://mortgagepluscc.co.za/blog/?p=1219</guid>
		<description><![CDATA[ 
1.    Accept that property is always a long term investment with ups and downs.  If you are out for a quick buck, you will not find it in property. 
2.    Secondly, set yourself the goal of building up a property portfolio which you expand steadily.  Do not sell your investment property, even to buy another.
3.    Third, [...]]]></description>
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