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The pace of life today is frantic and your needs change from one moment to the next. FNB Home Loans believes that the secret to keeping pace with the present is to have an eye on the future. That’s why they developed Future Choice, a progressive home loan solution that allows you to plan ahead for every little stage.

With Future Choice, you can register a bond greater than the home loan amount you require, creating a surplus amount that you can access at a later stage. Future Choice is all about using the available value in your home to your advantage. If your property has increased in value, you may apply to use the additional finance for everything your heart desires, from home extensions and improvements to holidays abroad. If your home has not yet increased in value, the Future Choice amount can only be used for home improvements that will build additional value in your home.When you would like to take advantage of the Future Choice amount, you will have to apply for access, with each application being subject to the bank’s credit approval policy.

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