Looking for a new home or home loan?

Mortgage Plus Bond Originators will negotiate with the banks on your behalf to get you the best home loan deal – not only a good rate, but a loan that’s structured to suit your financial situation and future needs. 100% free of charge!

At Mortgage Experts specialise in Mortgages, New Home Loans, First Time Home Buyer Loans, Building Loans, Further Loans, Bond Switches and Commercial Loans.

Furthermore, Mortgage Plus is also rated one of South Africa’s Top Bond Originators.

We know that purchasing a new home, or taking out a mortgage “home loan” on your existing home, is a rather costly activity and therefore all the available options need to be considered before an adequate final decision can be made concerning the home loan which is most ideal for you.

After operating in the home loan industry in South Africa for a number of years, Mortgage Plus has been able to build up the experience and thus the expertise necessary for giving the best assistance to those looking to take out a Home loan or Mortgage on a property in South Africa

We consequently become a specialist in the field of home loans with more and more people in South Africa coming to us for our expertly reliable home loan assistance services.

It should be noted that Mortgage Plus is not a bank or an estate agency but is a bond originator who will assist you by starting the bond application process on your behalf.

Mortgage Plus will find the right deal for you. Guaranteed!

The benefits of using our services:

• 100% Free service – Applicable to Absa Bank, Nedbank, First National Bank and Standard Bank SA
• 20% Discount on attorney fees
• We do the work for you
• High success rate in getting mortgage loans approved
• Save time and money
• Expert Advice
• 11 financial institutions to choose from

What steps are involved?

1. House hunting
2. Sign offer to purchase.
3. Seller accepts offer.
4. Contact MORTGAGE PLUS on 0861 1111 93
5. Financial Institution will confirm requirements.
6. Property Valuation done by bank.
7. Decision taken by bank.
8. Final approval. (Letter of Grant within 4 to 5 days)
9. Registration attorney instructed to attend to the registration.
10. Customer to sign documents at 2 sets of attorneys.
11. Home loan registered in buyers name at Deeds Office.

So, why go anywhere else for your home loan needs!

Sit back and relax while we do the work for you and get you the home loan at a rate that you deserve! Guaranteed!

Attached please find the Home Loan Application Form * - Short Home Loan Application Form

If you would like to speak to a Professional Mortgage Specialist about your lending requirements, please phone Mortgage Plus Bond Originators on:

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za

Determine What You Can Afford With A Home Loan Calculator

It’s clear that every family should really have a home of their own. This is one of the most fundamental dreams of almost every couple when they start to build a family of their own, and that’s to buy their own house within a specific time frame. It is very important that these considerations are always kept in mind so that you are able to position yourself and your money to be geared towards this goal of buying a home.

The difficulty comes when you are thinking about a Home Loan and need to calculate how much you can actually manage to pay in line with the income that both you and your partner are making. The home loan calculator can be your best tool to organize your finances, and to find out exactly where you stand well before you jump into a loan with your bank or the lender as they work to give you the loan.

There will probably be plenty of appealing words and sales tactics these home loan consultants will use to convince you to take advantage of the loan services that they are extending to you. You should recognize that loan companies are earning revenue from the loans that they make, so you have to be aware that not all sales pitches that they deliver are to your benefit.

The initial factor that you need to find out for yourself is the amount of loan that you are able to afford to borrow. This home loan calculator tool offers you the very best estimation of the loan that you can take out determined by your income and expenditures. Your monthly cash flow will actually identify exactly how much remains for your mortgage payments. It is going to provide you an honest and accurate income expenditure worksheet which is almost like having your own private accountant right next to you advising you about your best financial moves.

It’s pretty common that interest rates won’t be stable for a prolonged time period, so it is advisable to have a buffer for this scenario which the home loan calculator can easily calculate for you. It is also possible that you can make advance payments for the loan that can allow you to build up equity in your property more quickly, and you will additionally be able to calculate the adjustments that will be made to your loan standing.

This adjustment will definitely have an effect on the length of your amortization period if the loan interest rate is fixed, however there are some institutions that are prepared to reflect the advances you make which reduces the overall amount of the loan and will lower the interest as well. It is most effective to be ready with this information in advance to make sure that you will know your negotiating strength.

Please contact us if you require any further information or would like to apply for finance:

Complete this short form online

011.327.4489 / 0861 1111 93

morne@mortgagepluscc.co.za

www.mortgagepluscc.co.za